RUMAS
ActiveSummary
RUMAS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164k and a net result of €-2k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 37% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability41▲+4
Solvency63▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.5 in 2024; short-term debt: 20.4% and cash: 0.3% of total assets), but 61.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
303 d late
2022
159 d late
2021
173 d late
2020
433 d late
2019
343 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€164k▼ 1.3%
2024 · €166k
2019: €130klowest in 7 years
2020: €171k▲ +31.6% vs 2019
2021: €187k▲ +9.5% vs 2020
2022: €190k▲ +1.5% vs 2021highest in 7 years
2023: €168k▼ -11.8% vs 2022
2024: €166k▼ -1.0% vs 2023
2025: €164k▼ -1.3% vs 2024
2019 → 2025
Total assets
€427k▼ 8.9%
2024 · €469k
2019: €520k
2020: €571k▲ +10.0% vs 2019highest in 7 years
2021: €544k▼ -4.8% vs 2020
2022: €494k▼ -9.1% vs 2021
2023: €504k▲ +1.8% vs 2022
2024: €469k▼ -6.8% vs 2023
2025: €427k▼ -8.9% vs 2024lowest in 7 years
2019 → 2025
Net result
€-2k▼ 27.3%
2024 · €-2k
2019: €28k
2020: €61k▲ +116% vs 2019highest in 7 years
2021: €16k▼ -73.4% vs 2020
2022: €3k▼ -82.7% vs 2021
2023: €-22k▼ -898% vs 2022lowest in 7 years
2024: €-2k▲ +92.2% vs 2023
2025: €-2k▼ -27.3% vs 2024
2019 → 2025
Working capital
€51k▼ 11.1%
2024 · €58k
2019: €9klowest in 7 years
2020: €57k▲ +546% vs 2019
2021: €75k▲ +31.2% vs 2020
2022: €82k▲ +8.9% vs 2021highest in 7 years
2023: €64k▼ -22.2% vs 2022
2024: €58k▼ -9.8% vs 2023
2025: €51k▼ -11.1% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€187k-€190k▲ 1.5%€168k▼ 11.8%€166k▼ 1.0%€164k▼ 1.3%
2021: €187k
2022: €190k▲ +1.5% vs 2021highest in 5 years
2023: €168k▼ -11.8% vs 2022
2024: €166k▼ -1.0% vs 2023
2025: €164k▼ -1.3% vs 2024lowest in 5 years
Operating result€20k-€-7k€-11k▼ 57.3%€-3k▲ 73.1%€-3k▼ 11.9%
2021: €20khighest in 5 years
2022: €-7k▼ -134% vs 2021
2023: €-11k▼ -57.3% vs 2022lowest in 5 years
2024: €-3k▲ +73.1% vs 2023
2025: €-3k▼ -11.9% vs 2024
Net result€16k-€3k▼ 82.7%€-22k€-2k▲ 92.2%€-2k▼ 27.3%
2021: €16khighest in 5 years
2022: €3k▼ -82.7% vs 2021
2023: €-22k▼ -898% vs 2022lowest in 5 years
2024: €-2k▲ +92.2% vs 2023
2025: €-2k▼ -27.3% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €3k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €427k
Fixed assets
€289k ▼ 2.7%
Current assets
€138k ▼ 19.7%
Equity and liabilities €427k
Equity
€164k ▼ 1.3%
Provisions
€168k =
Debt
€95k ▼ 29.4%
Debt's share of the balance-sheet total falls from 28.7% to 22.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €5k
Cash flow
€6k▼
2024 · €6k
Current ratio
1.59▲
2024 · 1.50
Debt to equity
0.58▼
2024 · 0.81
ROE
-1.4%▼
2024 · -1.0%
ROA
-0.5%▼
2024 · -0.4%
Interest coverage
2.71▲
2024 · 2.29
Debt ≤ 1 year
€87k▼
2024 · €115k
Debt > 1 year
€8k▼
2024 · €20k
Income taxes
€0▼
2024 · €3
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€469k€427k▼
Fixed assets21/28€297k€289k▼
Tangible fixed assets22/27€147k€139k▼
Land and buildings22€146k€138k▼
Furniture and vehicles24€1k€910▼
Financial fixed assets28€150k€150k=
Current assets29/58€172k€138k▼
Amounts receivable within one year40/41€166k€134k▼
Trade receivables40€21k€35k▲
Other amounts receivable41€145k€100k▼
Cash at bank and in hand54/58€1k€1k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€469k€427k▼
