Equity
-€9,263
Debts exceed assets in financial year 2024.
MUNRI
Lifetime
5 annual accounts with figures on one time axispeak €33,087 (2023)
€31,507▼ 4.8%
lowest -€45,479 (2021)
€14,877▼ 15.9%
peak €1,458 (2020)
-€9,263▲ €14,877
€83,845▼ 20.2%
Board2 names since 2019
2 directorsMUNTER Amanda and 1 other
Documentsfilings and deeds
30-09-202561 days late
2024abbreviated format
Equity from -€24,140 to -€9,263Debts from €105,060 to €83,845
Key points
from the 2024 annual accountsTurnover
≈ €140,000 estimated
The accounts state no turnover.
Debts
€83,845 112% of the balance sheet
Financial debts 5%Suppliers 2%Taxes and wages 26%Other 67%
Of this, €79,286 falls due within a year.
Filings
5 annual accounts 102 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
At the same address
10 companies
Position in the sector
-12.4%
Lower solvency than 92% of companies in retail trade. Sector median 38.3% · 9,538 companies.
Checked score
37
Weak
Financially stronger than 42% of micro companies in retail trade (NACE 47)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.2% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.6%
01-2025: 2.6%● unchanged vs 12-2024
02-2025: 2.6%● unchanged vs 01-2025
03-2025: 2.5%▼ -0.1 percentage points vs 02-2025
04-2025: 2.6%▲ +0.1 percentage points vs 03-2025
05-2025: 2.6%● unchanged vs 04-2025
06-2025: 2.4%▼ -0.2 percentage points vs 05-2025lowest value
07-2025: 2.5%▲ +0.1 percentage points vs 06-2025
08-2025: 3.3%▲ +0.8 percentage points vs 07-2025
09-2025: 3.5%▲ +0.2 percentage points vs 08-2025
10-2025: 5.0%▲ +1.5 percentage points vs 09-2025
11-2025: 3.1%▼ -1.9 percentage points vs 10-2025
12-2025: 3.1%● unchanged vs 11-2025
01-2026: 2.7%▼ -0.4 percentage points vs 12-2025
02-2026: 2.7%● unchanged vs 01-2026
03-2026: 2.7%● unchanged vs 02-2026
04-2026: 2.7%● unchanged vs 03-2026
05-2026: 2.7%● unchanged vs 04-2026
06-2026: 2.6%▼ -0.1 percentage points vs 05-2026
07-2026: 2.7%▲ +0.1 percentage points vs 06-2026
08-2026: 3.5%▲ +0.8 percentage points vs 07-2026
09-2026: 3.6%▲ +0.1 percentage points vs 08-2026
10-2026: 5.2%▲ +1.6 percentage points vs 09-2026highest value
11-2026: 5.2%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Figures for financial year 2024 (filed on 02-10-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 1 of the last 3 accounts late
Founded in 2019
lowers risk
Size: total assets €74,582
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 15% of them on solvency, 11% on liquidity, 54% on profitability and 88% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,180 companies had the same profile as MUNRI has now. Each dot stands for 6 companies, two years later.
88.7%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MUNRI itself: 5.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for MUNRI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.6 (0.52 in 2023), below 1. Short-term debt is 106.3% and cash 7.8% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 9538 sector peers (2024).
NBB · sector comparisonPosition among 9538 sector peers
Solvency
better than 8%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 5 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
not filed
2024
61 days late
2023
31 days early
2022
28 days early
2021
30 days early
2020
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 6 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- RIZZUTO Romina founderdeed of 15-10-2019
- MUNTER Amanda founderdeed of 15-10-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0735997693
Registered office moved from Beringen to Hasselt
New registered office: Gelatine Boulevard 2 bus 0.07, 3500 Hasselt · Previous registered office: Stijn Streuvelsstraat 26, 3583 Beringen · Board meeting of 28-10-2020 · Gazette deed
Incorporation
Founding capital of €20,000, 100 shares · Founders: RIZZUTO Romina and MUNTER Amanda · Appointments: RIZZUTO Romina (director) and MUNTER Amanda (director) · published on 15-10-2019 · Gazette deed
First establishment
SIS, Gelatineboulevard 2, Hasselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MUNRI Hasselt | €74,582 | €31,507 | -12.4% | - |
| LE CHOIX DE JULIE Thuin | €65,319 | €32,177 | 60.9% | - |
| SO CLOTHES Brussels | €70,015 | €38,016 | 2.6% | - |
| SAMANN Tessenderlo-Ham | €100,808 | €44,383 | 52.3% | - |
| IZTEX Molenbeek-Saint-Jean | €68,248 | €29,806 | 68.4% | - |
| Ruth Bruges | €90,112 | €30,983 | 39.2% | - |
| LM BRANDS INTERNATIONAL Schilde | €72,452 | €21,532 | 24.3% | - |
These companies have the same main activity as MUNRI: retail sale of women's outerwear (NACE 47711). They are comparable in size and age: total assets between €65,300 and €101,000, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 11-10-2019Normal situation
- Registered office
- 12 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Retail sale of women's outerwearNACE 47711and 2 others
- Establishment unit
- 2.294.720.0903500 Hasselt, since 11-10-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 12-01-2026
Insights on MUNRI
MUNRI files the abbreviated format. That format states no turnover. The gross margin rose from -€12,087 in 2020 to €31,507 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MUNRI
- What is the company number of MUNRI?
- The company number of MUNRI is 0735.997.693. The VAT number is the same number with BE in front: BE 0735.997.693.
- Where is MUNRI based?
- The registered office is at Gelatineboulevard 2, 3500 Hasselt.Company details
- What does MUNRI do?
- According to the KBO register, the main activity is retail sale of women's outerwear (NACE 47711).
- What is the legal form of MUNRI?
- MUNRI is a private limited company (BV).
- When was MUNRI founded?
- MUNRI was founded on 11-10-2019.
- Is MUNRI still active?
- Yes, MUNRI is an active enterprise in the KBO register.
- What is the turnover of MUNRI?
- The turnover in financial year 2024 is ≈ €140,000. This figure is estimated from the gross margin of €31,507 and 72 comparable companies (NACE 477). It probably lies between €80,000 and €270,000.Financials
- Is MUNRI profitable?
- In financial year 2024, MUNRI made a profit of €14,877.
- Where can I find the annual accounts of MUNRI?
- MUNRI filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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