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RUMO

In bankruptcy Private limited company (pre-2019)founded 1993Rue d'Italie 111, 4430 AnsKBO/BCE: BE 0449.412.975
RUMO
Follow Report

Overview

Information for creditors

Enterprise Court of Liège, Liège division · Official Gazette of 24-07-2025
Appeal or third-party opposition 08-08-2025Filing the claim in RegSol 16-08-2025First verification report 28-08-2025Late claim 17-07-2026

Trustee: Pierre Machiels. The judgment is more than a year old. A claim can no longer be filed, not even late. The trustee knows whether anything will still be paid out.

Lifetime

18 annual accounts with figures on one time axis, 31 filings since 1993
peak €163,426 (2012)
€97,238▼ 10.2%
lowest -€16,818 (2011)
-€2,310▼ €4,844
peak €14,109 (2022)
€11,799▼ 16.4%
€22,905▼ 26.1%
peak 5 FTE (2008)
-not published
Board2 names since 2021
1 directorFabrice Morreale
Documentsfilings and deeds
10-07-202421 days before the deadline
2023micro format
Loss of €2,310Equity from €14,109 to €11,799Debts from €30,999 to €22,905Cash from €22,825 to €15,169

Key points

from the 2023 annual accounts, the last ones filed

Investments

€3,550 1.6 × depreciation
20222023

Green is investment, beige is depreciation.

Staff

2.5 FTE from 5 in 2008

Between 2008 and 2023, 50% of the full-time equivalents disappeared.

Filings

31 annual accounts since 1993
AprilJune31 JulyOctober200020102020

Three of the last ten came late. The 2016 accounts came latest: 51 days after the end of the period.

No score

Board and ownership

MS
Maïté SAN JOSE URREA
Director
  • Maïté SAN JOSE URREA associée uniquedeed of 03-12-2024
Board & ownership

Recent changes

Bankruptcy published Enterprise Court of Liège, Liège division · judgment of 17-07-2025 · Bankruptcy
Resignation: Fabrice Morreale (director) Appointment: Maïté SAN JOSE URREA (director) · Maïté SAN JOSE URREA holds all the shares · Director discharge: Fabrice Morreale · General meeting of 06-11-2024 · Gazette deed
First establishment RUMO SPRL, Rue d'Italie 111, Ans
Incorporation 16 publications in the Belgian Official Gazette, the last on 03-12-2024 · published on 06-03-1993 · Gazette deed
All 43 events

Official details

Source: KBO
Status
In bankruptcydeclared bankrupt on 17-07-2025
Activity
Floor and wall tilingNACE 43331
Joint committee
124Construction · annual accounts 2023
Establishment unit
2.061.867.4344430 Ans, since 23-04-1993
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2023

€97,238▼ 10.2%
≈ €360,000estimated
€2,310
€11,799▼ 16.4%
€34,705▼ 23.1%
Employeeson 31-12-2023
3=
Filing
Filed on 10-07-2024
Financials

Insights on RUMO

On 17 July 2025 the court declared RUMO bankrupt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2023

micro format, filed on 10-07-2024, 21 days before the deadline
€97,238
▼ 10.2%
-€164
▼ €11,871
€2,041
▼ 84.5%
-€105
▼ €4,060
34.0%
▲ 2.7 percentage points
1.34
▼ 0.03

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €360,000. Estimated: probably between €250,000 and €620,000.

Money flows

no detail for 2023

Balance sheet

balance sheet total €34,705 on 31-12-2023
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

34.0%

Higher than 37% of 33,150 companies in 2023.

1.34

Higher than 35% of 32,660 companies in 2023.

-6.7%

Higher than 14% of 32,799 companies in 2023.

