PRAEMIUM
ActiveSummary
PRAEMIUM has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.53M and a net result of €-15k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 69% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability18▼-27
Solvency98▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.65 in 2024; short-term debt: 26.5% and cash: 0.9% of total assets), and 26.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
6 d early
2023
4 d early
2022
4 d early
2021
2 d early
2020
16 d late
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.53M▼ 1.0%
2024 · €1.55M
2019: €1.32Mlowest in 7 years
2020: €1.39M▲ +5.5% vs 2019
2021: €1.56M▲ +12.2% vs 2020highest in 7 years
2022: €1.55M▼ -0.8% vs 2021
2023: €1.54M▼ -0.3% vs 2022
2024: €1.55M▲ +0.3% vs 2023
2025: €1.53M▼ -1.0% vs 2024
2019 → 2025
Total assets
€2.08M▼ 3.6%
2024 · €2.16M
2019: €3.10Mhighest in 7 years
2020: €2.85M▼ -8.0% vs 2019
2021: €2.57M▼ -10.0% vs 2020
2022: €2.33M▼ -9.1% vs 2021
2023: €2.21M▼ -5.1% vs 2022
2024: €2.16M▼ -2.4% vs 2023
2025: €2.08M▼ -3.6% vs 2024lowest in 7 years
2019 → 2025
Net result
€-15k
2024 · €4k
2019: €257khighest in 7 years
2020: €73k▼ -71.7% vs 2019
2021: €170k▲ +133% vs 2020
2022: €-13k▼ -108% vs 2021
2023: €-5k▲ +64.5% vs 2022
2024: €4k▲ +185% vs 2023
2025: €-15k▼ -497% vs 2024lowest in 7 years
2019 → 2025
Working capital
€94k▼ 76.6%
2024 · €401k
2019: €541k
2020: €522k▼ -3.5% vs 2019
2021: €586k▲ +12.2% vs 2020highest in 7 years
2022: €521k▼ -11.1% vs 2021
2023: €458k▼ -12.1% vs 2022
2024: €401k▼ -12.3% vs 2023
2025: €94k▼ -76.6% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.56M-€1.55M▼ 0.8%€1.54M▼ 0.3%€1.55M▲ 0.3%€1.53M▼ 1.0%
2021: €1.56Mhighest in 5 years
2022: €1.55M▼ -0.8% vs 2021
2023: €1.54M▼ -0.3% vs 2022
2024: €1.55M▲ +0.3% vs 2023
2025: €1.53M▼ -1.0% vs 2024lowest in 5 years
Operating result€240k-€-8k€-2k▲ 79.8%€1k€-34k
2021: €240khighest in 5 years
2022: €-8k▼ -103% vs 2021
2023: €-2k▲ +79.8% vs 2022
2024: €1k▲ +164% vs 2023
2025: €-34k▼ -3373% vs 2024lowest in 5 years
Net result€170k-€-13k€-5k▲ 64.5%€4k€-15k
2021: €170khighest in 5 years
2022: €-13k▼ -108% vs 2021
2023: €-5k▲ +64.5% vs 2022
2024: €4k▲ +185% vs 2023
2025: €-15k▼ -497% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €34k after €1k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.08M
Fixed assets
€1.44M ▲ 25.5%
Current assets
€647k ▼ 36.3%
Equity and liabilities €2.08M
Equity
€1.53M ▼ 1.0%
Debt
€553k ▼ 10.0%
Debt's share of the balance-sheet total falls from 28.4% to 26.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-30k▼
2024 · €18k
Cash flow
€-12k▼
2024 · €20k
Current ratio
1.17▼
2024 · 1.65
Debt to equity
0.36▼
2024 · 0.40
ROE
-1.0%▼
2024 · 0.2%
ROA
-0.7%▼
2024 · 0.2%
Interest coverage
-8.00▼
2024 · 3.14
Debt ≤ 1 year
€553k▼
2024 · €615k
Income taxes
€115▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.16M€2.08M▼
Fixed assets21/28€1.14M€1.44M▲
Tangible fixed assets22/27€1.14M€1.44M▲
Land and buildings22€1.14M€1.44M▲
Furniture and vehicles24€0-
Current assets29/58€1.02M€647k▼
Amounts receivable within one year40/41€72k€78k▲
Trade receivables40€0-
Other amounts receivable41€72k€78k▲
Current investments50/53€800k€550k▼
Cash at bank and in hand54/58€144k€19k▼
Equity and liabilities
Total equity and liabilities10/49€2.16M€2.08M▼
Equity10/15€1.55M€1.53M▼
Contributions10/11€12k€12k=
Reserves13€1.53M€1.52M▼
Non-distributable reserves130/1€181k€181k=
Reserves not available under the articles1311€181k€181k=
Tax-exempt reserves132€19€19=
Distributable reserves133€1.35M€1.34M▼
Amounts payable17/49€615k€553k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€615k€553k▼
Current portion of amounts payable after more than one year42€77k€0▼
Trade debts44€793€635▼
Suppliers440/4€793€635▼
Other amounts payable47/48€537k€552k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€3k▼
Other operating charges640/8€6k€41k▲
Gross operating margin9900€24k€11k▼
Operating profit (loss)9901€1k€-34k▼
Financial income75/76B€11k€22k▲
Recurring financial income75€11k€22k▲
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€7k€-15k▼
Income taxes67/77€3k€115▼
Profit (loss) for the period9904€4k€-15k▼
Profit (loss) for the period to be appropriated9905€4k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-15k▼
Transfer from equity791/2€0€15k▲
Transfer to equity691/2€4k€0▼
