Skip to content

Ryverside

Active
Private limited companyfounded 20223 yrs activeSint Lenaartseweg 17, 2320 Hoogstraten, BelgiumKBO/BCE: BE 0794.655.177
Summary

The computed 12-month bankruptcy probability of Ryverside is 3.1% (moderate). The 2025 annual accounts show negative equity (-€107,530) and a net result of €7,102. Equity is growing by ~5.6% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability51▲+3
Solvency13=
Growth78=
Track record94
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 75.8% and cash: 0.8% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
3 d early
2024
1 d early
2023
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 9 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (3 of the last 3 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Ryverside was incorporated on 12 December 2022 as a Private limited company.1 Total assets went from EUR 970,602 in 2023 to EUR 894,574 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€107,530▲ 6.2%
2024 · -€114,632
Total assets
€894,574▼ 4.1%
2024 · €933,129
Net result
€7,102▲ 21.9%
2024 · €5,828
Working capital
-€670,880▼ 0.3%
2024 · -€668,723
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€108,739-€23,560€23,076▼ 2.1%
Net result-€130,461-€5,828€7,102▲ 21.9%
Equity-€120,461--€114,632▲ 4.8%-€107,530▲ 6.2%
Total assets€970,602-€933,129▼ 3.9%€894,574▼ 4.1%
Debt€1.1m-€1.0m▼ 4.0%€1.0m▼ 4.4%
Working capital-€667,136--€668,723▼ 0.2%-€670,880▼ 0.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0Operating result 2023: -€108,739-€108,739Net result 2023: -€130,461-€130,461Operating result 2024: €23,560€23,560Net result 2024: €5,828€5,828Operating result 2025: €23,076€23,076Net result 2025: €7,102€7,102202320242025-€150,000-€100,000-€50,000€0Operating result 2023: -€108,739-€109,000Net result 2023: -€130,461-€130,000Operating result 2024: €23,560€23,600Net result 2024: €5,828€5,830Operating result 2025: €23,076€23,100Net result 2025: €7,102€7,100202320242025
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €894,574
Fixed assets €887,089 ▼ 4.1%
Current assets €7,485 ▼ 12.3%
Key figures and ratios
2025 value · change against 2024
EBITDA
€60,576▼
2024 · €61,060
Cash flow
€44,602▲
2024 · €43,328
Solvency
-12.0%▲
2024 · -12.3%
Current ratio
0.01▼
2024 · 0.01
Debt to equity
-9.32▼
2024 · -9.14
ROA
0.8%▲
2024 · 0.6%
Interest coverage
3.79▲
2024 · 3.44
Debt ≤ 1 year
€678,365▲
2024 · €677,263
Debt > 1 year
€323,739▼
2024 · €370,498
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 263 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a profit under 5% of the balance sheet
1.1% went bankrupt
0.8% stopped otherwise
97% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 263 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€933,129€894,574▼
Fixed assets21/28€924,589€887,089▼
Tangible fixed assets22/27€924,589€887,089▼
Land and buildings22€924,589€887,089▼
Current assets29/58€8,540€7,485▼
Cash at bank and in hand54/58€8,540€7,485▼
Equity and liabilities
Total equity and liabilities10/49€933,129€894,574▼
Equity10/15-€114,632-€107,530▲
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€124,632-€117,530▲
Amounts payable17/49€1.0m€1.0m▼
Amounts payable after more than one year17€370,498€323,739▼
Financial debts170/4€370,498€323,739▼
Amounts payable within one year42/48€677,263€678,365▲
Current portion of amounts payable after more than one year42€44,915€46,759▲
Trade debts44€1,897€1,155▼
Suppliers440/4€1,897€1,155▼
Other amounts payable47/48€630,451€630,451=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,500€37,500=
Other operating charges640/8€4,336€5,469▲
Gross operating margin9900€65,396€66,045▲
Operating profit (loss)9901€23,560€23,076▼
Financial charges65/66B€17,731€15,974▼
Recurring financial charges65€17,731€15,974▼
Profit (loss) for the period before taxes9903€5,828€7,102▲
Profit (loss) for the period9904€5,828€7,102▲
Profit (loss) for the period to be appropriated9905€5,828€7,102▲
Appropriation of the result
Profit (loss) to be appropriated9906-€124,632-€117,530▲
Profit (loss) brought forward from the previous period14P-€130,461-€124,632▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,911€37,500€37,500=
Other operating charges640/8€134,614€4,336€5,469▲ 26.1%
Gross operating margin9900€63,786€65,396€66,045▲ 1.0%
Operating profit (loss)9901-€108,739€23,560€23,076▼ 2.1%
Financial income75/76B€60---
Recurring financial income75€60---
Non-recurring financial income76B€60---
Financial charges65/66B€21,782€17,731€15,974▼ 9.9%
Recurring financial charges65€21,782€17,731€15,974▼ 9.9%
Profit (loss) for the period before taxes9903-€130,461€5,828€7,102▲ 21.9%
Profit (loss) for the period9904-€130,461€5,828€7,102▲ 21.9%
Profit (loss) for the period to be appropriated9905-€130,461€5,828€7,102▲ 21.9%
Line202320242025Change
Assets
Total assets20/58€970,602€933,129€894,574▼ 4.1%
Fixed assets21/28€962,089€924,589€887,089▼ 4.1%
Tangible fixed assets22/27€962,089€924,589€887,089▼ 4.1%
Land and buildings22€962,089€924,589€887,089▼ 4.1%
Current assets29/58€8,513€8,540€7,485▼ 12.3%
Cash at bank and in hand54/58€8,513€8,540€7,485▼ 12.3%
Equity and liabilities
Total equity and liabilities10/49€970,602€933,129€894,574▼ 4.1%
Equity10/15-€120,461-€114,632-€107,530▲ 6.2%
Contributions10/11€10,000€10,000€10,000=
Profit (loss) carried forward14-€130,461-€124,632-€117,530▲ 5.7%
Amounts payable17/49€1.1m€1.0m€1.0m▼ 4.4%
Amounts payable after more than one year17€415,413€370,498€323,739▼ 12.6%
Financial debts170/4€415,413€370,498€323,739▼ 12.6%
Amounts payable within one year42/48€675,649€677,263€678,365▲ 0.2%
Current portion of amounts payable after more than one year42€43,144€44,915€46,759▲ 4.1%
Trade debts44€2,054€1,897€1,155▼ 39.1%
Suppliers440/4€2,054€1,897€1,155▼ 39.1%
Other amounts payable47/48€630,451€630,451€630,451=
Line202320242025Change
Profit (loss) for the period9904-€130,461€5,828€7,102▲ 21.9%
+ Depreciation and write-downs630€37,911€37,500€37,500=
Operating cash flow (approximation)-€92,550€43,328€44,602▲ 2.9%
Investment in fixed assets (approximation)-€0€0-
Change in cash-€27-€1,055▼ 3,987%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2023net €7,102 ▲21.9%
Net result €7,102, the highest in the series.
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €5,828
Net result €5,828 after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
821 m²
Building footprint
361 m²
Volume, LiDAR
1,930 m³
Parcel 13014F0162/02H000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Sint Lenaartseweg 17, 2320 Hoogstraten
Financial service activities, except insurance and pension funding
since 20222.339.484.107
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13014F0162/02H000 Flanders 821 m² 1 · 361 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded12-12-2022
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.