RUMO Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half

Staff

€37,492

Staff costs divided by the average number of full-time equivalents.

level

people who joined people who left

In 2023, 1 person joined and 1 left.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 34,70545,10843,85327,10537,68046,38638,61967,86255,08941,70149,39855,09324,62145,77247,91246,19445,91829,241
21/28 4,1012,7561,5412,522999999999999991,7333,3101,7522,9084,6236,64810,239
22/27 3,7602,4151,1992,181-000---1,6343,2111,6532,8094,5246,54910,140
23 -----0000003437181,1751,8762,4961,8203,157
24 3,7602,4151,1992,181-0000001,2922,4934789332,0284,7296,983
28 3413413413419999999999999999999999999999
29/58 30,60342,35242,31224,58237,58146,28738,51967,76354,99041,60249,29953,35921,31144,02045,00441,57139,27019,002
3 -4,197-10,83312,10024,64515,50010,8759,7056,37515,3441,8751,8759459456,750--
30/36 -4,197-10,83312,10024,64515,50010,8759,7056,37515,3441,8751,8759459455,000--
37 ---------------1,750--
40/41 14,80113,61834,4623,09112,06116,39417,31829,69626,21825,10723,00816,43316,28738,83333,37925,23834,25914,430
40 10,4408,39830,1862,8958,44413,39515,05822,42918,66018,63318,40313,93610,71933,45123,10316,74624,3598,394
41 4,3625,2204,2761963,6162,9982,2607,2677,5586,4754,6052,4975,5685,38210,2758,4929,9006,036
54/58 15,16922,8257,2649,78311,4654,1822,61326,38917,5668,6189,77635,0512,6383,5988,9368,1743,3293,221
490/1 6331,7125868761,9551,0663,0888021,5011,5011,17005106431,7451,4091,6821,351
Balance sheet: equity and liabilities
10/49 34,70545,10843,85327,10537,68046,38638,61967,86255,08941,70149,39855,09324,62145,77247,91246,19445,91829,241
10/15 11,79914,10911,5757,6277,5875,49110,3637,5158,3016,6568,6828,871-9,9796,8396,3863,40010,1249,975
10/11 9,9169,9169,9169,9169,9169,9169,9169,9169,9169,9169,9169,9169,9169,9169,9169,9169,9169,916
100 ----18,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,59218,592
101 ----8,6768,6768,6768,6768,6768,6768,6768,6768,6768,6768,6768,6768,6768,676
13 1,1841,1841,1841,1841,1841,0641,0641,0641,0641,0641,0641,064122122122121121117
130/1 1,1841,1841,1841,184--------------
130 ----1,1841,0641,0641,0641,0641,0641,0641,064122122122121121117
1311 1,1841,1841,1841,184--------------
14 7003,009475-3,473-3,513-5,489-617-3,465-2,679-4,323-2,297-2,109-20,016-3,198-3,651-6,63787-58
17/49 22,90530,99932,27819,47830,09340,89528,25660,34746,78935,04540,71546,22234,59938,93341,52642,79435,79419,266
17 -------------03614,539-658
170/4 -------------03614,539-658
42/48 22,90530,99931,98819,18829,80340,60527,96660,34746,78935,04540,71542,96034,59938,93340,85238,25535,79418,608
42 -----000000003614,1783,9086583,847
43 -----------04,186-----
430/8 -----------04,186-----
44 10,08015,70820,9509,72217,60926,32416,63649,10535,51129,18031,10434,20725,74433,99827,37129,62132,08812,715
440/4 10,08015,70820,9509,72217,60926,32416,63649,10535,51129,18031,10434,20725,74433,99827,37129,62132,08812,715
45 8,08810,8876,6315,0257,65412,7419,8529,7349,6634,1777,7157,6774,2134,0529,3034,7263,0482,046
450/3 6003,1322,5329263071,1931,1970867003,990602834940-3,0482,046
454/9 7,4887,7554,0994,0997,34711,5488,6559,7348,7964,1777,7153,6873,6123,2198,3634,726--
47/48 4,7374,4034,4074,4404,5411,5411,4781,5081,6151,6871,8961,076457521----
492/3 --290290290290290---03,262--314---
Income statement
70 -----------388,095176,773---183,024198,121
76A ----------849-----1561,593
9900 97,238108,259129,719109,542123,153156,257131,000149,798153,149110,514152,797163,42677,387100,170149,585141,18482,98873,554
60/61 -----------224,66999,386---100,036124,567
62 93,73193,549114,753103,119115,326156,851121,350147,145143,811108,204145,238128,05787,57091,980132,821137,09471,91068,390
630 2,2051,420982794-0----1,6342,5661,3951,6491,7165,8775,6334,149
631/4 -----------0--4,915519--
640/8 1,4661,5833,1331,4701,2332,6931,7091,9321,4821,7782,7834,7563,5171,6402,7401,9451,6851,228
66A ------120-----------
9901 -16411,70710,8514,1606,594-3,2887,8207217,8565323,14228,047-15,0954,9007,393-4,2513,760-213
75/76B 1301442190856252191444995288079048425
75 130144219056252191444995288079048425
76B -------800----------
