RYON
ActiveSummary
The computed 12-month bankruptcy probability of RYON is 2.2% (moderate). The 2025 annual accounts show equity of €54k and a net result of €15k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 44% of 27786 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+28
Solvency67▲+9
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 4.35 against 5.03 in 2024; short-term debt: 8% and cash: 30.8% of total assets), but 58.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.6%
Return on assets
11.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-12-2025, 36 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
36 d early
2024
32 d early
2023
42 d early
2022
40 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▲ 36.9%
2024 · €39k
2022: €38k
2023: €39k
2024: €39k
2022 → 2025
Total assets
€130k▲ 10.1%
2024 · €118k
2022: €137k
2023: €118k
2024: €118k
2022 → 2025
Net result
€15k▲ 1,586%
2024 · €861
2022: €36k
2023: €109
2024: €861
2022 → 2025
Working capital
€35k▲ 56.1%
2024 · €22k
2022: €22k
2023: €23k
2024: €22k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€38k-€39k▲ 0.3%€39k▲ 2.2%€54k▲ 36.9%
Operating result€46k-€170▼ 99.6%€4k▲ 2,049%€19k▲ 432%
Net result€36k-€109▼ 99.7%€861▲ 687%€15k▲ 1,586%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 432% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€85k ▼ 6.0%
Current assets
€45k ▲ 62.5%
Equity and liabilities €130k
Equity
€54k ▲ 36.9%
Debt
€76k ▼ 3.4%
Debt's share of the balance-sheet total falls from 66.5% to 58.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▲
2024 · €12k
Cash flow
€22k▲
2024 · €9k
Current ratio
4.35▼
2024 · 5.03
Quick ratio
3.91▲
2024 · 2.76
Debt to equity
1.40▼
2024 · 1.99
ROE
26.9%▲
2024 · 2.2%
ROA
11.2%▲
2024 · 0.7%
Interest coverage
50.75▲
2024 · 4.30
Debt ≤ 1 year
€10k▲
2024 · €5k
Debt > 1 year
€65k▼
2024 · €73k
Income taxes
€4k▲
2024 · €39
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€118k€130k▲
Fixed assets21/28€90k€85k▼
Tangible fixed assets22/27€90k€85k▼
Land and buildings22€79k€76k▼
Plant, machinery and equipment23€10k€9k▼
Furniture and vehicles24€1k-
Current assets29/58€28k€45k▲
Stocks and contracts in progress3€13k€5k▼
Stocks30/36€13k€5k▼
Amounts receivable within one year40/41€842€593▼
Other amounts receivable41€842€593▼
Cash at bank and in hand54/58€14k€40k▲
Equity and liabilities
Total equity and liabilities10/49€118k€130k▲
Equity10/15€39k€54k▲
Contributions10/11€2k€2k=
Reserves13€37k€52k▲
Distributable reserves133€37k€52k▲
Profit (loss) carried forward14€403-
Amounts payable17/49€78k€76k▼
Amounts payable after more than one year17€73k€65k▼
Financial debts170/4€73k€65k▼
Amounts payable within one year42/48€5k€10k▲
Current portion of amounts payable after more than one year42€5k€5k=
Trade debts44-€713
Suppliers440/4-€713
Taxes, remuneration and social security45-€4k
Taxes450/3-€4k
Other amounts payable47/48€398€398=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€833€858▲
Gross operating margin9900€13k€27k▲
Operating profit (loss)9901€4k€19k▲
Financial income75/76B€9€0▼
Recurring financial income75€9€0▼
Financial charges65/66B€3k€521▼
Recurring financial charges65€3k€521▼
Profit (loss) for the period before taxes9903€900€19k▲
Income taxes67/77€39€4k▲
Profit (loss) for the period9904€861€15k▲
Profit (loss) for the period to be appropriated9905€861€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€903€15k▲
Profit (loss) brought forward from the previous period14P€42€403▲
Transfer to equity691/2€500€15k▲
To other reserves6921€500€15k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
26-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €109 ▼99.7%
Net result drops to €109, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 6.23
Current ratio from 2.30 to 6.23; short-term debt falls from €17k to €4k.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mesen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vier Koningenstraat 388957 MesenGround area
1,009 m²
Building footprint
324 m²
Volume, LiDAR
1,633 m³
2 parcels, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kennedylaan 23, 8900 Ieper
since 20202.310.106.171
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33304B0222/00D003 | Flanders | 587 m² | 1 · 205 m² | 6.8 m · 2 fl. |
| 33016A0496/00M000 | Flanders | 422 m² | 1 · 119 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROGIERS DECOR
BE 0672.955.910
Wellen · Eq €53,856
DW Peintures
BE 0553.837.831
Marchin · Eq €54,026
EUROPA DESIGN
BE 0502.591.048
Brussel · Eq €54,048
INTERIEUR JAN MISTIAEN
BE 0480.221.660
Izegem · Eq €53,743
ENTREPRISE DE PEINTURE HD
BE 0805.850.165
Liège · Eq €53,696
Of 7,861 companies in sector 43341 we hold annual accounts for 2,663. 2,322 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-2020
Fiscal year end30-06
Activities, NACEBEL 2025
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@plamuurwerken.be