RUUDVA
ActiveRUUDVA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.53M and a net result of €847. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 74% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency67=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity short (current ratio 0.31 against 0.35 in 2023), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
78.7%
Return on assets
0%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
53 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
84 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1.53M▲ 0.1%
2023 · €1.53M
2018: €1.44M
2019: €1.49M
2020: €1.50M
2021: €1.53M
2022: €1.53M
2023: €1.53M
2018 → 2024
Total assets
€1.95M▼ 6.0%
2023 · €2.08M
2018: €2.08M
2019: €2.07M
2020: €2.06M
2021: €2.08M
2022: €2.06M
2023: €2.08M
2018 → 2024
Net result
€847▲ 240%
2023 · €249
2018: €36k
2019: €44k
2020: €16k
2021: €30k
2022: €295
2023: €249
2018 → 2024
Working capital
€-138k▲ 0.6%
2023 · €-139k
2018: €-58k
2019: €-62k
2020: €-83k
2021: €-80k
2022: €-107k
2023: €-139k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.50M-€1.53M▲ 2.0%€1.53M=€1.53M=€1.53M▲ 0.1%
Operating result€30k-€48k▲ 63.3%€7k▼ 85.0%€10k▲ 37.2%€8k▼ 14.7%
Net result€16k-€30k▲ 84.3%€295▼ 99.0%€249▼ 15.7%€847▲ 240%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 15% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.95M
Fixed assets
€1.89M▼ 5.6%
Current assets
€61k▼ 18.5%
Equity and liabilities €1.95M
Equity
€1.53M▲ 0.1%
Debt
€416k▼ 23.3%
The debt ratio falls from 26.1% to 21.3%: equity grows while debt is paid down.
Key figures and ratios
Solvency
78.7%▲
2023 · 73.9%
Current ratio
0.31▼
2023 · 0.35
Quick ratio
0.31▲
2023 · 0.21
Debt / equity
0.27▼
2023 · 0.35
ROE
0.1%▲
2023 · 0.0%
ROA
0.0%▲
2023 · 0.0%
Debt
€416k▼
2023 · €542k
Debt ≤ 1 year
€199k▼
2023 · €214k
Debt > 1 year
€191k▼
2023 · €308k
Income taxes
€446▲
2023 · €25
Staff costs
€16k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.08M€1.95M▼
Fixed assets21/28€2.00M€1.89M▼
Tangible fixed assets22/27€111k-
Land and buildings22€111k-
Financial fixed assets28€1.89M€1.89M=
Current assets29/58€75k€61k▼
Stocks and contracts in progress3€30k-
Contracts in progress37€30k-
Amounts receivable within one year40/41€40k€30k▼
Trade receivables40€12k-
Other amounts receivable41€28k€30k▲
Cash at bank and in hand54/58€4k€29k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€2.08M€1.95M▼
Equity10/15€1.53M€1.53M▲
Contributions10/11€941k€941k=
Reserves13€270k€271k▲
Distributable reserves133€270k€271k▲
Profit (loss) carried forward14€322k€322k=
Amounts payable17/49€542k€416k▼
Amounts payable after more than one year17€308k€191k▼
Financial debts170/4€308k€191k▼
Amounts payable within one year42/48€214k€199k▼
Current portion of amounts payable after more than one year42€36k€33k▼
Trade debts44€2k€721▼
Suppliers440/4€2k€721▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€2k€1k▼
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€172k€160k▼
Accrued charges and deferred income492/3€20k€25k▲
Income statement
Code20232024
Remuneration, social security and pensions62€16k€16k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k-
Other operating charges640/8€2k€1k▼
Gross operating margin9900€34k€26k▼
Operating profit (loss)9901€10k€8k▼
Financial income75/76B-€64
Recurring financial income75-€64
Financial charges65/66B€10k€7k▼
Recurring financial charges65€10k€7k▼
Profit (loss) for the period before taxes9903€274€1k▲
Income taxes67/77€25€446▲
Profit (loss) for the period9904€249€847▲
Profit (loss) for the period to be appropriated9905€249€847▲
Appropriation of the result
Profit (loss) to be appropriated9906€322k€323k▲
Profit (loss) brought forward from the previous period14P€322k€322k▲
Transfer to equity691/2-€847
To other reserves6921-€847
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €249 ▼15.7%
Net result drops to €249, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
08-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €44k ▲23.5%
Operating result €67k, net result €44k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandveldstraat (Mol) 53640 KinrooiGround area
411 m²
Building footprint
133 m²
Volume, LiDAR
936 m³
Parcel 72023D0525/00C002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zandveldstraat (Mol) 5, 3640 Kinrooi
since 20112.206.352.102
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72023D0525/00C002 | Flanders | 411 m² | 1 · 133 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 23,059 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.