RUPSJE
ActiveSummary
RUPSJE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127,599 and a net result of €46,743. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▼-8
Solvency77▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.55 in 2024; short-term debt: 47.7% and cash: 26.2% of total assets), and 48.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Social work activities without accommodation (NACE 88)
about 62% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.6%
Return on assets
18.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-05-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
50 d late
2023
16 d late
2022
327 d late
2021
584 d late
2020
38 d late
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 149 days after the deadline; the sector median for financial year 2024 is 24 days before the deadline, and 25% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 19 June (4 of the last 5 filed years within 277 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€127,599▲ 57.8%
2024 · €80,856
Total assets
€247,467▲ 45.5%
2024 · €170,112
Net result
€46,743▼ 43.8%
2024 · €83,131
Working capital
€84,312▲ 70.4%
2024 · €49,469
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 88, Social work activities without accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€10,022€5,146-€74,556€83,082€64,917▼ 21.9%
Net result-€8,390below the sector's middle half€3,081within the sector's middle half-€77,315below the sector's middle half€83,131above the sector's middle half€46,743above the sector's middle half▼ 43.8%
Equity€71,960within the sector's middle half▼ 10.4%€75,041within the sector's middle half▲ 4.3%-€2,274below the sector's middle half€80,856within the sector's middle half€127,599within the sector's middle half▲ 57.8%
Total assets€192,651within the sector's middle half▲ 73.9%€141,400within the sector's middle half▼ 26.6%€144,451within the sector's middle half▲ 2.2%€170,112within the sector's middle half▲ 17.8%€247,467within the sector's middle half▲ 45.5%
Debt€120,691▲ 297%€66,359▼ 45.0%€146,725▲ 121%€89,256▼ 39.2%€119,868▲ 34.3%
Working capital€93,740within the sector's middle half▲ 41.4%€43,418within the sector's middle half▼ 53.7%-€33,921below the sector's middle half€49,469within the sector's middle half€84,312within the sector's middle half▲ 70.4%
Solvency37.4%within the sector's middle half▼ 35.2pp53.1%within the sector's middle half▲ 15.7pp-1.6%below the sector's middle half▼ 54.6pp47.5%within the sector's middle half▲ 49.1pp51.6%within the sector's middle half▲ 4.0pp
Current ratio2.63within the sector's middle half▼ 0.761.68within the sector's middle half▼ 0.950.77below the sector's middle half▼ 0.911.55within the sector's middle half▲ 0.791.71within the sector's middle half▲ 0.16
Return on assets (ROA)-4.4%below the sector's middle half▼ 26.0pp2.2%within the sector's middle half▲ 6.5pp-53.5%below the sector's middle half▼ 55.7pp48.9%above the sector's middle half▲ 102.4pp18.9%above the sector's middle half▼ 30.0pp
Staff (FTE)4.3▲ 16.2%6.6▲ 53.5%6.4▼ 3.0%8.2▲ 28.1%10.7▲ 30.5%
above
within
below
the middle half (P25 to P75) of NACE 88, Social work activities without accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247,467
Fixed assets
€45,081 ▲ 43.6%
Current assets
€202,386 ▲ 45.9%
Equity and liabilities €247,467
Equity
€127,599 ▲ 57.8%
Debt
€119,868 ▲ 34.3%
Debt's share of the balance-sheet total falls from 52.5% to 48.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€78,440▼
2024 · €94,042
Cash flow
€60,266▼
2024 · €94,090
Debt to equity
0.94▼
2024 · 1.10
ROE
36.6%▼
2024 · 102.8%
Interest coverage
115.11▲
2024 · 91.94
Debt ≤ 1 year
€118,075▲
2024 · €89,256
Income taxes
€19,211▲
2024 · €915
Staff costs
€526,813▲
2024 · €322,787
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.3%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €133,591 | €153,611 | €277,323 | €322,787 | €526,813 | ▲ 63.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,454 | €11,971 | €10,538 | €10,959 | €13,523 | ▲ 23.4% |
| Other operating charges640/8 | €4,642 | €1,701 | €2,474 | €3,198 | €2,967 | ▼ 7.2% |
| Non-recurring operating charges66A | - | €2,369 | - | - | - | - |
| Gross operating margin9900 | €136,664 | €174,798 | €215,780 | €420,027 | €608,220 | ▲ 44.8% |
| Operating profit (loss)9901 | -€10,022 | €5,146 | -€74,556 | €83,082 | €64,917 | ▼ 21.9% |
| Financial income75/76B | €2,776 | €3,088 | €1,944 | €1,986 | €1,718 | ▼ 13.5% |
| Recurring financial income75 | €2,776 | €3,088 | €1,944 | €1,986 | €1,718 | ▼ 13.5% |
| Financial charges65/66B | €626 | €1,021 | €2,940 | €1,023 | €681 | ▼ 33.4% |
| Recurring financial charges65 | €626 | €1,021 | €2,940 | €1,023 | €681 | ▼ 33.4% |
| Profit (loss) for the period before taxes9903 | -€7,872 | €7,212 | -€75,552 | €84,045 | €65,954 | ▼ 21.5% |
| Income taxes67/77 | €518 | €4,131 | €1,763 | €915 | €19,211 | ▲ 2,000% |
| Profit (loss) for the period9904 | -€8,390 | €3,081 | -€77,315 | €83,131 | €46,743 | ▼ 43.8% |
| Profit (loss) for the period to be appropriated9905 | -€8,390 | €3,081 | -€77,315 | €83,131 | €46,743 | ▼ 43.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €192,651 | €141,400 | €144,451 | €170,112 | €247,467 | ▲ 45.5% |
| Fixed assets21/28 | €41,226 | €33,784 | €31,647 | €31,387 | €45,081 | ▲ 43.6% |
| Tangible fixed assets22/27 | €36,926 | €29,484 | €27,347 | €27,087 | €40,781 | ▲ 50.6% |
| Plant, machinery and equipment23 | €2,200 | €1,114 | €2,793 | €1,317 | €321 | ▼ 75.6% |
| Furniture and vehicles24 | €8,257 | €4,765 | €2,940 | €1,260 | €1,622 | ▲ 28.7% |
| Other tangible fixed assets26 | €26,469 | €23,605 | €21,614 | €24,510 | €38,838 | ▲ 58.5% |
| Financial fixed assets28 | €4,300 | €4,300 | €4,300 | €4,300 | €4,300 | = |
| Current assets29/58 | €151,424 | €107,616 | €112,804 | €138,725 | €202,386 | ▲ 45.9% |
| Amounts receivable after more than one year29 | €55,996 | €51,196 | €46,396 | €42,096 | €42,096 | = |
| Other amounts receivable291 | €55,996 | €51,196 | €46,396 | €42,096 | €42,096 | = |
| Amounts receivable within one year40/41 | €23,629 | €44,633 | €52,467 | €67,977 | €79,772 | ▲ 17.4% |
| Trade receivables40 | €5,511 | €11,624 | €20,714 | €30,288 | €39,449 | ▲ 30.2% |
| Other amounts receivable41 | €18,118 | €33,009 | €31,753 | €37,689 | €40,324 | ▲ 7.0% |
| Cash at bank and in hand54/58 | €65,319 | €5,068 | €4,705 | €16,540 | €64,785 | ▲ 292% |
| Deferred charges and accrued income490/1 | €6,482 | €6,719 | €9,237 | €12,113 | €15,733 | ▲ 29.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €192,651 | €141,400 | €144,451 | €170,112 | €247,467 | ▲ 45.5% |
| Equity10/15 | €71,960 | €75,041 | -€2,274 | €80,856 | €127,599 | ▲ 57.8% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €43,027 | €43,027 | €43,027 | €43,027 | €43,027 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €18,750 | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Distributable reserves133 | €22,417 | €22,417 | €22,417 | €22,417 | €22,417 | = |
| Profit (loss) carried forward14 | €22,734 | €25,815 | -€51,501 | €31,630 | €78,373 | ▲ 148% |
| Amounts payable17/49 | €120,691 | €66,359 | €146,725 | €89,256 | €119,868 | ▲ 34.3% |
| Amounts payable after more than one year17 | €1,222 | - | - | - | - | - |
| Financial debts170/4 | €1,222 | - | - | - | - | - |
| Amounts payable within one year42/48 | €57,684 | €64,199 | €146,725 | €89,256 | €118,075 | ▲ 32.3% |
