Equity
€35,308 ▲ 2.1%
Ruth has made a profit without a break since 2023.
Ruth
Lifetime
7 annual accounts with figures on one time axispeak €88,465 (2019)
€30,983▲ 11.2%
lowest -€15,530 (2021)
€724▼ 73.2%
peak €53,086 (2020)
€35,308▲ 2.1%
€54,804▼ 34.8%
peak 1 FTE (2019)
-not published
Board2 names since 2018
2 directors and 1 other
Documentsfilings and deeds
22-01-20269 days before the deadline
2025micro format
Result from €2,704 to €724Debts from €84,115 to €54,804
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Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as Ruth has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for Ruth. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
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Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0696968853
Appointment: (director)
Reappointment: (director) · General meeting of 02-03-2023 · Gazette deed
First establishment
Sint-Jakobsstraat 55, Bruges
Incorporation
Founding capital of €18,600, 100 shares, €12,400 paid up · Founder: · Appointment: (manager) · published on 04-06-2018 · Gazette deed
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Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Ruth Bruges | €90,112 | €30,983 | 39.2% | - |
| CAPACLOTHING Charleroi | €112,570 | €31,970 | 12.9% | - |
| VAN NIJLEN I Mol | €115,286 | €27,650 | -194.9% | - |
| MUNRI Hasselt | €74,582 | €31,507 | -12.4% | - |
| LUXE MODE Anderlecht | €103,491 | €41,696 | 25.6% | - |
| LES 4 MAISONS Soumagne | €116,742 | €26,738 | 56.7% | - |
| SO CLOTHES Brussels | €70,015 | €38,016 | 2.6% | - |
These companies have the same main activity as Ruth: retail sale of women's outerwear (NACE 47711). They are comparable in size and age: total assets between €70,000 and €117,000, founded between 2017 and 2019.
Official details
Source: KBO- Status
- Active since 31-05-2018Normal situation
- Activity
- Retail sale of women's outerwearNACE 47711
- Joint committee
- 201Independent retail · annual accounts 30-06-2023
- Establishment unit
- 2.277.338.9778000 Bruges, since 01-06-2018
- Financial year end
- 30 June
- Peppol
- Reachable since 06-09-2025
Annual accounts to 30-06-2025
- €90,112▼ 24.1%
- Filing
- Filed on 22-01-2026, 9 days before the end of the filing period
Insights on Ruth
Ruth files the micro format. That format states no turnover. The gross margin fell from €88,465 in 2019 to €30,983 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Ruth
- What is the company number of Ruth?
- The company number of Ruth is 0696.968.853. The VAT number is the same number with BE in front: BE 0696.968.853.
- Where is Ruth based?
- The registered office is at Sint-Jakobsstraat 55, 8000 Bruges.Company details
- What does Ruth do?
- According to the KBO register, the main activity is retail sale of women's outerwear (NACE 47711).
- What is the legal form of Ruth?
- Ruth is a private limited company (BV).
- When was Ruth founded?
- Ruth was founded on 31-05-2018.
- Is Ruth still active?
- Yes, Ruth is an active enterprise in the KBO register.
- How many employees does Ruth have?
- Ruth had an average of 0.6 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- Which joint committee does Ruth fall under?
- In its 30-06-2023 annual accounts, Ruth states joint committee 201 (Independent retail).
- What is the turnover of Ruth?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €30,983 and 51 comparable companies (NACE 477). It probably lies between €80,000 and €270,000.
- Is Ruth profitable?
- In financial year 2025, Ruth made a profit of €724.
- Where can I find the annual accounts of Ruth?
- Ruth filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Ruth due?
- Ruth must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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