To other reserves6921€4k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €57k | €23k | €18k | €17k | €3k | ▼ 81.4% |
| Other operating charges640/8 | - | €7k | €6k | €6k | €41k | ▲ 583% |
| Gross operating margin9900 | €303k | €22k | €23k | €24k | €11k | ▼ 54.1% |
| Operating profit (loss)9901 | €240k | €-8k | €-2k | €1k | €-34k | ▼ 3,373% |
| Financial income75/76B | - | €3 | €11 | €11k | €22k | ▲ 94.2% |
| Recurring financial income75 | €0 | €3 | €11 | €11k | €22k | ▲ 94.2% |
| Financial charges65/66B | - | €5k | €3k | €6k | €4k | ▼ 32.2% |
| Recurring financial charges65 | €5k | €5k | €3k | €6k | €4k | ▼ 32.2% |
| Profit (loss) for the period before taxes9903 | €235k | €-13k | €-5k | €7k | €-15k | ▼ 324% |
| Income taxes67/77 | €65k | €0 | - | €3k | €115 | ▼ 96.1% |
| Profit (loss) for the period9904 | €170k | €-13k | €-5k | €4k | €-15k | ▼ 497% |
| Profit (loss) for the period to be appropriated9905 | €170k | €-13k | €-5k | €4k | €-15k | ▼ 497% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.57M | €2.33M | €2.21M | €2.16M | €2.08M | ▼ 3.6% |
| Fixed assets21/28 | €1.20M | €1.18M | €1.16M | €1.14M | €1.44M | ▲ 25.5% |
| Tangible fixed assets22/27 | €1.20M | €1.18M | €1.16M | €1.14M | €1.44M | ▲ 25.5% |
| Land and buildings22 | - | €1.15M | €1.15M | €1.14M | €1.44M | ▲ 25.5% |
| Furniture and vehicles24 | - | €28k | €14k | €0 | - | - |
| Current assets29/58 | €1.36M | €1.15M | €1.05M | €1.02M | €647k | ▼ 36.3% |
| Amounts receivable within one year40/41 | €3k | €4k | €73k | €72k | €78k | ▲ 8.4% |
| Trade receivables40 | - | - | €1k | €0 | - | - |
| Other amounts receivable41 | - | €4k | €72k | €72k | €78k | ▲ 8.4% |
| Current investments50/53 | - | - | - | €800k | €550k | ▼ 31.3% |
| Cash at bank and in hand54/58 | €1.36M | €1.15M | €980k | €144k | €19k | ▼ 87.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.57M | €2.33M | €2.21M | €2.16M | €2.08M | ▼ 3.6% |
| Equity10/15 | €1.56M | €1.55M | €1.54M | €1.55M | €1.53M | ▼ 1.0% |
| Contributions10/11 | - | €12k | €12k | €12k | €12k | = |
| Reserves13 | €1.55M | €1.53M | €1.53M | €1.53M | €1.52M | ▼ 1.0% |
| Non-distributable reserves130/1 | - | €181k | €181k | €181k | €181k | = |
| Reserves not available under the articles1311 | - | €181k | €181k | €181k | €181k | = |
| Tax-exempt reserves132 | - | €19 | €19 | €19 | €19 | = |
| Distributable reserves133 | - | €1.35M | €1.35M | €1.35M | €1.34M | ▼ 1.1% |
| Amounts payable17/49 | €1.01M | €786k | €672k | €615k | €553k | ▼ 10.0% |
| Amounts payable after more than one year17 | €230k | €154k | €77k | €0 | - | - |
| Financial debts170/4 | - | €154k | €77k | €0 | - | - |
| Amounts payable within one year42/48 | €777k | €632k | €596k | €615k | €553k | ▼ 10.0% |
| Current portion of amounts payable after more than one year42 | - | €77k | €77k | €77k | €0 | ▼ 100% |
| Trade debts44 | €2k | €957 | €4k | €793 | €635 | ▼ 19.9% |
| Suppliers440/4 | - | €957 | €4k | €793 | €635 | ▼ 19.9% |
| Taxes, remuneration and social security45 | - | €0 | - | - | - | - |
| Taxes450/3 | - | €0 | - | - | - | - |
| Other amounts payable47/48 | - | €555k | €514k | €537k | €552k | ▲ 2.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €170k | €-13k | €-5k | €4k | €-15k | ▼ 497% |
| + Depreciation and write-downs630 | €57k | €23k | €18k | €17k | €3k | ▼ 81.4% |
| Operating cash flow (approximation) | €227k | €10k | €14k | €20k | €-12k | ▼ 160% |
| Investment in fixed assets (approximation) | - | €2k | €0 | €0 | €-295k | - |
| Change in cash | - | €-211k | €-169k | €-837k | €-125k | ▲ 85.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series.
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2019
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
06-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1998
Ground area
1,998 m²
Building footprint
207 m²
Volume, LiDAR
1,034 m³
Parcel 36502B1374/00F000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PRAEMIUM
since 19982.089.605.969
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B1374/00F000 | Flanders | 1,998 m² | 1 · 207 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 23,159 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded09-12-1998
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
Scores and ratios are computed by Checked and are not a credit decision.