65/66B 8235,5731,3731,2571,1941,0317762561,2891,5641,7802,2111,8632,1778393,2622,2331,501
65 8235,5731,3731,2571,1941,0317762561,2891,5641,7802,2111,8632,1778393,2622,2331,501
9903 -9756,1359,4792,9475,403-4,3017,0441,3226,592-8132,35425,840-16,8603,2526,634-6,7231,731304
67/77 1,3353,6005,5322,9073,3075714,1972,1074,9471,2132,5426,990-422,7983,64811,5822,126
9904 -2,3102,5343,947402,096-4,8722,848-7861,644-2,026-18818,849-16,8184532,986-6,724149-1,822
9905 -2,3102,5343,947402,096-4,8722,848-7861,644-2,026-18818,849-16,8184532,986-6,724149-1,822
Appropriation of the result
9906 7003,009475-3,473-3,393-5,489-617-3,465-2,679-4,323-2,297-1,167-20,016-3,198-3,651-6,63791-58
14P 3,009475-3,473---------------
691/2 ----120------942----4-
6920 ----120------942----4-
Social balance sheet
9087 2.52.422.42.43.344.34.3443.83.34.24533
Hours worked1013 2,6932,7583,7293,3653,6845,3661,0985,8165,6483,9045,1044,6162,8803,4685,3284,4172,6482,512
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 13 older financial years (1993-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2023 (PDF), filed on 10-07-2024.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2023 micro format 10-07-2024 2024-00234070 PDF
31-12-2022 micro format 01-06-2023 2023-00104631 PDF
31-12-2021 micro format 11-07-2022 2022-20182996 PDF
31-12-2020 micro format 06-07-2021 2021-32400190 PDF
31-12-2019 micro format 10-07-2020 2020-28700348 PDF
31-12-2018 micro format 12-07-2019 2019-32900473 PDF
31-12-2017 micro format 22-08-2018 2018-49000328 PDF
31-12-2016 micro format 20-09-2017 2017-61700058 PDF
31-12-2015 full format 31-08-2016 2016-55500058 PDF
31-12-2014 full format 07-07-2015 2015-28100520 PDF
31-12-2013 full format 27-08-2014 2014-49000517 PDF
31-12-2012 full format 16-08-2013 2013-43000238 PDF
31-12-2011 full format 02-07-2012 2012-25100502 PDF
31-12-2010 full format 29-08-2011 2011-48600345 PDF
31-12-2009 full format 20-08-2010 2010-43100217 PDF
31-12-2008 full format 20-08-2009 2009-60200059 PDF
31-12-2007 full format 27-08-2008 2008-70900325 PDF
31-12-2006 full format 30-07-2007 2007-52600131 PDF
31-12-2005 full format 31-07-2006 2006-59202751 PDF
31-12-2004 full format 22-07-2005 2005-54301014 PDF
31-12-2003 full format 30-09-2004 2004-69403531 PDF
31-12-2002 full format 03-11-2003 2003-77800912 PDF
31-12-2001 full format 05-12-2002 2002-75403861 PDF
31-12-2000 full format 16-08-2001 2001-50600635 PDF
31-12-1999 full format 02-10-2000 2000-60704683 PDF
31-12-1998 full format 24-08-1999 1999-42403627 PDF
31-12-1997 full format 05-08-1998 1998-39102075 PDF
31-12-1996 full format 17-07-1997 1997-31500377 PDF
31-12-1995 full format 29-05-1996 1996-10703417 PDF
31-12-1994 full format 06-07-1995 1995-37300530 PDF
31-12-1993 full format 13-07-1994 1994-29600196 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202320222021202020192018201720162015201420132012201120102009200820072006
2,04113,12811,8334,954--3,288----4,77630,613-13,7006,5509,1091,6269,3933,936
-1053,9554,929834--4,872----1,44621,416-15,4232,1024,702-8475,7822,327
3,5502,63603,316-1,041876-001,1519903,10049313,8522,0423,647
-7,65615,561-2,518-1,6837,2831,569-23,7768,8238,948-1,158-25,27432,412-960-5,3387624,845108-
7,69811,35310,3245,3957,7785,68210,5537,4168,2026,5578,58310,399-13,2895,0874,1533,3163,476394
-----------7.2%-8.5%---2.1%-0.1%
34.0%31.3%26.4%28.1%20.1%11.8%26.8%11.1%15.1%16.0%17.6%16.1%-40.5%14.9%13.3%7.4%22.0%34.1%
1.341.371.321.281.261.141.381.121.181.191.211.240.621.131.101.091.101.02
1.341.231.320.720.850.530.820.940.971.010.831.200.561.111.080.911.101.02
1.942.202.792.553.977.452.738.035.645.264.695.21-5.696.5012.593.541.93
-19.6%18.0%34.1%0.5%27.6%-88.7%27.5%-10.5%19.8%-30.4%-2.2%212.5%-6.6%46.8%-197.8%1.5%-18.3%
-6.7%5.6%9.0%0.1%5.6%-10.5%7.4%-1.2%3.0%-4.9%-0.4%34.2%-68.3%1.0%6.2%-14.6%0.3%-6.2%
2.482.368.62---------------
-----------13 days22 days---49 days15 days
-----------56 days95 days---117 days37 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202331-12-202231-12-2021
Employees at the balance-sheet date333
full-time222
part-time111
in full-time equivalents2.42.42.4
2.52.42
On a permanent contract333
Joined1--
Left1--

