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PAUL-AGRI SPRL

Active
Private limited company (pre-2019)founded 2003active for 23 yearsRue Julien Marsille 33, 1480 Tubize, BelgiumKBO/BCE: BE 0860.860.845
Summary

PAUL-AGRI SPRL has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €92,907 and a net result of €20,071. Equity has been stable since 2018 (±1.8% per year). Its solvency ranks better than 51% of 35,969 sector peers (NACE 43, financial year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 06-10-2003 Normal situation
Activity
Roofing work NACE 43410
Establishment unit
2.133.725.628 5100 Namur, since 29-10-2003
Financial year end
31 December
Peppol
Reachable since 29-01-2026

Board and ownership

Board
  • BIJTEBIER PAULDirector

Financial position

56 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2024
Gross margin
€59,824
▲ 268%
Turnover
≈ €260,000
estimated
Profit
€20,071
Equity
€92,907
▲ 27.6%
Total assets
€194,586
▼ 30.4%
  • 2025 accounts not filed, 94 days past the deadline
Filed on 26-08-2025
Score breakdownraises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed on 26-08-2025)lowers riskFounded in 2003Liquidity: current ratio 0.83, cash €60,626, halvedEquity €92,907 (47.7% of total assets)Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 62% of micro companies in specialised construction (NACE 43)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2023
Strong
Solvency 73+22
equity 47.7% of total assets
Liquidity 63+3
short-term debt 52.3% · cash 31.2%
Profitability 82+8
return on assets 10.3%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.3%▼ -0.1 percentage points vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.5 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.6%▲ +0.2 percentage points vs 09-2026 11-2026: 0.6%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is insufficient, with a current ratio of 0.83 (0.77 in 2023), below 1. Short-term debt is 52.3% and cash 31.2% of total assets. 52.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 52% of them on solvency, 61% on liquidity, 63% on profitability and 73% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 26-08-2025)
NBB · annual accounts
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.83, cash €60,626, halved
NBB · annual accounts
lowers risk · Equity €92,907 (47.7% of total assets)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 26 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
26 days late
2023
29 days late
2022
3 days early
2021
24 days late
2020
45 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 35 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as PAUL-AGRI SPRL: roofing work (NACE 43410). They are comparable in size and age: total assets between €174,000 and €223,000, founded between 2000 and 2006.

CompanyTotal assetsGross margin
PAUL-AGRI SPRL Tubize€194,586€59,824
ESPACES TOITURES Etalle€195,708€63,643
TOITURES CAPOZZA Manage€217,547€59,449
Rumija Gent€178,024€68,863
RIETEN DAKEN JAN DRIESSENS Ardooie€222,924€54,410
VIGOUROUX Halle€173,552€53,509
GRANDJEAN PHILIPPE Rouvroy€179,264€67,190
Full comparison

Key facts about PAUL-AGRI SPRL

What is the company number of PAUL-AGRI SPRL?
The company number of PAUL-AGRI SPRL is 0860.860.845. The VAT number is the same number with BE in front: BE 0860.860.845.
Where is PAUL-AGRI SPRL based?
The registered office is at Rue Julien Marsille 33, 1480 Tubize.Company details
What does PAUL-AGRI SPRL do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of PAUL-AGRI SPRL?
The legal form of PAUL-AGRI SPRL is Private limited company (pre-2019) (BVBA).
When was PAUL-AGRI SPRL founded?
PAUL-AGRI SPRL was founded on 06-10-2003.
Is PAUL-AGRI SPRL still active?
Yes, PAUL-AGRI SPRL is an active enterprise in the KBO register.
What is the turnover of PAUL-AGRI SPRL?
The turnover in financial year 2024 is ≈ €260,000. This figure is estimated from the gross margin of €59,824 and 30 comparable companies (NACE 434). It probably lies between €160,000 and €350,000. In financial year 2023 turnover was €31,735.Financials
Is PAUL-AGRI SPRL profitable?
In financial year 2024, PAUL-AGRI SPRL made a profit of €20,071.
Where can I find the annual accounts of PAUL-AGRI SPRL?
PAUL-AGRI SPRL filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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