RYTHMOCARD
ActiveSummary
RYTHMOCARD has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €218,705. Equity is growing by ~15.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-2
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110,000 at 30 days acceptable
Liquidity ample (current ratio 5.01 against 4.51 in 2024; short-term debt: 14.3% and cash: 0.4% of total assets), and 24.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.9%
Return on assets
10.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
12 d late
2023
27 d late
2022
31 d late
2021
61 d late
2020
24 d late
2019
70 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 31 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1.5m▲ 15.9%
2024 · €1.3m
Total assets
€2.0m▲ 9.2%
2024 · €1.9m
Net result
€218,705▼ 0.7%
2024 · €220,334
Working capital
€1.2m▲ 15.9%
2024 · €1.0m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€243,947▲ 71.2%€232,222▼ 4.8%€208,397▼ 10.3%€266,250▲ 27.8%€259,446▼ 2.6%
Net result€180,177▲ 78.6%€185,252▲ 2.8%€168,680▼ 8.9%€220,334▲ 30.6%€218,705▼ 0.7%
Equity€928,850▲ 24.1%€1.1m▲ 19.9%€1.1m▼ 3.8%€1.3m▲ 24.1%€1.5m▲ 15.9%
Total assets€1.5m▲ 12.2%€1.6m▲ 9.4%€1.6m▼ 0.7%€1.9m▲ 17.2%€2.0m▲ 9.2%
Debt€336,615▼ 6.1%€289,369▼ 14.0%€319,559▲ 10.4%€334,558▲ 4.7%€294,135▼ 12.1%
Working capital€750,193▲ 24.6%€942,990▲ 25.7%€932,538▼ 1.1%€1.0m▲ 7.9%€1.2m▲ 15.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.0m
Fixed assets
€573,566 ▲ 1.2%
Current assets
€1.5m ▲ 12.7%
Equity and liabilities €2.0m
Equity
€1.5m ▲ 15.9%
Provisions
€195,000 =
Debt
€294,135 ▼ 12.1%
Debt's share of the balance-sheet total falls from 18.0% to 14.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€330,582▲
2024 · €319,374
Cash flow
€289,841▲
2024 · €273,458
Current ratio
5.01▲
2024 · 4.51
Debt to equity
0.19▼
2024 · 0.25
ROE
14.2%▼
2024 · 16.6%
ROA
10.8%▼
2024 · 11.8%
Interest coverage
25.52▼
2024 · 26.43
Debt ≤ 1 year
€291,166▲
2024 · €286,937
Debt > 1 year
€2,969▼
2024 · €15,553
Income taxes
€107,182▲
2024 · €102,198
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €40,456 | €42,195 | €44,833 | €53,124 | €71,136 | ▲ 33.9% |
| Other operating charges640/8 | €6,082 | €6,134 | €8,191 | €10,325 | €10,495 | ▲ 1.6% |
| Gross operating margin9900 | €290,485 | €280,551 | €261,421 | €329,699 | €341,077 | ▲ 3.5% |
| Operating profit (loss)9901 | €243,947 | €232,222 | €208,397 | €266,250 | €259,446 | ▼ 2.6% |
| Financial income75/76B | €19,561 | €27,099 | €56,929 | €68,367 | €79,393 | ▲ 16.1% |
| Recurring financial income75 | €19,561 | €27,099 | €56,929 | €68,367 | €79,393 | ▲ 16.1% |
| Financial charges65/66B | €12,600 | €12,087 | €10,785 | €12,085 | €12,952 | ▲ 7.2% |
| Recurring financial charges65 | €12,600 | €12,087 | €10,785 | €12,085 | €12,952 | ▲ 7.2% |
| Profit (loss) for the period before taxes9903 | €250,908 | €247,234 | €254,541 | €322,532 | €325,887 | ▲ 1.0% |
| Income taxes67/77 | €70,731 | €61,982 | €85,861 | €102,198 | €107,182 | ▲ 4.9% |
| Profit (loss) for the period9904 | €180,177 | €185,252 | €168,680 | €220,334 | €218,705 | ▼ 0.7% |
| Profit (loss) for the period to be appropriated9905 | €180,177 | €185,252 | €168,680 | €220,334 | €218,705 | ▼ 0.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.6m | €1.6m | €1.9m | €2.0m | ▲ 9.2% |
| Fixed assets21/28 | €442,911 | €418,902 | €406,581 | €566,503 | €573,566 | ▲ 1.2% |
| Tangible fixed assets22/27 | €436,655 | €412,646 | €400,325 | €560,247 | €567,210 | ▲ 1.2% |
| Land and buildings22 | €354,716 | €328,930 | €311,999 | €463,310 | €467,204 | ▲ 0.8% |
| Plant, machinery and equipment23 | €21,347 | €22,328 | €27,824 | €25,602 | €22,772 | ▼ 11.1% |
| Furniture and vehicles24 | €15,471 | €23,963 | €30,772 | €49,299 | €62,894 | ▲ 27.6% |
| Leasing and similar rights25 | €28,543 | €21,597 | €14,652 | €7,707 | €761 | ▼ 90.1% |
| Assets under construction and advance payments27 | €16,578 | €15,828 | €15,078 | €14,329 | €13,579 | ▼ 5.2% |
| Financial fixed assets28 | €6,256 | €6,256 | €6,256 | €6,256 | €6,356 | ▲ 1.6% |
| Current assets29/58 | €1.0m | €1.2m | €1.2m | €1.3m | €1.5m | ▲ 12.7% |