Source: social balance sheet in the 2021 to 2023 annual accounts

Investments

fixed assets acquired
Item202320222021
Tangible fixed assets€3,550€2,636-
€2,205€1,420€982

Source: notes to the 2021 to 2023 annual accounts (statement of fixed assets)

Insights on RUMO

The operating result for 2023 is a loss of €164, after a profit of €11,707 in 2022. It is the lowest result since 2018.

Debt's share of the balance-sheet total falls from 68.7% to 66.0%. Equity and debt are lower.

Board & ownership

Curator

the curator has managed the company since 17-07-2025
Pierre Machiels
Curator, Rue Des Croisiers 15, 4500 Huy
Also on 69 other cases

Last board

1 director, no change since 2024
Maïté SAN JOSE URREA
Director
appointed by deed of 03-12-2024

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
Maïté SAN JOSE URREA
Director
Fabrice Morreale
Director
BoardEarliermandate already running before its first mentionBankruptcy 17-07-2025
Mandates as a list
  • Maïté SAN JOSE URREA
    • Director, appointed by deed of 03-12-2024, until the bankruptcy of 17-07-2025
  • Fabrice Morreale
    • Director, from before 31-12-2021 to 03-12-2024

See the board, name and registered office on a given date →

Control

Shareholder
Maïté SAN JOSE URREA
This company
RUMO
Equity €11,799
Loss €2,310 in 2023

Capital

Contribution
€9,915.74
Source
2023 annual accounts

Shareholders

Stated in the deed deed of 03-12-2024 ↗

Network & group

No group

RUMO has no parent and no holdings in its annual accounts. Maïté SAN JOSE URREA is the only director. RUMO shares no director with another company.

At the same address

Rue d'Italie 111, 4430 Ans · 1 other company
Montage, Entretien, Démontage industriel, Tuyauterie et Soudure
registered office since 16-11-1989
 founded in 1989
0438.894.019

Timeline

Timeline

43 events since 1993
2025
Bankruptcy published Enterprise Court of Liège, Liège division · judgment of 17-07-2025
2024
Resignation: Fabrice Morreale (director)Appointment: Maïté SAN JOSE URREA (director) · Maïté SAN JOSE URREA holds all the shares · Director discharge: Fabrice Morreale · General meeting of 06-11-20245 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2023 filed PDFmicro format · 21 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 60 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 20 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 25 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 21 days before the deadline
2019
Back to profit net €2,096 The net result is €2,096, after one loss-making year.
Annual accounts 2018 filed PDFmicro format · 19 days before the deadline
2018
Annual accounts 2017 filed PDFmicro format · 22 days late
2017
Back to profit net €2,848 The net result is €2,848, after one loss-making year.
Annual accounts 2016 filed PDFmicro format · 51 days late
2016
Annual accounts 2015 filed PDFfull format · 31 days late
2015
Back to profit net €1,644 The net result is €1,644, after 2 loss-making years.
Annual accounts 2014 filed PDFfull format · 24 days before the deadline
2014
Annual accounts 2013 filed PDFfull format · 27 days late
2013
Annual accounts 2012 filed PDFfull format · 16 days late
2012
Back to profit net €18,849 The net result is €18,849, after one loss-making year.
Liquidity doubles current ratio 1.24 The current ratio rises from 0.62 to 1.24.
Annual accounts 2011 filed PDFfull format · 29 days before the deadline
2011
Weakest financial year net -€16,818 The net result drops to -€16,818, the lowest from 2006 to 2023.
Annual accounts 2010 filed PDFfull format · 29 days late
2010
Annual accounts 2009 filed PDFfull format · 20 days late
2009
Back to profit net €2,986 The net result is €2,986, after one loss-making year.
Annual accounts 2008 filed PDFfull format · 20 days late
2008
Annual accounts 2007 filed PDFfull format · 27 days late
2007
Back to profit net €149 The net result is €149, after one loss-making year.
Annual accounts 2006 filed PDFfull format · 1 day before the deadline
2006
Annual accounts 2005 filed PDFfull format
2005
Annual accounts 2004 filed PDFfull format
2004
Annual accounts 2003 filed PDFfull format
2003
Annual accounts 2002 filed PDFfull format
2002
Annual accounts 2001 filed PDFfull format
2001
Annual accounts 2000 filed PDFfull format
2000
Annual accounts 1999 filed PDFfull format
1999
Annual accounts 1998 filed PDFfull format
1998
Annual accounts 1997 filed PDFfull format
1997
Annual accounts 1996 filed PDFfull format
1996
Annual accounts 1995 filed PDFfull format
1995
Annual accounts 1994 filed PDFfull format
1994
Annual accounts 1993 filed PDFfull format
1993
First establishment RUMO SPRL, Rue d'Italie 111, Ans
Incorporation 16 publications in the Belgian Official Gazette, the last on 03-12-2024 · published on 06-03-1993

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

RUMO was incorporated on 12 February 1993.1 Maïté SAN JOSE URREA is director of the company, appointed by deed of 03-12-2024.2 Total assets fell from €46,386 in 2018 to €34,705 in 2023 and headcount from 3.3 to 2.5 full-time equivalents.3 On 17 July 2025 the company was declared bankrupt.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 03-12-2024
  3. 3National Bank, annual accounts 2018 and 2023
  4. 4Belgian Official Gazette, 24-07-2025

Company details

Identity

Enterprise number
0449.412.975
VAT number
BE 0449.412.975
Legal form
Private limited company (pre-2019)
Status
In bankruptcy, since 17-07-2025
Founded
12-02-1993
Financial year
ends on 31 December
Peppol
Not found in the Peppol Directory
Name
RUMO in French
Entity type
Legal entity

Activities

NACEBEL 2025
43331 Floor and wall tiling main activity
Joint committees annual accounts 2023
JC 124 Construction
Codes under NACEBEL 2008
43331 Floor and wall tiling main activity
Codes under NACEBEL 2003
45431 main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
RUMO SPRL registered office Rue d'Italie 111, 4430 Ans 4333101 Floor and wall tiling 23-04-1993 2.061.867.434

Buildings and parcels at the address

Ground area
192 m²
Buildings
54 m²
Volume, LiDAR
370 m³
Tallest building
7.3 m
Buildings to scale, each on its own parcel
54 m², 7.2 m 54 m², 7.2 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
62332B0151/00Y004192 m² 1 · 54 m² 7.2 m · 2

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