Result
€60,553 €60,553
Back in profit in 2025, after a loss of €55,744 in 2024.
Rumija
Lifetime
19 annual accounts with figures on one time axis, 22 filings since 2004peak €71,336 (2023)
€68,863▲ €121,210
lowest -€55,744 (2024)
€60,553▲ €116,297
peak €146,186 (2025)
€146,186▲ 70.7%
€31,838▼ 36.5%
Board2 names since 2019
1 director
Documentsfilings and deeds
16-02-202616 days late
2025micro format
Gross margin from -€52,347 to €68,863Back to profit: €60,553Equity from €85,633 to €146,186Debts from €50,155 to €31,838Cash from €89,549 to €121,239
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 31,386 companies had the same profile as Rumija has now. Each dot stands for 79 companies, two years later.
93.4%
were still trading
6.0%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,386 companies, not a prediction for Rumija. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Company renamed from DAK- & TIMMERWERKEN T&G to Rumija
Change of role: , from manager to director · General meeting of 02-10-2024 · Gazette deed
Resignation: (director)
Permanent representative: · General meeting of 26-02-2024 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0860982490
Registered office moved from Tienen to Ghent
New registered office: Meulesteedsesteenweg 479 te 9000 Gent · Previous registered office: Vissenakenstraat 640, 3300 Tienen · Appointment: (manager) · General meeting of 15-11-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Rumija Ghent | €178,024 | €68,863 | 82.1% | - |
| BLANCQUAERT STEVEN Ghent | €164,696 | €67,986 | 59.3% | - |
| DAKWERKEN VANHOUTTE Waregem | €180,733 | €72,416 | 47.3% | - |
| GRANDJEAN PHILIPPE Rouvroy | €179,264 | €67,190 | 39.1% | - |
| VAN CAMP Kapellen | €181,353 | €70,017 | 44.7% | - |
| PAUL-AGRI SPRL Tubize | €194,586 | €59,824 | 47.7% | - |
| IMMO KAISERHOF Tongeren-Borgloon | €156,103 | €61,567 | 59.2% | - |
These companies have the same main activity as Rumija: roofing work (NACE 43410). They are comparable in size and age: total assets between €156,000 and €195,000, founded between 2000 and 2004.
Official details
Source: KBO- Status
- Active since 10-10-2003Normal situation
- Activity
- Roofing workNACE 43410
- Establishment unit
- 2.133.953.0829000 Ghent, registered on 09-09-2003
- Financial year end
- 30 June
- Peppol
- Reachable since 31-08-2023
Annual accounts to 30-06-2025
- ≈ €300,000estimated
- €178,024▲ 31.1%
- Filing
- Filed on 16-02-2026
Insights on Rumija
Rumija files the micro format. That format states no turnover. The gross margin rose from -€10,780 in 2007 to €68,863 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Rumija
- What is the company number of Rumija?
- The company number of Rumija is 0860.982.490. The VAT number is the same number with BE in front: BE 0860.982.490.
- Where is Rumija based?
- The registered office is at Meulesteedsesteenweg 479, 9000 Ghent.Company details
- What does Rumija do?
- According to the KBO register, the main activity is roofing work (NACE 43410).
- What is the legal form of Rumija?
- Rumija is a private limited company (BV).
- When was Rumija founded?
- Rumija was founded on 10-10-2003.
- Is Rumija still active?
- Yes, Rumija is an active enterprise in the KBO register.
- What is the turnover of Rumija?
- The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €68,863 and 30 comparable companies (NACE 434). It probably lies between €180,000 and €400,000.Financials
- Is Rumija profitable?
- In financial year 2025, Rumija made a profit of €60,553.
- Where can I find the annual accounts of Rumija?
- Rumija filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Rumija due?
- Rumija must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies
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