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KINDERDAGVERBLIJF HEBA

Active Private limited companyfounded 2012active for 13 yearsVIIde-Olympiadelaan 71, 2020 AntwerpKBO/BCE: BE 0500.723.797

Lifetime

13 annual accounts with figures on one time axis
peak €441,787 (2025)
€441,787▲ 1.7%
lowest -€2,665 (2013)
€29,521▼ 64.6%
peak €186,991 (2024)
€149,946▼ 19.8%
€147,847▲ 148%
Board2 names since 2012
2 directorsAHAJAJ Bouchra and 1 other
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Result from €83,435 to €29,521Dividend €66,567Equity from €186,991 to €149,946Debts from €59,666 to €147,847

Key points

from the 2025 annual accounts

Equity

€149,946 ▼ 19.8%
186,9912024+29,521Profit-66,567Dividend149,9462025

KINDERDAGVERBLIJF HEBA paid out €66,567 in dividends. That is 225% of the 2025 profit.

Result

€29,521 ▼ 64.6%
€83,4002024€29,5002025

The result fell in 2025 from €83,435 to €29,521.

Debts

€147,847 ▲ 148%
Other debts
+64,849
Taxes and wages
+16,906
Suppliers
+6,597
The rest
-171

Debts rose by €88,181 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Staff

14 employees on 31-12-2025
136202113132022131320231815202414102025

In 2025, 14 people joined and 10 left.

Filings

13 annual accounts since 2013
AprilJune31 JulyOctober201520202025

Ten of the last ten came late. The 2019 accounts came latest: 393 days after the end of the period.

Public support

€2.1m awarded from 2022 to 2025
2022202320242025

Flemish support, mostly Subsidies voorschoolse kinderopvang.

Checked score

93
Excellent
Financially stronger than 46% of micro companies in social work without accommodation (NACE 88)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 1,129 companies (NACE 88, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.3%▼ -0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.6 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

75-25equity 50.4% of total assets
63-15short-term debt 47.8% · cash 28.9%
81-19return on assets 9.9%

Score breakdown

raises risk
Last filed accounts filed 25 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 1.60, cash €86,047
Sector: Social work activities without accommodation (NACE 88)
Size: total assets €297,793
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro). It does better than 58% of them on solvency, 43% on liquidity, 67% on profitability and 16% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,811 companies had the same profile as KINDERDAGVERBLIJF HEBA has now. Each dot stands for 45 companies, two years later.

96.5%
were still trading
3.1%
stopped another way
0.3%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of KINDERDAGVERBLIJF HEBA itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,811 companies, not a prediction for KINDERDAGVERBLIJF HEBA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €13,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.6 (2.89 in 2024), above the usual 1.5. Short-term debt is 47.8% and cash 28.9% of total assets. 49.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.60, cash €86,047
NBB · annual accounts
lowers risk · Sector: Social work activities without accommodation (NACE 88)
KBO
lowers risk · Size: total assets €297,793
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 25 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
25 days late
2024
23 days late
2023
58 days late
2022
28 days late
2021
31 days late
2020
28 days late
2019
393 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 84 days after the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

AB
Director, since 09-11-2012
TE
Director, since 09-11-2012
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0500723797
Change of role: TAWFIK EL SAYED Hassan, from manager to director Appointment: AHAJAJ Bouchra (director) · Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: TAWFIK EL SAYED Hassan · Gazette deed
First establishment VIIde-Olympiadelaan 71, Antwerp
Incorporation published on 22-11-2012 · Gazette deed
All 23 events

Comparable companies

same main activity, similar in size and age
Company
KINDERDAGVERBLIJF HEBA Antwerp €297,793 €441,787 50.4% -
KIDDYBEES Antwerp €350,815 €446,567 43.1% -
PATAPOEF Mechelen €244,128 €467,359 32.7% -
RUPSJE Antwerp €247,467 €608,220 51.6% -
Ukkepuk Mol €203,072 €464,724 27.8% -
DE BENGELBOOT Merksplas €266,996 €453,844 27.7% -
Het Pippertje Brasschaat €458,643 €490,429 36.5% -

These companies have the same main activity as KINDERDAGVERBLIJF HEBA: day nurseries and crèches (NACE 88911). They are comparable in size and age: total assets between €203,000 and €459,000, founded between 2009 and 2017.

Official details

Source: KBO
Status
Active since 09-11-2012Normal situation
Activity
Day nurseries and crèchesNACE 88911
Establishment unit
2.215.529.6862020 Antwerp, since 01-01-2013
Financial year end
31 December
Peppol
Reachable since 29-10-2024
Company details

Annual accounts 2025

≈ €520,000estimated
€297,793▲ 20.7%
Employeeson 31-12-2025
14▲ 40.0%
Filing
Filed on 25-08-2026
Financials

Insights on KINDERDAGVERBLIJF HEBA

KINDERDAGVERBLIJF HEBA files the micro format. That format states no turnover. The gross margin rose from -€952 in 2014 to €441,787 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about KINDERDAGVERBLIJF HEBA

What is the company number of KINDERDAGVERBLIJF HEBA?
The company number of KINDERDAGVERBLIJF HEBA is 0500.723.797. The VAT number is the same number with BE in front: BE 0500.723.797.
Where is KINDERDAGVERBLIJF HEBA based?
The registered office is at VIIde-Olympiadelaan 71, 2020 Antwerp.Company details
What does KINDERDAGVERBLIJF HEBA do?
According to the KBO register, the main activity is day nurseries and crèches (NACE 88911).
What is the legal form of KINDERDAGVERBLIJF HEBA?
KINDERDAGVERBLIJF HEBA is a private limited company (BV).
When was KINDERDAGVERBLIJF HEBA founded?
KINDERDAGVERBLIJF HEBA was founded on 09-11-2012.
Is KINDERDAGVERBLIJF HEBA still active?
Yes, KINDERDAGVERBLIJF HEBA is an active enterprise in the KBO register.
How many employees does KINDERDAGVERBLIJF HEBA have?
KINDERDAGVERBLIJF HEBA had an average of 10.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of KINDERDAGVERBLIJF HEBA?
The turnover in financial year 2025 is ≈ €520,000. This figure is estimated from the gross margin of €441,787 and 30 comparable companies (NACE 889). It probably lies between €490,000 and €600,000.
Is KINDERDAGVERBLIJF HEBA profitable?
In financial year 2025, KINDERDAGVERBLIJF HEBA made a profit of €29,521.
Where can I find the annual accounts of KINDERDAGVERBLIJF HEBA?
KINDERDAGVERBLIJF HEBA filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KINDERDAGVERBLIJF HEBA due?
KINDERDAGVERBLIJF HEBA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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