RVB SERVICES
ActiveRVB SERVICES has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €42k and a net result of €3k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 43% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
79
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability34▼-3
Solvency81▲+18
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.46 in 2023), but 57.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
42.4%
Return on assets
2.9%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-09-2025, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
52 d late
2023
97 d late
2022
70 d late
2021
31 d late
2020
31 d late
2019
102 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€42k▲ 7.4%
2023 · €40k
2018: €30k
2019: €30k
2020: €34k
2021: €36k
2022: €37k
2023: €40k
2018 → 2024
Total assets
€100k▼ 15.7%
2023 · €119k
2018: €66k
2019: €57k
2020: €65k
2021: €68k
2022: €85k
2023: €119k
2018 → 2024
Net result
€3k▼ 1.2%
2023 · €3k
2018: €-737
2019: €-81
2020: €3k
2021: €2k
2022: €824
2023: €3k
2018 → 2024
Working capital
€42k▲ 14.4%
2023 · €36k
2018: €14k
2019: €18k
2020: €24k
2021: €28k
2022: €32k
2023: €36k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€34k-€36k▲ 6.0%€37k▲ 2.3%€40k▲ 8.1%€42k▲ 7.4%
Operating result€-16k-€-6k▲ 66.1%€-7k▼ 24.4%€7k€8k▲ 2.4%
Net result€3k-€2k▼ 40.7%€824▼ 59.3%€3k▲ 260%€3k▼ 1.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 2% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €100k
Fixed assets
€775▼ 74.9%
Current assets
€99k▼ 14.1%
Equity and liabilities €100k
Equity
€42k▲ 7.4%
Debt
€58k▼ 27.2%
The debt ratio falls from 66.7% to 57.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€10k▲
2023 · €10k
Cash flow
€5k▼
2023 · €5k
Solvency
42.4%▲
2023 · 33.3%
Current ratio
1.72▲
2023 · 1.46
Quick ratio
1.72▲
2023 · 1.46
Debt / equity
1.36▼
2023 · 2.00
ROE
6.9%▼
2023 · 7.5%
ROA
2.9%▲
2023 · 2.5%
Interest coverage
7.06▼
2023 · 8.83
Debt
€58k▼
2023 · €79k
Debt ≤ 1 year
€58k▼
2023 · €79k
Income taxes
€3k▼
2023 · €3k
Staff costs
€196k▲
2023 · €195k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€119k€100k▼
Fixed assets21/28€3k€775▼
Tangible fixed assets22/27€3k€725▼
Land and buildings22€3k€725▼
Financial fixed assets28€50€50=
Current assets29/58€116k€99k▼
Amounts receivable within one year40/41€101k€84k▼
Trade receivables40€101k€84k▼
Other amounts receivable41€20€20=
Cash at bank and in hand54/58€14k€13k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€119k€100k▼
Equity10/15€40k€42k▲
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€8k€11k▲
Distributable reserves133€8k€11k▲
Profit (loss) carried forward14€26k€26k=
Amounts payable17/49€79k€58k▼
Amounts payable within one year42/48€79k€58k▼
Trade debts44€15k€14k▼
Suppliers440/4€15k€14k▼
Advances received on contracts in progress46€20k-
Taxes, remuneration and social security45€42k€41k▼
Taxes450/3€16k€14k▼
Remuneration and social security454/9€26k€26k▲
Other amounts payable47/48€3k€3k▲
Income statement
Code20232024
Remuneration, social security and pensions62€195k€196k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€384€387▲
Gross operating margin9900€205k€207k▲
Operating profit (loss)9901€7k€8k▲
Financial income75/76B€0€44▲
Recurring financial income75€0€44▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€6k€6k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€3k€3k▼
Profit (loss) for the period to be appropriated9905€3k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€29k▼
Profit (loss) brought forward from the previous period14P€26k€26k=
Transfer to equity691/2€3k€3k▼
To other reserves6921€3k€3k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 52 days late
2024
05-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 97 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée Centrale(Baconval) 275651 WalcourtGround area
555 m²
Building footprint
558 m²
Parcel 93030A0027/00T019, Wallonia. Linked by address, not a title deed.
1 establishment unit
RVB SERVICES
since 20162.249.673.785
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93030A0027/00T019 | Wallonia | 555 m² | 1 · 558 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PHA Consulting
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AUXI-LOG
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 37,004 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
46190Agents in non-specialised wholesale trade
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82190Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.