ACTE CONSULT
ActiveACTE CONSULT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €12k. Equity is shrinking by ~25.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 13% of 307 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+68
Solvency27▲+15
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.05 against 0.89 in 2024; short-term debt: 94.8% and cash: 3.7% of total assets), and 98.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 307 sector peers (2025).
NBB · sector comparisonPosition among 307 sector peers
Solvency
better than 13%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-08-2026, 187 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
187 d late
2024
3 d late
2023
1 d early
2022
7 d early
2021
312 d late
2020
120 d late
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12k
2024 · €-23k
2019: €7k
2020: €9k
2021: €10k
2022: €-14k
2023: €-1k
2024: €-23k
2019 → 2025
Working capital
€5k
2024 · €-10k
2019: €10k
2020: €18k
2021: €28k
2022: €14k
2023: €13k
2024: €-10k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€14k▼ 50.1%€13k▼ 10.5%€-10k€2k
Operating result€13k-€-15k€1k€-18k€13k
Net result€10k-€-14k€-1k▲ 89.5%€-23k▼ 1,449%€12k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €18k in 2024.
Balance-sheet composition
Equity and liabilities €102k
Equity
€2k
Debt
€100k
Debt finances 98.1% of the balance-sheet total.
Key figures and ratios
Solvency
1.9%▲
2024 · -12.8%
Current ratio
1.05▲
2024 · 0.89
Quick ratio
1.05▲
2024 · 0.89
Debt / equity
51.17▲
2024 · -8.81
ROE
628.6%
ROA
12.0%▲
2024 · -28.4%
Debt
€100k▲
2024 · €91k
Debt ≤ 1 year
€96k▲
2024 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€102k▲
Current assets29/58€80k€102k▲
Amounts receivable after more than one year29-€3k
Other amounts receivable291-€3k
Amounts receivable within one year40/41€79k€95k▲
Trade receivables40€56k€88k▲
Other amounts receivable41€23k€7k▼
Cash at bank and in hand54/58€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€80k€102k▲
Equity10/15€-10k€2k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€-18k€-6k▲
Amounts payable17/49€91k€100k▲
Amounts payable within one year42/48€91k€96k▲
Trade debts44€71k€60k▼
Suppliers440/4€51k€40k▼
Bills of exchange payable441€20k€20k=
Taxes, remuneration and social security45€15k€32k▲
Taxes450/3€15k€32k▲
Remuneration and social security454/9-€110
Other amounts payable47/48€5k€5k=
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Other operating charges640/8€587€750▲
Gross operating margin9900€-17k€13k▲
Operating profit (loss)9901€-18k€13k▲
Financial charges65/66B€5k€351▼
Recurring financial charges65€5k€351▼
Profit (loss) for the period before taxes9903€-23k€12k▲
Profit (loss) for the period9904€-23k€12k▲
Profit (loss) for the period to be appropriated9905€-23k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-6k▲
Profit (loss) brought forward from the previous period14P€5k€-18k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 187 days late
30-07
State Gazette act
Registered office · Resignations & appointmentsGeneral meeting · Accounting effect · Director resignation5 facts ▸
State Gazette act
Registered office · Resignations & appointments
General meeting · Accounting effect · Director resignation5 facts ▸
- General meeting, 23/06/2026
- Accounting effect, 01/07/2026
- Director resignation, Courtois Maryse (administratrice)
- Director appointment, Gianfranco Tribuzio (administrateur)
- Registered-office move, Avenue Marie de Hongrie 64/8, 1083 Ganshoren
2025
30-06
Financial
Back to profitnet €12k
Net result €12k after 3 loss-making years.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 312 days late
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 120 days late
2020
20-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Gianfranco Tribuzio
CurrentDirector · since 30-07-2026
30-07-2026
Gianfranco Tribuzio: Appointed as Director
30-07-2026
Courtois Maryse: Resigned as Director
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maria van Hongarijelaan 641083 GanshorenGround area
2,644 m²
Building footprint
2,036 m²
Volume, LiDAR
22,098 m³
2 parcels, Brussels · tallest building 20.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Bollinckxstraat 13, 1070 Anderlecht
since 20092.178.139.948
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0232/00X000 | Brussels | 1,964 m² | 1 · 1,891 m² | 19.2 m · 3 fl. |
| 21392A0064/00L002 | Brussels | 680 m² | 1 · 145 m² | 20.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JOLIBAG
BE 0802.253.049
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VISUOLIZE
BE 0668.425.416
Zemst · Eq €2k
HIVE LAB
BE 0727.911.457
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RAIN DOGS PRODUCTION
BE 0657.960.797
Ukkel · Eq €2k
ABILITY DESIGN
BE 0451.412.561
Antwerpen · Eq €2k
Of 2,855 companies in sector 18130 we hold annual accounts for 831. 165 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2009
Fiscal year end30-06
Activities, NACEBEL
18130Pre-press and pre-media services
58190Other publishing activities, excluding software publishing
68310Real estate agency activities
68311Real estate activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.