RYCKAERT DANY
ActiveRYCKAERT DANY has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €13k. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 77% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-54
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.28 against 4.28 in 2024), and 28.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.9%
Return on assets
6.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
31 d early
2023
21 d early
2022
38 d early
2021
37 d early
2020
23 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€142k▲ 10.2%
2024 · €129k
2018: €21k
2019: €29k
2020: €34k
2021: €29k
2022: €35k
2023: €75k
2024: €129k
2018 → 2025
Total assets
€197k▲ 17.7%
2024 · €167k
2018: €60k
2019: €59k
2020: €64k
2021: €62k
2022: €64k
2023: €103k
2024: €167k
2018 → 2025
Net result
€13k▼ 75.5%
2024 · €53k
2018: €-11k
2019: €7k
2020: €5k
2021: €-5k
2022: €6k
2023: €41k
2024: €53k
2018 → 2025
Working capital
€108k▼ 7.7%
2024 · €117k
2018: €12k
2019: €22k
2020: €30k
2021: €11k
2022: €31k
2023: €64k
2024: €117k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€35k▲ 19.4%€75k▲ 118%€129k▲ 71.0%€142k▲ 10.2%
Operating result€-1k-€7k€56k▲ 688%€74k▲ 32.2%€18k▼ 75.2%
Net result€-5k-€6k€41k▲ 623%€53k▲ 31.3%€13k▼ 75.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets
€56k▲ 287%
Current assets
€141k▼ 7.7%
Equity and liabilities €197k
Equity
€142k▲ 10.2%
Debt
€55k▲ 42.8%
The debt ratio rises from 23.2% to 28.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€35k▼
2024 · €83k
Cash flow
€30k▼
2024 · €62k
Solvency
71.9%▼
2024 · 76.8%
Current ratio
4.28▼
2024 · 4.28
Quick ratio
4.19▼
2024 · 4.22
Debt / equity
0.39▲
2024 · 0.30
ROE
9.2%▼
2024 · 41.5%
ROA
6.6%▼
2024 · 31.9%
Interest coverage
33.85▼
2024 · 248.48
Debt
€55k▲
2024 · €39k
Debt ≤ 1 year
€33k▼
2024 · €36k
Debt > 1 year
€21k▲
2024 · €2k
Income taxes
€4k▼
2024 · €21k
Staff costs
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€167k€197k▲
Fixed assets21/28€14k€56k▲
Tangible fixed assets22/27€14k€56k▲
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€8k€52k▲
Current assets29/58€153k€141k▼
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€17k€33k▲
Trade receivables40€6k€27k▲
Other amounts receivable41€11k€6k▼
Cash at bank and in hand54/58€131k€103k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€167k€197k▲
Equity10/15€129k€142k▲
Contributions10/11€19k€19k=
Reserves13€110k€123k▲
Distributable reserves133€110k€123k▲
Profit (loss) carried forward14€154€227▲
Amounts payable17/49€39k€55k▲
Amounts payable after more than one year17€2k€21k▲
Financial debts170/4€2k€21k▲
Amounts payable within one year42/48€36k€33k▼
Current portion of amounts payable after more than one year42€4k€7k▲
Trade debts44€14k€13k▼
Suppliers440/4€14k€13k▼
Taxes, remuneration and social security45€17k€11k▼
Taxes450/3€17k€11k▼
Remuneration and social security454/9€434€778▲
Other amounts payable47/48€951€1k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€0€14k▲
Remuneration, social security and pensions62€5k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€17k▲
Other operating charges640/8€918€562▼
Gross operating margin9900€88k€39k▼
Operating profit (loss)9901€74k€18k▼
Financial income75/76B€3€62▲
Recurring financial income75€3€62▲
Financial charges65/66B€333€1k▲
Recurring financial charges65€333€1k▲
Profit (loss) for the period before taxes9903€74k€17k▼
Income taxes67/77€21k€4k▼
Profit (loss) for the period9904€53k€13k▼
Profit (loss) for the period to be appropriated9905€53k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€13k▼
Profit (loss) brought forward from the previous period14P€89€154▲
Transfer to equity691/2€53k€13k▼
To other reserves6921€53k€13k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €53k ▲31.3%
Operating result €74k, net result €53k, both a record.
31-12
Financial
Equity above €100kEq €129k ▲71%
3 profitable years in a row build equity to €129k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.53
Current ratio from 1.60 to 3.53; short-term debt falls from €19k to €12k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat(KLS) 339190 StekeneGround area
449 m²
Building footprint
109 m²
Volume, LiDAR
522 m³
Parcel 46324E0537/00G000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kloosterstraat(KLS) 33, 9190 Stekene
since 20012.101.447.689
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46324E0537/00G000 | Flanders | 449 m² | 1 · 109 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 7,621 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2001
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
43343Specialised construction activities
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.