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C.K.P.

Active
Private limited companyfounded 200223 yrs activeVerbindingsstraat(NDW) 14, 2200 Herentals, BelgiumKBO/BCE: BE 0478.621.655
Summary

C.K.P. has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,097 and a net result of €33,340. Equity is shrinking by ~30.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 35% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

What they do
Plastering work
NACE 43310NACE 45410
1 site
How big
€76,006total assets 2025
Staff
0.3 FTE
Equity
€25,097
Profit
€33,340
Turnover not published (abridged schema)
Financially healthy?
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Who decides
Accounts filed 30 d late0 of 2 deeds read
Why 89- Latest accounts 30 days late; 2 of the last 3 late- Figures for FY 2025 (filed 30-08-2026)+ Liquidity: current ratio 1.43, cash €64,030+ Founded in 2002Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 72% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 58+44
equity 33.0% of total assets
Liquidity 64+49
short-term debt 67.0% · cash 84.2%
Profitability 100+7
return on assets 43.9%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
  • Liquidity: current ratio 1.43, cash €64,030 lowers the probability
  • Latest accounts 30 days late; 2 of the last 3 late raises the probability
  • Founded in 2002 lowers the probability for this profile
  • Figures for FY 2025 (filed 30-08-2026) raises the probability
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.43 against 0.85 in 2024; short-term debt: 67% and cash: 84.2% of total assets), and 67% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 35%, liquidity 63%, profitability 93%, growth against the median 98%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.43, cash €64,030
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 30 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 2002
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Figures for FY 2025 (filed 30-08-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
30 d late
2024
31 d late
2023
56 d late
2022
53 d late
2021
60 d late
2020
31 d late
2019
99 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 51 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €13,729

Key points

  • Total assets 20256 fiscal years filed €76,006 View
  • Active since 2002founded 21-10-2002 23 years View

By topic

Financials

Fiscal year
2025
Total assets
€76,006
Profit
€33,340
Solvency
33.0%
Total assets▲ 5.8%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 30-08-2026Annual accounts filed
  2. 31-08-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Plastering workNACE 43310
Founded
21-10-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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