RUPELSTAAL
ActiveRUPELSTAAL has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.25M and a net result of €184k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 88% of 7892 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
98
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+2
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 5.67 against 5.52 in 2024), and 14.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.1%
Return on assets
12.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
122 d early
2024
147 d early
2023
112 d early
2022
82 d early
2021
41 d early
2020
40 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.25M=
2024 · €1.25M
2018: €730k
2019: €763k
2020: €871k
2021: €1.02M
2022: €1.20M
2023: €1.25M
2024: €1.25M
2018 → 2025
Total assets
€1.47M▲ 0.1%
2024 · €1.47M
2018: €787k
2019: €809k
2020: €902k
2021: €1.09M
2022: €1.28M
2023: €1.27M
2024: €1.47M
2018 → 2025
Net result
€184k▲ 2.6%
2024 · €179k
2018: €89k
2019: €33k
2020: €108k
2021: €147k
2022: €181k
2023: €47k
2024: €179k
2018 → 2025
Working capital
€1.02M▲ 3.9%
2024 · €985k
2018: €729k
2019: €756k
2020: €718k
2021: €897k
2022: €703k
2023: €870k
2024: €985k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.02M-€1.20M▲ 17.8%€1.25M▲ 3.9%€1.25M▲ 0.6%€1.25M=
Operating result€189k-€209k▲ 10.3%€58k▼ 72.3%€215k▲ 271%€234k▲ 9.2%
Net result€147k-€181k▲ 23.0%€47k▼ 74.0%€179k▲ 281%€184k▲ 2.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.47M
Fixed assets
€230k▼ 14.2%
Current assets
€1.24M▲ 3.3%
Equity and liabilities €1.47M
Equity
€1.25M=
Debt
€219k▲ 0.5%
The debt ratio rises from 14.8% to 14.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€344k▲
2024 · €327k
Cash flow
€294k▲
2024 · €292k
Solvency
85.1%▼
2024 · 85.2%
Current ratio
5.67▲
2024 · 5.52
Quick ratio
5.67▲
2024 · 5.52
Debt / equity
0.17▲
2024 · 0.17
ROE
14.6%▲
2024 · 14.3%
ROA
12.5%▲
2024 · 12.2%
Interest coverage
584.45▼
2024 · 900.69
Debt
€219k▲
2024 · €218k
Debt ≤ 1 year
€219k▲
2024 · €218k
Income taxes
€61k▲
2024 · €53k
Staff costs
€357k▼
2024 · €362k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.47M€1.47M▲
Fixed assets21/28€268k€230k▼
Tangible fixed assets22/27€268k€230k▼
Plant, machinery and equipment23€246k€230k▼
Furniture and vehicles24€22k€0▼
Financial fixed assets28€397€397=
Current assets29/58€1.20M€1.24M▲
Amounts receivable within one year40/41€111k€816k▲
Other amounts receivable41€111k€816k▲
Current investments50/53-€150k
Cash at bank and in hand54/58€1.09M€274k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.47M€1.47M▲
Equity10/15€1.25M€1.25M=
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.19M€1.19M=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€1.19M€1.19M=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€218k€219k▲
Amounts payable within one year42/48€218k€219k▲
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Taxes, remuneration and social security45€44k€28k▼
Taxes450/3€12k€9k▼
Remuneration and social security454/9€33k€19k▼
Other amounts payable47/48€171k€184k▲
Accrued charges and deferred income492/3€0€82▲
Income statement
Code20242025
Remuneration, social security and pensions62€362k€357k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€113k€110k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€691k€703k▲
Operating profit (loss)9901€215k€234k▲
Financial income75/76B€17k€11k▼
Recurring financial income75€17k€11k▼
Financial charges65/66B€363€589▲
Recurring financial charges65€363€589▲
Profit (loss) for the period before taxes9903€232k€245k▲
Income taxes67/77€53k€61k▲
Profit (loss) for the period9904€179k€184k▲
Profit (loss) for the period to be appropriated9905€179k€184k▲
Appropriation of the result
Profit (loss) to be appropriated9906€179k€184k▲
Transfer to equity691/2€8k€0▼
To other reserves6921€8k€0▼
Profit to be distributed694/7€171k€184k▲
Return on contributions (dividend)694€160k€181k▲
Directors or managers695€11k€3k▼
Social balance
Average headcount (FTE)90876.06.0=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €184k ▲2.6%
Operating result €234k, net result €184k, both a record.
06-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity times 5current ratio 47.09
Current ratio from 9.68 to 47.09; short-term debt falls from €81k to €19k.
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €1MEq €1.02M ▲16.9%
4 profitable years in a row build equity to €1.02M.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €33k ▼63%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 directors, no change since 2024
AXCO CONCRETE BV
CurrentDirector · since 26-08-2024 · Legal entity
BETCA ONE BV
CurrentDirector · since 26-08-2024 · Legal entity
LORAX BV
CurrentDirector · since 26-08-2024 · Legal entity
VL CONSULT BV
CurrentDirector · since 26-08-2024 · Legal entity
VAN CAMPENHOUT Axel Paula Edgard
CurrentDirector · since 16-11-2021
VAN CAMPENHOUT Lorenz Diane Francis
CurrentDirector · since 16-11-2021
+ 3 not shown in this overview
26-08-2024
AXCO CONCRETE BV: Appointed as Director
26-08-2024
BETCA ONE BV: Appointed as Director
26-08-2024
LORAX BV: Resigned as Director
26-08-2024
LORAX BV: Appointed as Director
26-08-2024
VL CONSULT BV: Appointed as Director
26-08-2024
Axel Van Campenhout: Resigned as Director
26-08-2024
Lorenz Van Campenhout: Resigned as Director
16-11-2021
VAN CAMPENHOUT Axel Paula Edgard: Appointed as Director
16-11-2021
VAN CAMPENHOUT Lorenz Diane Francis: Appointed as Director
16-11-2021
VAN CAMPENHOUT Mark Francis Maria: Appointed as Director
09-07-2021
Mark Van Campenhout: Appointed as Managing director
29-07-2020
Mark Van Campenhout: Resigned as Managing director
29-07-2020
Axel Van Campenhout: Appointed as Director
29-07-2020
Lorenz Van Campenhout: Appointed as Director
22-05-2017
Mark Van Campenhout: Appointed as Managing director
02-02-2015
Mark Van Campenhout: Appointed as Director
02-02-2015
Mark Van Campenhout: Appointed as Managing director
20-05-2010
Mark Van Campenhout: Appointed as Vaste vertegenwoordiger
30-07-2009
Francis Van Campenhout: Appointed as Managing director
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doelhaagstraat 812840 RumstGround area
3.4 ha
Building footprint
677 m²
Volume, LiDAR
4,478 m³
Parcel 11037B0451/00Z000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Doelhaagstraat 81, 2840 Rumst
since 19922.057.574.787
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037B0451/00Z000 | Flanders | 3.4 ha | 1 · 677 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DEBRA BOUW & AFWERKING
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Of 15,437 companies in sector 43990 we hold annual accounts for 7,356. 2,815 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-04-1992
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
46820Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.