Equity10/15€166k€164k▼
Contributions10/11€55k€55k=
Reserves13€132k€132k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€127k€127k=
Profit (loss) carried forward14€-21k€-23k▼
Provisions and deferred taxes16€168k€168k=
Provisions for liabilities and charges160/5€168k€168k=
Pensions and similar obligations160€168k€168k=
Amounts payable17/49€135k€95k▼
Amounts payable after more than one year17€20k€8k▼
Financial debts170/4€20k€8k▼
Amounts payable within one year42/48€115k€87k▼
Current portion of amounts payable after more than one year42€13k€13k=
Trade debts44€14k€11k▼
Suppliers440/4€14k€11k▼
Advances received on contracts in progress46€22k€0▼
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Other amounts payable47/48€58k€58k=
Accrued charges and deferred income492/3€0€50▲
Income statement
Code20242025
Non-recurring operating income76A€248€10k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€10k€9k▼
Operating profit (loss)9901€-3k€-3k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-2k€-2k▼
Income taxes67/77€3€0▼
Profit (loss) for the period9904€-2k€-2k▼
Profit (loss) for the period to be appropriated9905€-2k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-23k▼
Profit (loss) brought forward from the previous period14P€-19k€-21k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €500 | €10k | €248 | €10k | ▲ 3,933% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16k | €16k | €16k | €8k | €8k | ▼ 1.6% |
| Other operating charges640/8 | €5k | €5k | €5k | €5k | €4k | ▼ 21.3% |
| Gross operating margin9900 | €41k | €14k | €10k | €10k | €9k | ▼ 15.5% |
| Operating profit (loss)9901 | €20k | €-7k | €-11k | €-3k | €-3k | ▼ 11.9% |
| Financial income75/76B | €6k | €13k | €3k | €3k | €3k | ▼ 19.2% |
| Recurring financial income75 | €6k | €13k | €3k | €3k | €3k | ▼ 19.2% |
| Financial charges65/66B | €3k | €2k | €2k | €2k | €2k | ▼ 23.4% |
| Recurring financial charges65 | €3k | €2k | €2k | €2k | €2k | ▼ 23.4% |
| Profit (loss) for the period before taxes9903 | €23k | €4k | €-9k | €-2k | €-2k | ▼ 27.5% |
| Income taxes67/77 | €7k | €1k | €13k | €3 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €16k | €3k | €-22k | €-2k | €-2k | ▼ 27.3% |
| Profit (loss) for the period to be appropriated9905 | €16k | €3k | €-22k | €-2k | €-2k | ▼ 27.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €544k | €494k | €504k | €469k | €427k | ▼ 8.9% |
| Fixed assets21/28 | €337k | €321k | €305k | €297k | €289k | ▼ 2.7% |
| Tangible fixed assets22/27 | €186k | €171k | €155k | €147k | €139k | ▼ 5.4% |
| Land and buildings22 | €169k | €161k | €153k | €146k | €138k | ▼ 5.2% |
| Plant, machinery and equipment23 | €16k | €8k | €0 | - | - | - |
| Furniture and vehicles24 | €2k | €2k | €2k | €1k | €910 | ▼ 26.1% |
| Financial fixed assets28 | €151k | €150k | €150k | €150k | €150k | = |
| Current assets29/58 | €207k | €174k | €199k | €172k | €138k | ▼ 19.7% |
| Amounts receivable within one year40/41 | €175k | €161k | €183k | €166k | €134k | ▼ 19.2% |
| Trade receivables40 | €17k | €3k | €21k | €21k | €35k | ▲ 64.1% |
| Other amounts receivable41 | €158k | €158k | €162k | €145k | €100k | ▼ 31.4% |
| Cash at bank and in hand54/58 | €24k | €7k | €631 | €1k | €1k | ▼ 6.7% |
| Deferred charges and accrued income490/1 | €7k | €6k | €15k | €5k | €3k | ▼ 41.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €544k | €494k | €504k | €469k | €427k | ▼ 8.9% |
