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Generated 13-07-2026
Active BE 0438.515.521Private limited company (pre-2019)Open bankruptcy

RYC

Heggestraat 9 ·2520 Ranst, Belgium· 36 yrs active
Sector: Retail trade (47789)
Conclusion Checked

A bankruptcy procedure is open for RYC according to publications in the Belgian State Gazette. The 2021 annual accounts show equity of €5k and a net result of €-93k.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €5k
Net result €-93k
Better than sector 22%
Active 36 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability0Solvency57Growth32Stability0
18 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 0
Solvency 57
Growth 32
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High risk
Components
· Open bankruptcy (+50)
Trust signals 1 signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2021 · computed
0 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 20-12-2021 with the NBB · fiscal year 2021 · verkort
€-100k€-75k€-50k€-25k€0Operating result 2019: €543€543Net result 2019: €-91k€-91kOperating result 2020: €1k€1kNet result 2020: €-90k€-90kOperating result 2021: €-4k€-4kNet result 2021: €-93k€-93k201920202021
Operating resultNet result
Sector comparison
Fiscal year 2021 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 6.8% 29.6%
better than 22% of 618 sector peers
Net result €-4k €27k
better than 23% of 616 sector peers
Equity €5k €178k
better than 15% of 618 sector peers
Gross operating margin €3k €186k
better than 9% of 616 sector peers
Total assets €79k €739k
better than 8% of 618 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-1k
- far below sector median
Net profit
€-93k
-3.9% far below sector median
Cash flow
€-90k
-8.7% far below sector median
Total assets
€79k
-11.7% ≈ vs sector
Equity
€5k
-39.5% ≈ vs sector
Working capital
€52k
-19.2% +41% vs sector
Debt
€74k
-8.6% ≈ vs sector
Debt ≤ 1y
€24k
+20.4% ≈ vs sector
Current ratio
3.21
-25.3% +103% vs sector
Quick ratio
3.01
-29.7% +135% vs sector
Solvency
6.8%
-31.4% -26% vs sector
ROE
-1725.4%
-71.7% far below sector median
ROA
-117.5%
-17.7% far below sector median
Figures by fiscal year
Fiscal year2021
Revenue-
EBITDA€-1k
Net profit€-93k
Cash flow€-90k
Staff costs-
Income taxes-
Dividends-
Total assets€79k
Equity€5k
Debt€74k
of which ≤ 1y€24k
of which > 1y-
Working capital€52k
Employees (FTE)-
Ratios (computed)
2021
Current ratio3.21
Quick ratio3.01
Working capital ratio66.2%
Solvency6.8%
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-117.5%
ROE-1725.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€79k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€76k
Stocks & contracts in progress 3€5k
Amounts receivable within one year 40/41€30k
Cash & bank 54/58€41k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€79k
Equity 10/15€5k
Contributions / capital 10/11€19k
Reserves 13€80k
Accumulated profits (losses) 14€-93k
Amounts payable 17/49€74k
Amounts payable within one year 42/48€24k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€3k
Operating result 9901€-4k
Financial income 75€281
Result before taxes 9903€-4k
Net result for the period 9904€-4k
Result to be appropriated 9905€-4k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator WILFRIED JORIS
MARKTPLEIN 22, 2110 WIJNEGEM-
 26-09-2023 → present Belgian State Gazette
Legal Structure
NACE primary Retail trade(47789)
Legal form Private limited company (pre-2019)(015)
Incorporation05-10-1989
StatusActive
Postal code2520
First BS signal 10-10-2023
Latest BS signal 10-10-2023
Company structure, linked entities1 linked entities
RYCBE 0438.515.521WILFRIED JORISReceiver
Mandates
Establishment units 1 location
Heggestraat 9, 2520 Ranst
Detailhandel in brood-, banketbakkerswerk en suikerwerk
since 19892.045.289.342
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11031B0534/00F000 Flanders 75 m² 1 · 116 m² 6.5 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023
10-10-2023
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · RYC BVBA HEGGESTRAAT 9, 2520 RANST · event 26-09-2023
2022
25-11-2022
State Gazette act Registered-office change
2021
20-12-2021
NBB filing Annual accounts filed
fiscal year 2021 · verkort
07-01-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2019
05-12-2019
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2018
23-12-2018
NBB filing Annual accounts filed
fiscal year 2018 · verkort
05-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2016
28-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
17-09-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2014
18-07-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
18-07-2014
NBB filing Annual accounts filed
fiscal year 2012 · verkort
2012
07-12-2012
NBB filing Annual accounts filed
fiscal year 2011 · verkort
Lifecycle & Insolvency Signals 1 events
10-10-2023
Bankruptcy Opening
Date: 26-09-2023 · Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · RYC BVBA HEGGESTRAAT 9, 2520 RANST · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262023-10-10 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 1 acts
Address history · 1
25-11-2022
Registered-office move
All acts · 1 updated 3 years ago
2022
25-11-2022 Registered office moved within Ranst Registered-office change
  • Schildesteenweg 45, 2520 Ranst → Heggestraat 9, 2520 Ranst
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Heggestraat 9, 2520 Ranst",
        "city": "Ranst",
        "region": "vlaams_gewest",
        "street": "Heggestraat",
        "country": "BE",
        "postcode": "2520",
        "box_number": null,
        "street_number": "9",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Schildesteenweg 45, 2520 Ranst",
        "city": "Ranst",
        "region": "vlaams_gewest",
        "street": "Schildesteenweg",
        "country": "BE",
        "postcode": "2520",
        "box_number": null,
        "street_number": "45",
        "locality_suffix": null
      },
      "effective_date": "2022-11-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2022-11-25",
    "filing_date": "2022-11-10",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2022-10-13",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0438.515.521",
    "name_full": "RYC",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Pieter Cox",
    "org_rep_person_name": null,
    "person_role_at_subject": "Lasthebber"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad"
  ]
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g.47789Overige detailhandel in nieuwe artikelen neg47789Overige gespecialiseerde detailhandel in artikelen, andere dan voedingsmiddelen, n.e.g.52498
Primary activity highlighted.
Names & trade names
Legal nameNL RYC
Registered office
Heggestraat 9
2520 Ranst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative