SCHRURS
ActiveSummary
SCHRURS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €458,762 and a net result of €694,459. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 232 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability89▲+53
Solvency58▲+27
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 1.56 against 0.7 in 2023; short-term debt: 59% and cash: 10% of total assets), but 67.4% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Manufacture of textiles (NACE 13)
about 62% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.6%
Return on assets
49.3%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €458,762
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
182 d late
2022
67 d late
2021
81 d late
2020
89 d late
2019
251 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 122 days after the deadline; the sector median for financial year 2024 is 13 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€458,762▲ 611%
2023 · €64,494
Total assets
€1.4m▲ 33.4%
2023 · €1.1m
Net result
€694,459▲ 4,658%
2023 · €14,596
Working capital
€462,584
2023 · -€206,396
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 13, Manufacture of textiles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€35,848€56,645▲ 58.0%€224,232▲ 296%€102,983▼ 54.1%€1.4m▲ 1,232%
Net result-€1,647below the sector's middle half▲ 98.2%€33,278within the sector's middle half€185,759within the sector's middle half▲ 458%€14,596within the sector's middle half▼ 92.1%€694,459above the sector's middle half▲ 4,658%
Equity-€168,568below the sector's middle half▼ 1.1%-€135,481below the sector's middle half▲ 19.6%€50,088below the sector's middle half€64,494below the sector's middle half▲ 28.8%€458,762within the sector's middle half▲ 611%
Total assets€1.1mwithin the sector's middle half▼ 17.7%€1.0mwithin the sector's middle half▼ 8.3%€1.2mwithin the sector's middle half▲ 12.7%€1.1mwithin the sector's middle half▼ 9.0%€1.4mwithin the sector's middle half▲ 33.4%
Debt€1.3m▼ 15.7%€1.2m▼ 9.7%€1.1m▼ 4.7%€991,086▼ 10.7%€840,475▼ 15.2%
Working capital-€352,574below the sector's middle half▲ 9.8%-€323,280below the sector's middle half▲ 8.3%-€220,961below the sector's middle half▲ 31.7%-€206,396below the sector's middle half▲ 6.6%€462,584within the sector's middle half
Solvency-15.0%below the sector's middle half▼ 2.8pp-13.2%below the sector's middle half▲ 1.9pp4.3%below the sector's middle half▲ 17.5pp6.1%below the sector's middle half▲ 1.8pp32.6%within the sector's middle half▲ 26.5pp
Current ratio0.54below the sector's middle half▼ 0.050.57below the sector's middle half▲ 0.020.71below the sector's middle half▲ 0.140.70below the sector's middle half▼ 0.011.56within the sector's middle half▲ 0.86
Return on assets (ROA)-0.1%below the sector's middle half▲ 6.6pp3.2%within the sector's middle half▲ 3.4pp16.0%above the sector's middle half▲ 12.8pp1.4%within the sector's middle half▼ 14.6pp49.3%above the sector's middle half▲ 47.9pp
Staff (FTE)4.2within the sector's middle half▲ 10.5%4.2within the sector's middle half=4.4within the sector's middle half▲ 4.8%3.6within the sector's middle half▼ 18.2%4.8within the sector's middle half▲ 33.3%
above
within
below
the middle half (P25 to P75) of NACE 13, Manufacture of textiles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,232% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.4m
Fixed assets
€115,692 ▼ 79.9%
Current assets
€1.3m ▲ 168%
Equity and liabilities €1.4m
Equity
€458,762 ▲ 611%
Provisions
€109,703 ▲ 31,260%
Debt
€840,475 ▼ 15.2%
Debt's share of the balance-sheet total falls from 93.9% to 59.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.4m▲
2023 · €164,560
Cash flow
€698,693▲
2023 · €76,173
Debt to equity
1.83▼
2023 · 15.37
ROE
151.4%▲
2023 · 22.6%
Interest coverage
4.70▲
2023 · 1.86
Debt ≤ 1 year
€830,665▲
2023 · €688,153
Debt > 1 year
€0▼
2023 · €277,925
Income taxes
€388,353▲
2023 · €297
Staff costs
€386,930▲
2023 · €248,029
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €2.6m | - |
| Remuneration, social security and pensions62 | - | €218,671 | €254,586 | €248,029 | €386,930 | ▲ 56.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €102,213 | €101,127 | €82,612 | €61,577 | €4,234 | ▼ 93.1% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | €109,452 | - |
| Other operating charges640/8 | - | €41,809 | €39,835 | €53,279 | €665,833 | ▲ 1,150% |
| Non-recurring operating charges66A | - | - | - | - | €17,490 | - |
| Gross operating margin9900 | €383,481 | €418,253 | €601,265 | €465,868 | €2.6m | ▲ 449% |
| Operating profit (loss)9901 | €35,848 | €56,645 | €224,232 | €102,983 | €1.4m | ▲ 1,232% |
| Financial income75/76B | - | €191 | €779 | €191 | €3,387 | ▲ 1,678% |
| Recurring financial income75 | €1,220 | €191 | €779 | €191 | €3,387 | ▲ 1,678% |
| Financial charges65/66B | - | €23,656 | €39,349 | €88,379 | €292,676 | ▲ 231% |
| Recurring financial charges65 | €38,815 | €23,656 | €39,349 | €88,379 | €292,676 | ▲ 231% |
| Profit (loss) for the period before taxes9903 | -€1,747 | €33,179 | €185,661 | €14,795 | €1.1m | ▲ 7,218% |
| Transfer from deferred taxes780 | - | €98 | €98 | €98 | €98 | = |
| Income taxes67/77 | - | - | - | €297 | €388,353 | ▲ 130,659% |
| Profit (loss) for the period9904 | -€1,647 | €33,278 | €185,759 | €14,596 | €694,459 | ▲ 4,658% |
| Profit (loss) for the period to be appropriated9905 | -€1,647 | €33,278 | €185,759 | €14,596 | €694,459 | ▲ 4,658% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.0m | €1.2m | €1.1m | €1.4m | ▲ 33.4% |
| Fixed assets21/28 | €701,716 | €609,245 | €621,871 | €574,172 | €115,692 | ▼ 79.9% |
| Intangible fixed assets21 | €61,600 | €23,600 | €1,398 | €1,114 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €617,373 | €562,903 | €597,731 | €550,316 | €14,200 | ▼ 97.4% |
| Land and buildings22 | - | €540,393 | €502,799 | €470,838 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | - | €21,851 | €78,493 | €65,116 | €1,773 | ▼ 97.3% |
| Furniture and vehicles24 | - | €658 | €16,439 | €14,363 | €12,426 | ▼ 13.5% |
| Financial fixed assets28 | €22,742 | €22,742 | €22,742 | €22,742 | €101,492 | ▲ 346% |
| Current assets29/58 | €420,262 | €419,973 | €538,402 | €481,757 | €1.3m | ▲ 168% |
| Stocks and contracts in progress3 | €88,000 | €85,100 | €83,700 | €91,200 | €0 | ▼ 100% |
| Stocks30/36 | - | €85,100 | €83,700 | €91,200 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €259,272 | €331,865 | €378,591 | €376,710 | €390,387 | ▲ 3.6% |
| Trade receivables40 | - | €311,393 | €334,353 | €339,516 | €382,615 | ▲ 12.7% |
| Other amounts receivable41 | - | €20,472 | €44,238 | €37,195 | €7,772 | ▼ 79.1% |
| Current investments50/53 | - | - | - | - | €750,000 | - |
| Cash at bank and in hand54/58 | €72,660 | €2,858 | €75,796 | €475 | €140,964 | ▲ 29,566% |
| Deferred charges and accrued income490/1 | - | €150 | €316 | €13,372 | €11,898 | ▼ 11.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.0m | €1.2m | €1.1m | €1.4m | ▲ 33.4% |
| Equity10/15 | -€168,568 | -€135,481 | €50,088 | €64,494 | €458,762 | ▲ 611% |
