LORAX
ActiveLORAX has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.55M and a net result of €1.43M. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 3175 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 49.61 against 3.48 in 2024; short-term debt: 1.3% and cash: 3.9% of total assets), and 8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92%
Return on assets
28.9%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-11-2025, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
53 d early
2023
14 d early
2022
11 d early
2021
18 d early
2020
12 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€360k▼ 30.7%
2024 · €519k
2024: €519k
2024 → 2025
EBIT margin
5.1%▼ 41.8pp
2024 · 46.8%
2024: 46.8%
2024 → 2025
Net result
€1.43M▲ 22.7%
2024 · €1.16M
2019: €1k
2020: €14k
2021: €229k
2022: €63k
2023: €104k
2024: €1.16M
2019 → 2025
Working capital
€3.17M▲ 77.6%
2024 · €1.78M
2019: €968k
2020: €518k
2021: €1.05M
2022: €898k
2023: €341k
2024: €1.78M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€519k€360k▼ 30.7%
Equity€2.38M-€2.45M▲ 2.7%€1.95M▼ 20.1%€3.12M▲ 59.5%€4.55M▲ 45.8%
Operating result€266k-€98k▼ 63.0%€152k▲ 54.9%€243k▲ 59.6%€18k▼ 92.5%
Net result€229k-€63k▼ 72.4%€104k▲ 65.1%€1.16M▲ 1,015%€1.43M▲ 22.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 92% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.94M
Fixed assets
€1.71M▲ 24.7%
Current assets
€3.23M▲ 29.2%
Equity and liabilities €4.94M
Equity
€4.55M▲ 45.8%
Debt
€394k▼ 47.8%
The debt ratio falls from 19.5% to 8.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€94k▼
2024 · €318k
Cash flow
€1.50M▲
2024 · €1.24M
Solvency
92.0%▲
2024 · 80.5%
Current ratio
49.61▲
2024 · 3.48
Quick ratio
49.61▲
2024 · 3.48
Debt / equity
0.09▼
2024 · 0.24
ROE
31.4%▼
2024 · 37.3%
ROA
28.9%▼
2024 · 30.1%
Interest coverage
11.33▼
2024 · 1665.19
Debt
€394k▼
2024 · €754k
Debt ≤ 1 year
€65k▼
2024 · €719k
Debt > 1 year
€329k
Income taxes
€24k▼
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.87M€4.94M▲
Fixed assets21/28€1.37M€1.71M▲
Tangible fixed assets22/27€644k€982k▲
Land and buildings22€318k€492k▲
Furniture and vehicles24€303k€243k▼
Other tangible fixed assets26€23k€19k▼
Assets under construction and advance payments27-€228k
Financial fixed assets28€725k€725k=
Affiliated companies280/1€725k€725k=
Participating interests280€725k€725k=
Current assets29/58€2.50M€3.23M▲
Amounts receivable after more than one year29€22k€500k▲
Other amounts receivable291€22k€500k▲
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€2.05M€94k▼
Trade receivables40€1.32M€8k▼
Other amounts receivable41€727k€86k▼
Current investments50/53-€2.43M
Other investments51/53-€2.43M
Cash at bank and in hand54/58€429k€194k▼
Deferred charges and accrued income490/1€5k€11k▲
Equity and liabilities
Total equity and liabilities10/49€3.87M€4.94M▲
Equity10/15€3.12M€4.55M▲
Contributions10/11€100k€100k=
Reserves13€3.02M€4.45M▲
Distributable reserves133€3.02M€4.45M▲
Amounts payable17/49€754k€394k▼
Amounts payable after more than one year17-€329k
Financial debts170/4-€329k
Credit institutions173-€329k
Amounts payable within one year42/48€719k€65k▼
Current portion of amounts payable after more than one year42-€39k
Trade debts44€670k€7k▼
Suppliers440/4€670k€7k▼
Taxes, remuneration and social security45€49k€19k▼
Taxes450/3€43k€16k▼
Remuneration and social security454/9€6k€4k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€35k€0▼
Income statement
Code20242025
Operating income70/76A€1.57M€409k▼
Turnover70€519k€360k▼
Other operating income74€1.01M€49k▼
Non-recurring operating income76A€45k€96▼
Operating charges60/66A€1.33M€391k▼
Services and other goods61€1.25M€270k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€75k▲
Other operating charges640/8€3k€45k▲
Non-recurring operating charges66A€0-
Operating profit (loss)9901€243k€18k▼
Financial income75/76B€988k€1.47M▲
Recurring financial income75€988k€1.47M▲
Income from financial fixed assets750€980k€1.42M▲
Income from current assets751€2k€25k▲
Other financial income752/9€6k€24k▲
Financial charges65/66B€355€36k▲
Recurring financial charges65€355€36k▲
Debt charges650€191€8k▲
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651-€24k
Other financial charges652/9€164€4k▲
Profit (loss) for the period before taxes9903€1.23M€1.45M▲
Income taxes67/77€67k€24k▼
Taxes670/3€67k€24k▼
Profit (loss) for the period9904€1.16M€1.43M▲
Profit (loss) for the period to be appropriated9905€1.16M€1.43M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.16M€1.43M▲
Transfer from equity791/2€0-
From reserves792€0-
Transfer to equity691/2€1.16M€1.43M▲
To other reserves6921€1.16M€1.43M▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (52 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Highest result since 2019net €1.43M ▲22.7%
Net result €1.43M, the highest in the series.
30-06
Financial
Liquidity times 14current ratio 49.61
Current ratio from 3.48 to 49.61; short-term debt falls from €719k to €65k.
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Equity above €2MEq €3.12M ▲59.5%
6 profitable years in a row build equity to €3.12M.
17-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
19-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 272840 RumstGround area
2,308 m²
Building footprint
485 m²
Volume, LiDAR
1,666 m³
Parcel 11037D0007/00T002, Flanders · tallest building 16.4 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037D0007/00T002 | Flanders | 2,308 m² | 1 · 485 m² | 16.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 12,054 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2004
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.