RYNDERS
ActiveRYNDERS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €70k and a net result of €5k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 85.56 against 14.57 in 2023; short-term debt: 1.1% and cash: 4.9% of total assets), and 1.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
48 d early
2022
31 d early
2021
31 d early
2020
29 d early
2019
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€70k▲ 7.4%
2023 · €65k
2018: €56k
2019: €58k
2020: €60k
2021: €50k
2022: €52k
2023: €65k
2018 → 2024
Total assets
€70k▲ 1.2%
2023 · €69k
2018: €97k
2019: €89k
2020: €74k
2021: €66k
2022: €64k
2023: €69k
2018 → 2024
Net result
€5k▼ 60.7%
2023 · €12k
2018: €-7k
2019: €2k
2020: €3k
2021: €-11k
2022: €3k
2023: €12k
2018 → 2024
Working capital
€66k▲ 3.0%
2023 · €64k
2018: €47k
2019: €51k
2020: €55k
2021: €49k
2022: €52k
2023: €64k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€60k-€50k▼ 17.5%€52k▲ 5.2%€65k▲ 23.3%€70k▲ 7.4%
Operating result€-210-€-10k▼ 4,759%€-595▲ 94.2%€16k€6k▼ 63.8%
Net result€3k-€-11k€3k€12k▲ 372%€5k▼ 60.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 64% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €70k
Fixed assets
€3k▲ 638%
Current assets
€67k▼ 2.9%
Equity and liabilities €70k
Equity
€70k▲ 7.4%
Debt
€783▼ 83.5%
The debt ratio falls from 6.8% to 1.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k
Cash flow
€5k
Solvency
98.9%▲
2023 · 93.2%
Current ratio
85.56▲
2023 · 14.57
Quick ratio
78.23▲
2023 · 12.58
Debt / equity
0.01▼
2023 · 0.07
ROE
6.9%▼
2023 · 18.9%
ROA
6.8%▼
2023 · 17.6%
Interest coverage
18.46
Debt
€783▼
2023 · €5k
Debt ≤ 1 year
€783▼
2023 · €5k
Income taxes
€3k▼
2023 · €5k
Staff costs
€51k▼
2023 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€69k€70k▲
Fixed assets21/28€446€3k▲
Tangible fixed assets22/27-€3k
Furniture and vehicles24-€3k
Financial fixed assets28€446€446=
Current assets29/58€69k€67k▼
Stocks and contracts in progress3€9k€6k▼
Stocks30/36€2k€2k▼
Contracts in progress37€7k€4k▼
Amounts receivable within one year40/41€42k€58k▲
Trade receivables40€4k€23k▲
Other amounts receivable41€38k€34k▼
Cash at bank and in hand54/58€18k€3k▼
Equity and liabilities
Total equity and liabilities10/49€69k€70k▲
Equity10/15€65k€70k▲
Contributions10/11€19k€19k=
Reserves13€46k€51k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€44k€49k▲
Amounts payable17/49€5k€783▼
Amounts payable within one year42/48€5k€783▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€3k€783▼
Taxes450/3€3k€783▼
Income statement
Code20232024
Remuneration, social security and pensions62€54k€51k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€376
Other operating charges640/8€483€551▲
Non-recurring operating charges66A-€250
Gross operating margin9900€70k€58k▼
Operating profit (loss)9901€16k€6k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€826€340▼
Recurring financial charges65€826€340▼
Profit (loss) for the period before taxes9903€17k€8k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€12k€5k▼
Profit (loss) for the period to be appropriated9905€12k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€5k▼
Transfer to equity691/2€12k€5k▼
To other reserves6921€12k€5k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 85.56
Current ratio from 14.57 to 85.56; short-term debt falls from €5k to €783.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €12k ▲372%
Operating result €16k, net result €12k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 14.57
Current ratio from 5.44 to 14.57; short-term debt falls from €12k to €5k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-11k ▼523%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandlaan 272560 NijlenGround area
646 m²
Building footprint
127 m²
Volume, LiDAR
755 m³
Parcel 12026D0134/00R000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zandlaan 27, 2560 Nijlen
since 19982.085.310.453
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026D0134/00R000 | Flanders | 646 m² | 1 · 127 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COMPOSITES INTERNATIONAL
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BE 1005.336.605
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Of 4,012 companies in sector 43310 we hold annual accounts for 1,745. 1,525 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-1997
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.