Equity
€78,163 ▲ 135%
RYBY has made a profit without a break since 2018.
RYBY
Lifetime
18 annual accounts with figures on one time axis, 23 filings since 1989peak €61,022 (2025)
€61,022▲ 586%
lowest -€10,674 (2010)
€47,199▲ 461%
peak €78,163 (2025)
€78,163▲ 135%
€39,767▼ 6.3%
Board8 names since 2016
1 director
Documentsfilings and deeds
10-07-202621 days before the deadline
2025micro format
Gross margin from €8,896 to €61,022Result from €8,408 to €47,199Equity from €33,311 to €78,163Cash from €11,038 to €32,746
Key points
from the 2025 annual accountsTurnover
≈ €240,000 estimated
The micro format states no turnover.
Liquidity
2.89 was 1.71 in 2024
Short-term debts fell from €42,458 to €39,767.
Filings
23 annual accounts since 1989
Four of the last ten came late. The 2019 accounts came latest: 35 days after the end of the period.
At the same address
7 companies
Position in the sector
€47,199
Higher net result than 85% of companies in specialised construction. Sector median €10,190 · 35,144 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as RYBY has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for RYBY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, since 04-10-2021
- 40 sharesdeed of 23-11-2021
- 15 sharesdeed of 23-11-2021
- 8 sharesdeed of 23-11-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0434039168
Registered office moved from Molenbeek-Saint-Jean to Anderlecht
New registered office: Rue Bollinckx 13, 1070 Anderlecht · Previous registered office: rue du Paruck 39, 1080 Molenbeek-Saint-Jean · Legal-form conversion: from cooperative company to private limited company · Gazette deed
Resignation: (director)
Transfer of 40 shares from to · Transfer of 5 shares from to · Appointment: (director) · General meeting of 04-10-2021 · Gazette deed
Transfer of 35 shares from to
Resignation: (director) · Appointment: (director) · Director discharge: · General meeting of 14-01-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RYBY Anderlecht | €117,930 | €61,022 | 66.3% | - |
| Toiture Frédéric Serge & Fils Wavre | €96,267 | €67,887 | 48.2% | - |
| GOVAN Roosdaal | €88,060 | €39,742 | 75.5% | - |
| ALPHA SOLAR SECURITY Watermael-Boitsfort | €191,849 | €64,597 | 59.0% | - |
| LUPAJE Roosdaal | €80,783 | €52,069 | -55.4% | - |
| A.T.A.D Nandrin | €83,702 | €53,208 | -57.4% | - |
| TEAM 3D RENOVATION Mons | €151,769 | €44,939 | 45.7% | - |
These companies have the same main activity as RYBY: insulation installation (NACE 43230). They are comparable in size and age: total assets between €80,800 and €192,000, founded between 1978 and 1997.
Official details
Source: KBO- Status
- Active since 26-04-1988Normal situation
- Activity
- Insulation installationNACE 43230
- Establishment unit
- 2.037.691.3711070 Anderlecht, since 03-05-1988
- Financial year end
- 31 December
- Peppol
- Reachable since 15-10-2025
Annual accounts 2025
- €117,930▲ 55.6%
- Filing
- Filed on 10-07-2026, 21 days before the end of the filing period
Insights on RYBY
RYBY files the micro format. That format states no turnover. The gross margin rose from €3,199 in 2008 to €61,022 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RYBY
- What is the company number of RYBY?
- The company number of RYBY is 0434.039.168. The VAT number is the same number with BE in front: BE 0434.039.168.
- Where is RYBY based?
- The registered office is at Bollinckxstraat 13, 1070 Anderlecht.Company details
- What does RYBY do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of RYBY?
- RYBY is a private limited company (BV).
- When was RYBY founded?
- RYBY was founded on 26-04-1988.
- Is RYBY still active?
- Yes, RYBY is an active enterprise in the KBO register.
- What is the turnover of RYBY?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €61,022 and 105 comparable companies (NACE 432). It probably lies between €170,000 and €350,000.Financials
- Is RYBY profitable?
- In financial year 2025, RYBY made a profit of €47,199.
- Where can I find the annual accounts of RYBY?
- RYBY filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RYBY due?
- RYBY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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