RUNOVATIE

Active

Private limited companyfounded 2025active for 1 yearBinnenkouter 26, 8970 Poperinge, BelgiumKBO/BCE: BE 1019.389.430

Summary

The computed 12-month bankruptcy probability of RUNOVATIE is 4.4% (elevated). The 2025 annual accounts show equity of €13,456 and a net result of -€1,544. Its solvency ranks better than 20% of 9,044 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

RUNOVATIEActiveChecked score 37/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€104,300total assets 2025

Equity: €13,456
Loss: -€1,544

Turnover not published (micro format)

Financial health

37 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 4.4%

Structure

Accounts 9 days early0 of 1 deed read

Why 37raises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €104,300Liquidity: current ratio 0.37, cash €2,907Show the evidence

Checked score

Score 2025

37 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 24% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength

Weak

Solvency 38

equity 12.9% of total assets

Liquidity 19

short-term debt 64.9% · cash 2.8%

Profitability 67

return on assets -1.5%

Bankruptcy probability, 12 months

4.4% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,398 companies, NACE 41, micro)

Last 24 months 02-2026: 3.6%lowest value 03-2026: 3.6%● unchanged vs 02-2026lowest value 04-2026: 3.7%▲ +0.1 percentage points vs 03-2026 05-2026: 4.1%▲ +0.4 percentage points vs 04-2026 06-2026: 4.2%▲ +0.1 percentage points vs 05-2026 07-2026: 4.6%▲ +0.4 percentage points vs 06-2026highest value 08-2026: 4.2%▼ -0.4 percentage points vs 07-2026 09-2026: 4.4%▲ +0.2 percentage points vs 08-2026 10-2026: 4.4%● unchanged vs 09-2026

No publishable credit limit; credit only on tighter terms

Liquidity insufficient (current ratio 0.37; short-term debt: 64.9% and cash: 2.8% of total assets), and 87.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 20% on solvency, 16% on liquidity and 37% on profitability.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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