Checked.be
Active
BE 0804.621.235Private limited company
RUVER-INVEST
Venakkerstraat 10 ·2400 Mol, Belgium· 3 yrs active
Sector: Handel in eigen onroerend goed
(68110)
Conclusion
The computed 12-month bankruptcy probability of RUVER-INVEST is 1.1% (low). The 2025 annual accounts show negative equity (€-95k) and a net result of €-101k. Its solvency ranks better than 12% of 528 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €-95k |
| Net result | €-101k |
| Better than sector | 12% |
| Active | 3 yrs |
Snowflake analysis
55
/ 100
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Health
7
Profitability
100
Solvency
43
Growth
32
Stability
94
Bankruptcy probability (12 mo)
1.1%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
7
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 23-03-2026 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -4.4% | 16.2% | |
| Net result | €-101k | €6k | |
| Equity | €-95k | €152k | |
| Gross operating margin | €-594 | €78k | |
| Total assets | €2.15M | €1.34M |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-1k
-
24-25
€-101k
-428.7%
24-25
€-101k
-
24-25
€2.15M
+63.6%
24-25
€-95k
-
24-25
€-97k
-
24-25
€2.24M
+71.6%
24-25
€2.22M
+69.6%
24-25
0.96
-4.8%
24-25
0.01
+287.1%
24-25
-4.4%
-
24-25
-23.68
-
24-25
106.3%
-
24-25
-4.7%
-223.2%
24-25
-0.01
-
24-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €-1k |
| Net profit | €-101k |
| Cash flow | €-101k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €2.15M |
| Equity | €-95k |
| Debt | €2.24M |
| of which ≤ 1y | €2.22M |
| of which > 1y | - |
| Working capital | €-97k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.96 |
| Quick ratio | 0.01 |
| Working capital ratio | -4.5% |
| Solvency | -4.4% |
| Debt / equity | -23.68 |
| Long-term debt ratio | - |
| Interest coverage | -0.01 |
| Gross margin | - |
| Net margin | - |
| ROA | -4.7% |
| ROE | 106.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €2.15M |
| Fixed assets | 21/28 | €28k |
| Tangible fixed assets | 22/27 | €3k |
| Financial fixed assets | 28 | €25k |
| Current assets | 29/58 | €2.12M |
| Stocks & contracts in progress | 3 | €2.09M |
| Amounts receivable within one year | 40/41 | €21k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.15M |
| Equity | 10/15 | €-95k |
| Contributions / capital | 10/11 | €25k |
| Accumulated profits (losses) | 14 | €-120k |
| Amounts payable | 17/49 | €2.24M |
| Amounts payable within one year | 42/48 | €2.22M |
| Trade debts payable within one year | 44 | €149k |
| Income statement | ||
| Gross operating margin | 9900 | €-594 |
| Operating result | 9901 | €-1k |
| Financial charges | 65 | €99k |
| Result before taxes | 9903 | €-101k |
| Net result for the period | 9904 | €-101k |
| Result to be appropriated | 9905 | €-101k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Legal Structure
| NACE primary | Handel in eigen onroerend goed(68110) |
| Legal form | Private limited company(610) |
| Incorporation | 07-08-2023 |
| Status | Active |
| Postal code | 2400 |
Establishment units
RUVER-INVEST
since 20232.348.413.550
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13433E0227/00W004 | Flanders | 5,372 m² | 1 · 1,056 m² | 12.9 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
23-03-2026
NBB filing
Annual accounts filed
2025
24-02-2025
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE)
Activities
Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110
Primary activity highlighted.
Names & trade names
| Legal nameNL | RUVER-INVEST |
Registered office
Venakkerstraat 10 bus 3
2400 Mol, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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