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Complete company report
Generated 20-07-2026
Active BE 0795.890.344Private limited company

RuMH

Het Klooster 2 ·2980 Zoersel, Belgium· 3 yrs active
Sector: Human health (86931)
Conclusion Checked

The computed 12-month bankruptcy probability of RuMH is 0.2% (very low). The 2024 annual accounts show equity of €183k and a net result of €105k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €183k
Net result €105k
Active 3 yrs
Board 1
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 31-03-2026 with the NBB · fiscal year 2025 · micro
€0€50k€100k€150kOperating result 2023: €95k€95kNet result 2023: €75k€75kOperating result 2024: €135k€135kNet result 2024: €105k€105k20232024
Operating resultNet result
EBITDA
€139k
- 23-24
Net profit
€105k
+40.4% 23-24
Cash flow
€109k
- 23-24
Total assets
€235k
+88.5% 23-24
Equity
€183k
+135.0% 23-24
Working capital
€170k
+118.1% 23-24
Staff costs
€1k
+30.9% 23-24
Income taxes
€35k
+69.2% 23-24
Debt
€52k
+11.4% 23-24
Debt ≤ 1y
€52k
+11.4% 23-24
Current ratio
4.25
+59.8% 23-24
Quick ratio
4.25
+59.8% 23-24
Solvency
77.8%
+24.7% 23-24
Debt / equity
0.29
-52.6% 23-24
ROE
57.4%
-40.2% 23-24
ROA
44.7%
-25.5% 23-24
Interest coverage
748.33
- 23-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€139k
Net profit€105k
Cash flow€109k
Staff costs€1k
Income taxes€35k
Dividends-
Total assets€235k
Equity€183k
Debt€52k
of which ≤ 1y€52k
of which > 1y-
Working capital€170k
Employees (FTE)-
Ratios (computed)
2024
Current ratio4.25
Quick ratio4.25
Working capital ratio72.2%
Solvency77.8%
Debt / equity0.29
Long-term debt ratio-
Interest coverage748.33
Gross margin-
Net margin-
ROA44.7%
ROE57.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€235k
Fixed assets 21/28€13k
Tangible fixed assets 22/27€10k
Financial fixed assets 28€3k
Current assets 29/58€222k
Amounts receivable within one year 40/41€145k
Cash & bank 54/58€61k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€235k
Equity 10/15€183k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€180k
Amounts payable 17/49€52k
Amounts payable within one year 42/48€52k
Trade debts payable within one year 44€261
Income statement
Gross operating margin 9900€144k
Operating result 9901€135k
Financial income 75€5k
Financial charges 65€186
Result before taxes 9903€140k
Income taxes 67/77€35k
Net result for the period 9904€105k
Result to be appropriated 9905€105k
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Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Gulab Ruby
    Director
    State Gazette act 26017026 (03-02-2026)
    Current
    01-04-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Human health(86931)
Legal form Private limited company(610)
Incorporation09-01-2023
StatusActive
Postal code2980
Establishment units 1 location
RuMH
Het Klooster 2, 2980 ZoerselOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20232.351.083.228
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11017A0248/00N000 Flanders 844 m² 1 · 135 m² 8.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
03-02-2026
State Gazette act Director changes
v3.2
2025
23-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
28-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
11-01-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 5 months ago
2026
03-02-2026 Gulab Ruby appointed as director Director changes
  • Gulab Ruby, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Gulab Ruby",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-04-01",
      "evidence_quote": "De aandeelhouders beslissen de volgende personen te benoemen tot bestuurder van de vennootschap: Mevr. Gulab Ruby, wonende te 2980 Zoersel, Het Klooster 2. Zij wordt benoemd met ingang op 1 april 2025 voor onbepaalde duur."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0795.890.344",
    "name_full": "RUMH",
    "legal_form": "BV"
  }
}
2023
11-01-2023 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "2230 Herselt, Varendonksesteenweg 56",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1975-09-04",
        "name": "HEYLEN Rudy Marc",
        "niss": null,
        "address": "2230 Herselt, Varendonksesteenweg 56"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3000,
      "holder_person_name": "HEYLEN Rudy Marc",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 3000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "0795.890.344",
    "name_full": "RuMH",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2023-01-04",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Activiteiten op het vlak van geestelijke gezondheidszorg, m.u.v. psychiatrische ziekenhuizen en verzorgingstehuizen86904Activiteiten op het gebied van psychologie86931Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige vormen van onderwijs85599Overige vormen van onderwijs85599Overige menselijke gezondheidszorg, n.e.g.86909Activiteiten op het gebied van voeding86995Andere vormen van maatschappelijke dienstverlening zonder huisvesting, n.e.g.88999Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg88999
Primary activity highlighted.
Names & trade names
Legal nameNL RuMH
Registered office
Het Klooster 2
2980 Zoersel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative