RYLE
ActiveThe computed 12-month bankruptcy probability of RYLE is 2.2% (moderate). The 2025 annual accounts show equity of €296k and a net result of €9k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 13204 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 15.9 against 8.76 in 2024; short-term debt: 6.2% and cash: 3% of total assets), and 6.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
2.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
27 d late
2021
61 d late
2020
25 d early
2019
59 d early
2018
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9k▲ 9.5%
2024 · €8k
2018: €19k
2019: €20k
2020: €5k
2021: €49k
2023: €29k
2024: €8k
2018 → 2025
Working capital
€290k▲ 3.1%
2024 · €281k
2018: €68k
2019: €96k
2020: €107k
2021: €162k
2023: €273k
2024: €281k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€120k-€169k▲ 41.5%€279k▲ 64.8%€287k▲ 2.9%€296k▲ 3.1%
Operating result€5k-€77k▲ 1,342%€40k▼ 48.4%€13k▼ 66.4%€15k▲ 11.0%
Net result€5k-€49k▲ 845%€29k▼ 41.5%€8k▼ 72.1%€9k▲ 9.5%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €315k
Fixed assets
€5k=
Current assets
€310k▼ 2.5%
Equity and liabilities €315k
Equity
€296k▲ 3.1%
Debt
€19k▼ 46.3%
The debt ratio falls from 11.2% to 6.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
93.8%▲
2024 · 88.8%
Current ratio
15.90▲
2024 · 8.76
Quick ratio
15.74▲
2024 · 8.69
Debt / equity
0.07▼
2024 · 0.13
ROE
3.0%▲
2024 · 2.8%
ROA
2.8%▲
2024 · 2.5%
Debt
€19k▼
2024 · €36k
Debt ≤ 1 year
€19k▼
2024 · €36k
Income taxes
€4k▲
2024 · €4k
Staff costs
€26k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€323k€315k▼
Fixed assets21/28€5k€5k=
Financial fixed assets28€5k€5k=
Current assets29/58€318k€310k▼
Amounts receivable after more than one year29€213k€213k=
Trade receivables290€213k€213k=
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€80k€84k▲
Trade receivables40€123-
Other amounts receivable41€80k€84k▲
Cash at bank and in hand54/58€21k€9k▼
Deferred charges and accrued income490/1€1k€98▼
Equity and liabilities
Total equity and liabilities10/49€323k€315k▼
Equity10/15€287k€296k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€266k€275k▲
Amounts payable17/49€36k€19k▼
Amounts payable within one year42/48€36k€19k▼
Financial debts43€756-
Credit institutions430/8€756-
Trade debts44€3k€13k▲
Suppliers440/4€3k€13k▲
Taxes, remuneration and social security45€29k€7k▼
Taxes450/3€26k€6k▼
Remuneration and social security454/9€3k€513▼
Other amounts payable47/48€4k-
Income statement
Code20242025
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€23k€26k▲
Other operating charges640/8€6k€4k▼
Non-recurring operating charges66A€1k-
Gross operating margin9900€44k€45k▲
Operating profit (loss)9901€13k€15k▲
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€12k€13k▲
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€8k€9k▲
Profit (loss) for the period to be appropriated9905€8k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€266k€275k▲
Profit (loss) brought forward from the previous period14P€258k€266k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Equity above €200kEq €279k ▲64.8%
5 profitable years in a row build equity to €279k.
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Highest result since 2018net €49k ▲845%
Operating result €77k, net result €49k, both a record.
31-12
Financial
Equity above €150kEq €169k ▲41.5%
4 profitable years in a row build equity to €169k.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €5k ▼74.4%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 77.40
Current ratio from 10.72 to 77.40; short-term debt falls from €10k to €1k.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €100kEq €114k ▲21.8%
2 profitable years in a row build equity to €114k.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 14 days late
2016
09-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkhof van Brussellaan 1231140 EvereGround area
900 m²
Building footprint
185 m²
Volume, LiDAR
759 m³
Parcel 21372C0043/00D006, Brussels · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MA CROTE
since 20122.207.592.910
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372C0043/00D006 | Brussels | 900 m² | 1 · 185 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEvere2.207.592.910
Similar companies · same sector, comparable size
CARAMBOLE
BE 0431.108.382
Geel · Eq €295k
TAGALY
BE 0422.768.758
Middelkerke · Eq €296k
NIMA KNOKKE
BE 0788.940.491
Knokke-Heist · Eq €295k
ZATES
BE 0437.603.226
Bornem · Eq €296k
MINGJAN
BE 0838.559.258
Leuven · Eq €295k
Of 14,025 companies in sector 56301 we hold annual accounts for 4,894. 2,646 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-03-2012
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0471/24.42.15