KRIS ROELS
ActiveKRIS ROELS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €18k and a net result of €52k. Equity is shrinking by ~52.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 12% of 36378 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency8▼-30
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.71 in 2023), and 93.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
6.4%
Return on assets
18.3%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 36378 sector peers (2024).
NBB · sector comparisonPosition among 36378 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
28 d late
2022
30 d late
2021
23 d early
2020
4 d early
2019
22 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€18k
2023 · €-34k
2018: €37k
2019: €50k
2020: €7k
2021: €-11k
2022: €-27k
2023: €-34k
2018 → 2024
Total assets
€285k▲ 55.5%
2023 · €183k
2018: €48k
2019: €61k
2020: €228k
2021: €212k
2022: €198k
2023: €183k
2018 → 2024
Net result
€52k
2023 · €-7k
2018: €20k
2019: €14k
2020: €-44k
2021: €-18k
2022: €-16k
2023: €-7k
2018 → 2024
Working capital
€-19k▼ 62.1%
2023 · €-12k
2018: €31k
2019: €46k
2020: €13k
2021: €5k
2022: €-13k
2023: €-12k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€7k-€-11k€-27k▼ 152%€-34k▼ 25.1%€18k
Operating result€-37k-€-8k▲ 78.7%€-8k▲ 0.7%€2k€62k▲ 3,523%
Net result€-44k-€-18k▲ 59.8%€-16k▲ 5.9%€-7k▲ 58.4%€52k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 3,523% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €285k
Fixed assets
€245k▲ 58.5%
Current assets
€40k▲ 39.4%
Equity and liabilities €285k
Equity
€18k
Debt
€267k
Debt finances 93.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€88k▲
2023 · €23k
Cash flow
€79k▲
2023 · €15k
Solvency
6.4%▲
2023 · -18.6%
Current ratio
0.67▼
2023 · 0.71
Quick ratio
0.42▲
2023 · 0.31
Debt / equity
14.74▲
2023 · -6.37
ROE
288.7%▲
2023 · 20.1%
ROA
18.3%▲
2023 · -3.7%
Interest coverage
9.53▲
2023 · 2.78
Debt
€267k▲
2023 · €217k
Debt ≤ 1 year
€59k▲
2023 · €41k
Debt > 1 year
€167k▼
2023 · €177k
Income taxes
€145▼
2023 · €150
Staff costs
€12k▼
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€183k€285k▲
Fixed assets21/28€155k€245k▲
Intangible fixed assets21€778€389▼
Tangible fixed assets22/27€153k€244k▲
Land and buildings22€144k€238k▲
Plant, machinery and equipment23€9k€6k▼
Leasing and similar rights25€258-
Financial fixed assets28€525€525=
Current assets29/58€29k€40k▲
Stocks and contracts in progress3€16k€15k▼
Stocks30/36€16k€15k▼
Amounts receivable within one year40/41-€7k
Other amounts receivable41-€7k
Cash at bank and in hand54/58€6k€12k▲
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€183k€285k▲
Equity10/15€-34k€18k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-55k€-2k▲
Amounts payable17/49€217k€267k▲
Amounts payable after more than one year17€177k€167k▼
Financial debts170/4€177k€167k▼
Amounts payable within one year42/48€41k€59k▲
Current portion of amounts payable after more than one year42€11k€10k▼
Financial debts43€14k€15k▲
Credit institutions430/8€14k€15k▲
Trade debts44€9k€12k▲
Suppliers440/4€9k€12k▲
Taxes, remuneration and social security45€6k€23k▲
Taxes450/3€3k€21k▲
Remuneration and social security454/9€3k€2k▼
Accrued charges and deferred income492/3-€40k
Income statement
Code20232024
Remuneration, social security and pensions62€13k€12k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€27k▲
Other operating charges640/8€1k€918▼
Gross operating margin9900€37k€101k▲
Operating profit (loss)9901€2k€62k▲
Financial income75/76B€10€30▲
Recurring financial income75€10€30▲
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€-7k€52k▲
Income taxes67/77€150€145▼
Profit (loss) for the period9904€-7k€52k▲
Profit (loss) for the period to be appropriated9905€-7k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-55k€-2k▲
Profit (loss) brought forward from the previous period14P€-48k€-55k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €52k
Net result €52k after 4 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-44k ▼408%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lammeken 229160 LokerenGround area
216 m²
Building footprint
214 m²
Volume, LiDAR
948 m³
Parcel 46383D1777/00E000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kris Roels
since 20172.270.810.778
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46383D1777/00E000 | Flanders | 216 m² | 1 · 214 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Sorgeloose totaalinterieur
BE 1022.270.231
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Van Dievel
BE 1018.282.739
Heist-op-den-Berg · Eq €18k
Arnout
BE 0779.504.668
Anzegem · Eq €18k
Sammy's Wood Designs
BE 0762.593.610
Hasselt · Eq €18k
BENZIN
BE 0803.695.082
Wemmel · Eq €18k
Of 19,947 companies in sector 43320 we hold annual accounts for 9,086. 5,885 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2012
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.