Ruwbouwlink
ActiveSummary
The computed 12-month bankruptcy probability of Ruwbouwlink is 2.0% (moderate). The 2025 annual accounts show equity of €27k and a net result of €25k. Its solvency ranks better than 78% of 7453 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency95
Growth-
Track record67
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.77; short-term debt: 30.2% and cash: 16.8% of total assets), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.8%
Return on assets
63.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
12 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€27k
Total assets
€39k
Net result
€25k
Working capital
€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €39k
Fixed assets
€6k
Current assets
€32k
Equity and liabilities €39k
Equity
€27k
Debt
€12k
Debt finances 30.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€36k
Cash flow
€29k
Current ratio
2.77
Debt to equity
0.43
ROE
90.7%
ROA
63.3%
Interest coverage
47.24
Debt ≤ 1 year
€12k
Income taxes
€7k
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet
Code2025
Assets
Total assets20/58€39k
Fixed assets21/28€6k
Tangible fixed assets22/27€6k
Plant, machinery and equipment23€865
Furniture and vehicles24€5k
Current assets29/58€32k
Amounts receivable within one year40/41€21k
Trade receivables40€3k
Other amounts receivable41€19k
Cash at bank and in hand54/58€6k
Deferred charges and accrued income490/1€5k
Equity and liabilities
Total equity and liabilities10/49€39k
Equity10/15€27k
Contributions10/11€3k
Profit (loss) carried forward14€25k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Trade debts44€12k
Suppliers440/4€12k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€2k
Gross operating margin9900€38k
Operating profit (loss)9901€32k
Financial income75/76B€510
Recurring financial income75€510
Financial charges65/66B€768
Recurring financial charges65€768
Profit (loss) for the period before taxes9903€32k
Income taxes67/77€7k
Profit (loss) for the period9904€25k
Profit (loss) for the period to be appropriated9905€25k
Appropriation of the result
Profit (loss) to be appropriated9906€25k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2024
Ground area
211 m²
Building footprint
95 m²
Volume, LiDAR
549 m³
Parcel 12403E0185/00X000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ruwbouwlink
since 20242.360.328.912
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0185/00X000 | Flanders | 211 m² | 1 · 95 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COMFORT & DESIGN CONSTRUCT
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VANKERKOVEN ENTREPRISE
BE 0771.286.293
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Paintcrew
BE 0755.572.293
Herent · Eq €26,998
D.S.E. BLOCK
BE 0745.381.949
Anderlecht · Eq €26,998
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,239 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.