| Current portion of amounts payable after more than one year42 | €1,466 | €1,222 | - | - | - | - |
| Trade debts44 | €30,014 | €31,098 | €91,020 | €40,955 | €21,977 | ▼ 46.3% |
| Suppliers440/4 | €30,014 | €31,098 | €91,020 | €40,955 | €21,977 | ▼ 46.3% |
| Taxes, remuneration and social security45 | €22,558 | €27,683 | €49,974 | €45,219 | €93,807 | ▲ 107% |
| Taxes450/3 | €12,015 | €4,649 | €6,412 | €915 | €18,961 | ▲ 1,973% |
| Remuneration and social security454/9 | €10,543 | €23,033 | €43,562 | €44,304 | €74,845 | ▲ 68.9% |
| Other amounts payable47/48 | €3,647 | €4,197 | €5,731 | €3,082 | €2,291 | ▼ 25.7% |
| Accrued charges and deferred income492/3 | €61,784 | €2,160 | - | - | €1,793 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,390 | €3,081 | -€77,315 | €83,131 | €46,743 | ▼ 43.8% |
| + Depreciation and write-downs630 | €8,454 | €11,971 | €10,538 | €10,959 | €13,523 | ▲ 23.4% |
| Operating cash flow (approximation) | €63 | €15,052 | -€66,777 | €94,090 | €60,266 | ▼ 35.9% |
| Investment in fixed assets (approximation) | - | -€4,528 | -€8,401 | -€10,700 | -€27,217 | ▼ 154% |
| Change in cash | - | -€60,250 | -€363 | €11,835 | €48,246 | ▲ 308% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-09
Financial
Equity above €100,000Eq €127,599 ▲57.8%
2 profitable years in a row build equity to €127,599.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2024
30-09
Financial
Back to profitnet €83,131
Net result €83,131 after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 1.55
Current ratio from 0.77 to 1.55; short-term debt falls from €146,725 to €89,256.
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 327 days late
2023
05-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 584 days late
30-09
Financial
Weakest financial yearnet -€77,315
Net result drops to -€77,315, the lowest in the series; recovery starts the following year.
2022
30-09
Financial
Back to profitnet €3,081
Net result €3,081 after one loss-making year.
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 38 days late
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2017
20-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2014
Ground area
452 m²
Building footprint
406 m²
Volume, LiDAR
2,640 m³
2 parcels, Flanders · tallest building 13.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rupsje
since 20142.227.458.510
Welpjes
since 20212.323.251.552
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1049/00K000 | Flanders | 250 m² | 1 · 203 m² | 13.1 m · 2 fl. |
| 11346B0463/00G005 | Flanders | 202 m² | 1 · 202 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2022 to 2025 · 10 entries · 1,943,790 EUR awarded · 1,949,694 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 773,659 EUR | 779,563 EUR |
| 2024 | 2 | 622,083 EUR | 622,083 EUR |
| 2023 | 3 | 286,002 EUR | 286,002 EUR |
| 2022 | 3 | 262,046 EUR | 262,046 EUR |
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAntwerpen2.227.458.510
Antwerpen2.323.251.552
Care and welfare
3 services · 2 liveRupsje
Welpjes
Rupsje
Dual-learning approval
2 live approvals · 2 endedAssistentie in wonen, zorg en welzijn duaal (so)
Assistentie in wonen, zorg en welzijn duaal (so)
Show 2 ended approvals
Begeleider in de kinderopvang (so)
Kinderbegeleider duaal (so)
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Of 1,586 companies in this sector we hold annual accounts for 709. 536 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded07-01-2014
Fiscal year end30-09
Activities, NACEBEL 2025
88911Day nurseries and crèches
E-invoicing
Reachable via Peppol
Peppol ID
0208:0544309461
Also
9925:BE0544309461
Registered
31-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.