RVBL
RVBL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €952k and a net result of €911k. Equity is growing by ~799.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 3135 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €952k |
| Net result | €911k |
| Better than sector | 93% |
| Active | 3 yrs |
Strong profile, led by profitability.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 90.3% | 52.4% | |
| Net result | €911k | €32k | |
| Equity | €952k | €75k | |
| Gross operating margin | €65k | €52k | |
| Total assets | €1.05M | €192k |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €911k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €160 |
| Dividends | €20k |
| Total assets | €1.05M |
| Equity | €952k |
| Debt | €102k |
| of which ≤ 1y | €22k |
| of which > 1y | €80k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 90.3% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 86.5% |
| ROE | 95.7% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.05M |
| Fixed assets | 21/28 | €9k |
| Tangible fixed assets | 22/27 | €9k |
| Current assets | 29/58 | €1.04M |
| Amounts receivable within one year | 40/41 | €9k |
| Cash & bank | 54/58 | €785k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.05M |
| Equity | 10/15 | €952k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €951k |
| Amounts payable | 17/49 | €102k |
| Amounts payable after one year | 17 | €80k |
| Amounts payable within one year | 42/48 | €22k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €65k |
| Operating result | 9901 | €-31k |
| Financial income | 75 | €200k |
| Financial charges | 65 | €73k |
| Result before taxes | 9903 | €911k |
| Income taxes | 67/77 | €160 |
| Net result for the period | 9904 | €911k |
| Result to be appropriated | 9905 | €911k |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 21-09-2022 |
| Status | Active |
| Postal code | 1370 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25048F0074/00P002 | Wallonia | 1.9 ha | 1 · 1,151 m² | 10.9 m · 2 fl. |
| 22004B0051/00T012 | Flanders | 1,001 m² | 1 · 133 m² | 22.8 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
02-01-2024 John Leclerc appointed as director
- John Leclerc, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "John Leclerc",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2023-10-06",
"evidence_quote": "L\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire d\u00E9cide la nomination de Monsieur John Leclerc comme administrateur \u00E0 titre r\u00E9mun\u00E9r\u00E9 pour une dur\u00E9e illimit\u00E9e \u00E0 partir du 6 octobre 2023.",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Jodoigne",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-01-02",
"filing_date": "2023-12-18",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2023-10-06",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0791.235.334",
"name_full": "RVBL",
"legal_form": "SRL",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "John Leclerc",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}25-01-2023 Registered office moved
Technical details
{
"events": [
{
"kind": "zetel_transfer_cross_border_in",
"seat_type": "siege_social",
"new_address": {
"raw": null,
"city": null,
"region": null,
"street": null,
"country": "BE",
"postcode": null,
"box_number": null,
"street_number": null,
"locality_suffix": null
},
"old_address": {
"raw": "1640 Sint-Genesius-Rode, Hallesesteenweg, 92",
"city": "Sint-Genesius-Rode",
"region": "vlaams_gewest",
"street": "Hallesesteenweg",
"country": "BE",
"postcode": "1640",
"box_number": null,
"street_number": "92",
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "",
"region_changed": true,
"is_statute_change": true,
"nationality_change": true,
"old_address_source": "act_body",
"statute_clause_text": "De zetel is gevestigd in het Waals gebied.\nHij kan worden overgebracht naar om het even welke plaats in het gebied Brussel Hoofdstad of in het\nFrans taalgebied, door eenvoudige beslissing van het bestuursorgaan, die alle machten heeft teneinde op\nauthentieke wijze de eventuele statutenwijziging die eruit voortvloeit, te doen vaststellen, zonder dat dit\naanleiding mag geven tot een wijziging van de taal van de statuten.\nDe vennootschap mag ook, bij enkel besluit van het bestuursorgaan, administra",
"statute_article_number": 3,
"effective_date_qualifier": "not_specified",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": true,
"effective_date_is_approximate": false
}
],
"notary": {
"name": "St\u00E9phane DELANGE",
"firm_city": null,
"firm_name": null,
"office_city": "Luik",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": null,
"filing_date": "2022-12-28",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2022-12-28",
"unanimous": true
},
"subject_company": {
"kbo": "0791.235.334",
"name_full": "RVBL",
"legal_form": "besloten vennootschap"
},
"publication_proxy": {
"kind": "org",
"org_kbo": "0755.623.664",
"org_name": "NOTABIS",
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"afschrft van de akte van 28 december 2022",
"co\u00F6rdinatie van de statuten"
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | RVBL |