| Equity10/15 | €187k | €190k | €168k | €166k | €164k | ▼ 1.3% |
| Contributions10/11 | €55k | €55k | €55k | €55k | €55k | = |
| Reserves13 | €132k | €132k | €132k | €132k | €132k | = |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves not available under the articles1311 | €6k | €6k | €6k | €6k | €6k | = |
| Distributable reserves133 | €127k | €127k | €127k | €127k | €127k | = |
| Profit (loss) carried forward14 | €201 | €3k | €-19k | €-21k | €-23k | ▼ 10.5% |
| Provisions and deferred taxes16 | €168k | €168k | €168k | €168k | €168k | = |
| Provisions for liabilities and charges160/5 | €168k | €168k | €168k | €168k | €168k | = |
| Pensions and similar obligations160 | €168k | €168k | €168k | €168k | €168k | = |
| Amounts payable17/49 | €188k | €136k | €168k | €135k | €95k | ▼ 29.4% |
| Amounts payable after more than one year17 | €56k | €44k | €32k | €20k | €8k | ▼ 60.0% |
| Financial debts170/4 | €56k | €44k | €32k | €20k | €8k | ▼ 60.0% |
| Amounts payable within one year42/48 | €132k | €92k | €135k | €115k | €87k | ▼ 24.1% |
| Current portion of amounts payable after more than one year42 | €12k | €12k | €13k | €13k | €13k | = |
| Trade debts44 | €24k | €12k | €18k | €14k | €11k | ▼ 21.2% |
| Suppliers440/4 | €24k | €12k | €18k | €14k | €11k | ▼ 21.2% |
| Advances received on contracts in progress46 | - | - | €32k | €22k | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €41k | €13k | €17k | €8k | €5k | ▼ 34.1% |
| Taxes450/3 | €41k | €13k | €17k | €8k | €5k | ▼ 34.1% |
| Other amounts payable47/48 | €55k | €55k | €55k | €58k | €58k | = |
| Accrued charges and deferred income492/3 | €0 | - | €445 | €0 | €50 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €3k | €-22k | €-2k | €-2k | ▼ 27.3% |
| + Depreciation and write-downs630 | €16k | €16k | €16k | €8k | €8k | ▼ 1.6% |
| Operating cash flow (approximation) | €32k | €19k | €-7k | €6k | €6k | ▼ 9.7% |
| Investment in fixed assets (approximation) | - | €234 | €0 | €0 | €0 | - |
| Change in cash | - | €-17k | €-7k | €565 | €-80 | ▼ 114% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 303 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 159 days late
30-09
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
2022
20-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 173 days late
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 433 days late
2021
08-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 343 days late
2020
30-09
Financial
Highest result since 2019net €61k ▲116%
Operating result €82k, net result €61k, both a record.
30-09
Financial
Equity above €150kEq €171k ▲31.6%
2 profitable years in a row build equity to €171k.
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 78 days late
2017
19-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
31-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2005
Ground area
974 m²
Building footprint
145 m²
Volume, LiDAR
973 m³
Parcel 34041A0304/00C000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Rumas
since 20052.150.260.762
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34041A0304/00C000 | Flanders | 973 m² | 1 · 145 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,747 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded04-11-2005
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.