RYCO
ActiveRYCO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.35M and a net result of €51k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 71% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
64
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▲+12
Solvency67=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.33 in 2024), and 25.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.4%
Return on assets
2.8%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
50 d early
2023
64 d early
2022
130 d early
2021
66 d early
2020
133 d early
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.35M▲ 0.1%
2024 · €1.35M
2018: €297k
2020: €1.32M
2021: €1.23M
2022: €1.28M
2023: €1.33M
2024: €1.35M
2018 → 2025
Total assets
€1.82M▼ 6.7%
2024 · €1.95M
2018: €1.19M
2020: €2.46M
2021: €2.16M
2022: €2.08M
2023: €2.04M
2024: €1.95M
2018 → 2025
Net result
€51k▲ 163%
2024 · €19k
2018: €-771k
2020: €170k
2021: €-91k
2022: €99k
2023: €51k
2024: €19k
2018 → 2025
Working capital
€-88k▲ 18.6%
2024 · €-109k
2018: €-392k
2020: €-87k
2021: €-178k
2022: €-177k
2023: €-184k
2024: €-109k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.23M-€1.28M▲ 4.4%€1.33M▲ 4.0%€1.35M▲ 1.5%€1.35M▲ 0.1%
Operating result€-46k-€124k€72k▼ 42.4%€33k▼ 53.8%€66k▲ 99.5%
Net result€-91k-€99k€51k▼ 47.8%€19k▼ 62.3%€51k▲ 163%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 99% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.82M
Fixed assets
€1.81M▼ 4.9%
Current assets
€15k▼ 71.8%
Equity and liabilities €1.82M
Equity
€1.35M▲ 0.1%
Provisions
€29k▼ 6.5%
Debt
€438k▼ 23.0%
The debt ratio falls from 29.1% to 24.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€197k▲
2024 · €158k
Cash flow
€182k▲
2024 · €144k
Solvency
74.4%▲
2024 · 69.3%
Current ratio
0.15▼
2024 · 0.33
Quick ratio
0.15▼
2024 · 0.33
Debt / equity
0.32▼
2024 · 0.42
ROE
3.8%▲
2024 · 1.4%
ROA
2.8%▲
2024 · 1.0%
Interest coverage
20.03▲
2024 · 11.62
Debt
€438k▼
2024 · €568k
Debt ≤ 1 year
€103k▼
2024 · €162k
Debt > 1 year
€334k▼
2024 · €406k
Income taxes
€7k▲
2024 · €3k
Staff costs
€60k▲
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.95M€1.82M▼
Fixed assets21/28€1.90M€1.81M▼
Tangible fixed assets22/27€1.90M€1.81M▼
Land and buildings22€1.89M€1.77M▼
Plant, machinery and equipment23€2k€865▼
Furniture and vehicles24€7k€30k▲
Other tangible fixed assets26€0-
Financial fixed assets28€50€50=
Current assets29/58€53k€15k▼
Amounts receivable within one year40/41€43k€5k▼
Trade receivables40€42k€0▼
Other amounts receivable41€248€5k▲
Cash at bank and in hand54/58€1k€1k▲
Deferred charges and accrued income490/1€9k€9k▼
Equity and liabilities
Total equity and liabilities10/49€1.95M€1.82M▼
Equity10/15€1.35M€1.35M▲
Contributions10/11€49k€49k=
Revaluation surpluses12€378k€378k=
Reserves13€927k€928k▲
Tax-exempt reserves132€75k€70k▼
Distributable reserves133€852k€858k▲
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€31k€29k▼
Deferred taxes168€31k€29k▼
Amounts payable17/49€568k€438k▼
Amounts payable after more than one year17€406k€334k▼
Financial debts170/4€406k€334k▼
Amounts payable within one year42/48€162k€103k▼
Current portion of amounts payable after more than one year42€71k€72k▲
Financial debts43€27k€0▼
Credit institutions430/8€27k€0▼
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€14k€20k▲
Taxes450/3€5k€10k▲
Remuneration and social security454/9€8k€10k▲
Other amounts payable47/48€47k€6k▼
Income statement
Code20242025
Non-recurring operating income76A-€12k
Remuneration, social security and pensions62€52k€60k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€124k€131k▲
Other operating charges640/8€13k€8k▼
Non-recurring operating charges66A€5k€0▼
Gross operating margin9900€228k€265k▲
Operating profit (loss)9901€33k€66k▲
Financial income75/76B€380€8▼
Recurring financial income75€380€8▼
Financial charges65/66B€14k€10k▼
Recurring financial charges65€14k€10k▼
Profit (loss) for the period before taxes9903€20k€56k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€19k€51k▲
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€24k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€56k▲
Transfer from equity791/2-€50k
Transfer to equity691/2€24k€56k▲
To other reserves6921€24k€56k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
Social balance
Average headcount (FTE)90870.91.0▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-09
Financial
Back to profitnet €99k
Net result €99k after one loss-making year.
23-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-09
Financial
Back to profitnet €170k
Net result €170k after one loss-making year.
30-09
Financial
Equity above €1MEq €1.32M ▲345%
Equity rises from €297k to €1.32M.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 35 days late
2019
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neerstraat 89921 LievegemGround area
3,330 m²
Building footprint
227 m²
Volume, LiDAR
1,491 m³
Parcel 44068B0354/00N000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Neerstraat 8, 9921 Lievegem
since 20102.191.021.746
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44068B0354/00N000indicative | Flanders | 3,330 m² | 1 · 227 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,659 companies in sector 70100 we hold annual accounts for 3,479. 1,769 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2010
Fiscal year end30-09
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.