| Amounts receivable after more than one year29 | €761,529 | €876,962 | €804,471 | €918,138 | €1.1m | ▲ 22.7% |
| Other amounts receivable291 | €761,529 | €876,962 | €804,471 | €918,138 | €1.1m | ▲ 22.7% |
| Amounts receivable within one year40/41 | €117,200 | €145,950 | €162,205 | €160,208 | €132,739 | ▼ 17.1% |
| Trade receivables40 | €117,200 | €36,300 | €46,241 | €34,583 | €2,037 | ▼ 94.1% |
| Other amounts receivable41 | - | €109,650 | €115,964 | €125,625 | €130,702 | ▲ 4.0% |
| Cash at bank and in hand54/58 | €3,880 | €8,483 | €13,729 | €8,846 | €7,701 | ▼ 12.9% |
| Deferred charges and accrued income490/1 | €134,945 | €148,174 | €199,755 | €206,008 | €190,494 | ▼ 7.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.6m | €1.6m | €1.9m | €2.0m | ▲ 9.2% |
| Equity10/15 | €928,850 | €1.1m | €1.1m | €1.3m | €1.5m | ▲ 15.9% |
| Contributions10/11 | €291,165 | €291,165 | €80,565 | €80,565 | €80,565 | = |
| Reserves13 | €15,712 | €15,712 | €184,392 | €404,726 | €623,431 | ▲ 54.0% |
| Non-distributable reserves130/1 | €15,712 | €15,712 | - | - | - | - |
| Reserves not available under the articles1311 | €15,712 | €15,712 | - | - | - | - |
| Distributable reserves133 | - | - | €184,392 | €404,726 | €623,431 | ▲ 54.0% |
| Profit (loss) carried forward14 | €621,973 | €807,225 | €807,225 | €807,225 | €807,225 | = |
| Investment grants15 | - | - | - | €37,629 | €30,909 | ▼ 17.9% |
| Provisions and deferred taxes16 | €195,000 | €195,000 | €195,000 | €195,000 | €195,000 | = |
| Provisions for liabilities and charges160/5 | €195,000 | €195,000 | €195,000 | €195,000 | €195,000 | = |
| Pensions and similar obligations160 | €195,000 | €195,000 | €195,000 | €195,000 | €195,000 | = |
| Amounts payable17/49 | €336,615 | €289,369 | €319,559 | €334,558 | €294,135 | ▼ 12.1% |
| Amounts payable after more than one year17 | €69,254 | €51,999 | €34,106 | €15,553 | €2,969 | ▼ 80.9% |
| Financial debts170/4 | €69,254 | €51,999 | €34,106 | €15,553 | €2,969 | ▼ 80.9% |
| Amounts payable within one year42/48 | €267,361 | €236,579 | €247,622 | €286,937 | €291,166 | ▲ 1.5% |
| Current portion of amounts payable after more than one year42 | €40,966 | €19,695 | €20,500 | €18,532 | €12,604 | ▼ 32.0% |
| Financial debts43 | €65,405 | €57,052 | €59,894 | €54,918 | €71,402 | ▲ 30.0% |
| Credit institutions430/8 | €65,405 | €57,052 | €59,894 | €54,918 | €71,402 | ▲ 30.0% |
| Trade debts44 | €86,560 | €72,696 | €59,384 | €44,381 | €28,512 | ▼ 35.8% |
| Suppliers440/4 | €86,560 | €72,696 | €59,384 | €44,381 | €28,512 | ▼ 35.8% |
| Taxes, remuneration and social security45 | €74,430 | €87,136 | €107,844 | €169,106 | €178,648 | ▲ 5.6% |
| Taxes450/3 | €74,430 | €87,136 | €107,844 | €169,106 | €178,648 | ▲ 5.6% |
| Accrued charges and deferred income492/3 | - | €791 | €37,831 | €32,068 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €180,177 | €185,252 | €168,680 | €220,334 | €218,705 | ▼ 0.7% |
| + Depreciation and write-downs630 | €40,456 | €42,195 | €44,833 | €53,124 | €71,136 | ▲ 33.9% |
| Operating cash flow (approximation) | €220,633 | €227,447 | €213,513 | €273,458 | €289,841 | ▲ 6.0% |
| Investment in fixed assets (approximation) | - | -€18,186 | -€32,512 | -€213,046 | -€78,199 | ▲ 63.3% |
| Change in cash | - | €4,603 | €5,246 | -€4,883 | -€1,145 | ▲ 76.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Highest result since 2018net €220,334 ▲30.6%
Operating result €266,250, net result €220,334, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €1mEq €1.1m ▲19.9%
5 profitable years in a row build equity to €1.1m.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
04-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 35 days late
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 331 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel
Ground area
178 m²
Parcel 21016B0040/00D018, Brussels. Linked by address, not a title deed.
14
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0040/00D018 | Brussels | 178 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded14-11-1996
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.