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S & A

Active
Private limited company (pre-2019)founded 2005active for 21 yearsTorhoutsesteenweg 112, 8400 Oostende, BelgiumKBO/BCE: BE 0877.051.630
Summary

S & A has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75,446 and a net result of -€5,266. Equity has been growing by about 17% per year since 2019. Its solvency ranks better than 36% of 330 sector peers (NACE 61, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 26-10-2005 Normal situation
Activity
Wired, wireless and satellite telecommunications NACE 61100and 1 other
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 30-06-2023
Establishment unit
2.201.909.205 8400 Oostende, since 01-09-2011
Financial year end
30 June
Peppol
Reachable since 17-07-2025

Board and ownership

Board

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-06-2025
Gross margin
€144,323
▲ 46.1%
Turnover
≈ €360,000
estimated
Loss
€5,266
Equity
€75,446
▼ 6.5%
Total assets
€290,727
▲ 8.8%
Staff
≈ 1.5 FTE
estimated
Score breakdownraises riskSector: Telecommunications (NACE 61)lowers riskLiquidity: current ratio 0.79, cash €124,660Founded in 2005Size: total assets €290,727Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 40% of micro companies in telecommunications (NACE 61)
Financial strength · tick: 2024
Average
Solvency 51-4
equity 26.0% of total assets
Liquidity 60+46
short-term debt 74.0% · cash 42.9%
Profitability 29-45
return on assets -1.8%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (527 companies, NACE 61, micro)
Last 24 months 12-2024: 1.0%highest value 01-2025: 0.5%▼ -0.5 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.2%▼ -0.3 percentage points vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.79 (0.25 in 2024), below 1. Short-term debt is 74% and cash 42.9% of total assets. 74% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 61, micro). It does better than 38% of them on solvency, 64% on liquidity, 25% on profitability and 35% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Telecommunications (NACE 61)
KBO
lowers risk · Liquidity: current ratio 0.79, cash €124,660
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €290,727
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-11-2025, 73 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
73 days early
2024
43 days early
2023
12 days early
2022
46 days early
2021
5 days early
2020
33 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 61), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 19 December (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end05-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 80% of companies in telecommunicationssector median €6,724 · 329 companies -€5,266 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Appointment: Ahmed Muayad A Al-Juboori (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as S & A: wired, wireless and satellite telecommunications (NACE 61100). They are comparable in size and age: total assets between €208,000 and €402,000, founded between 2003 and 2008.

CompanyTotal assetsGross margin
S & A Oostende€290,727€144,323
PLENSO Roeselare€401,786€128,843
ACTUA-TV Brussel€289,161€190,425
SANZA Diest€207,618€140,170
AURODIS CONSULT Tervuren€219,458€149,929
MARCO POLO QUALITY SERVICES Court-Saint-Etienne€273,275€103,148
QDS ENTERTAINMENT Ottignies-Louvain-la-Neuve€325,672€90,688
Full comparison

Key facts about S & A

What is the company number of S & A?
The company number of S & A is 0877.051.630. The VAT number is the same number with BE in front: BE 0877.051.630.
Where is S & A based?
The registered office is at Torhoutsesteenweg 112, 8400 Oostende.Company details
What does S & A do?
According to the KBO register, the main activity is wired, wireless and satellite telecommunications (NACE 61100).
What is the legal form of S & A?
The legal form of S & A is Private limited company (pre-2019) (BVBA).
When was S & A founded?
S & A was founded on 26-10-2005.
Is S & A still active?
Yes, S & A is an active enterprise in the KBO register.
How many employees does S & A have?
S & A had an average of 2.5 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does S & A fall under?
In its 30-06-2023 annual accounts, S & A states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of S & A?
The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €144,323 and 2,215 comparable companies of the same size. It probably lies between €240,000 and €560,000. It is a rough estimate.
Is S & A profitable?
In financial year 2025, S & A made a loss of €5,266.
Where can I find the annual accounts of S & A?
S & A filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S & A due?
S & A must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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