| Contributions10/11 | €167,000 | €167,000 | €167,000 | €167,000 | €167,000 | = |
| Capital10 | - | €167,000 | €167,000 | €167,000 | €167,000 | = |
| Issued capital100 | - | €167,000 | €167,000 | €167,000 | €167,000 | = |
| Revaluation surpluses12 | - | €300,000 | €300,000 | €300,000 | €0 | ▼ 100% |
| Reserves13 | €43,700 | €43,700 | €43,700 | €43,700 | €291,270 | ▲ 567% |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | €16,700 | ▲ 169% |
| Legal reserve130 | - | €6,200 | €6,200 | €6,200 | €16,700 | ▲ 169% |
| Tax-exempt reserves132 | - | €37,500 | €37,500 | €37,500 | €37,500 | = |
| Distributable reserves133 | - | - | - | - | €237,070 | - |
| Profit (loss) carried forward14 | -€680,519 | -€647,241 | -€461,482 | -€446,886 | €4 | ▲ 100% |
| Investment grants15 | - | €1,060 | €870 | €679 | €489 | ▼ 28.0% |
| Provisions and deferred taxes16 | €644 | €546 | €448 | €350 | €109,703 | ▲ 31,260% |
| Provisions for liabilities and charges160/5 | - | - | - | - | €109,452 | - |
| Environmental obligations163 | - | - | - | - | €109,452 | - |
| Deferred taxes168 | - | €546 | €448 | €350 | €252 | ▼ 28.0% |
| Amounts payable17/49 | €1.3m | €1.2m | €1.1m | €991,086 | €840,475 | ▼ 15.2% |
| Amounts payable after more than one year17 | €514,156 | €417,867 | €338,570 | €277,925 | €0 | ▼ 100% |
| Financial debts170/4 | - | €417,867 | €338,570 | €277,925 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €772,835 | €743,252 | €759,364 | €688,153 | €830,665 | ▲ 20.7% |
| Current portion of amounts payable after more than one year42 | - | €96,289 | €80,643 | €61,305 | €0 | ▼ 100% |
| Financial debts43 | - | €121,238 | €120,669 | €120,885 | €0 | ▼ 100% |
| Credit institutions430/8 | - | €121,238 | €120,669 | €120,885 | €0 | ▼ 100% |
| Trade debts44 | €197,472 | €162,236 | €304,898 | €250,896 | €198,825 | ▼ 20.8% |
| Suppliers440/4 | - | €162,236 | €304,898 | €250,896 | €198,825 | ▼ 20.8% |
| Advances received on contracts in progress46 | - | €118 | €118 | €118 | €118 | = |
| Taxes, remuneration and social security45 | - | €73,852 | €28,963 | €29,002 | €306,966 | ▲ 958% |
| Taxes450/3 | - | €3,481 | €2,700 | €473 | €289,015 | ▲ 61,053% |
| Remuneration and social security454/9 | - | €70,371 | €26,263 | €28,530 | €17,951 | ▼ 37.1% |
| Other amounts payable47/48 | - | €289,520 | €224,072 | €225,946 | €324,756 | ▲ 43.7% |
| Accrued charges and deferred income492/3 | - | €3,033 | €11,803 | €25,008 | €9,810 | ▼ 60.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,647 | €33,278 | €185,759 | €14,596 | €694,459 | ▲ 4,658% |
| + Depreciation and write-downs630 | €102,213 | €101,127 | €82,612 | €61,577 | €4,234 | ▼ 93.1% |
| Operating cash flow (approximation) | €100,565 | €134,405 | €268,371 | €76,173 | €698,693 | ▲ 817% |
| Investment in fixed assets (approximation) | - | -€8,656 | -€95,238 | -€13,878 | €454,247 | ▲ 3,373% |
| Change in cash | - | -€69,803 | €72,938 | -€75,321 | €140,489 | ▲ 287% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 182 days late
2024
31-12
Financial
Highest result since 2018net €694,459 ▲4,658%
Operating result €1.4m, net result €694,459, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.56
Current ratio from 0.70 to 1.56.
31-12
Financial
Equity above €200,000Eq €458,762 ▲611%
4 profitable years in a row build equity to €458,762.
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 67 days late
2022
20-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 81 days late
2021
31-12
Financial
Back to profitnet €33,278
Net result €33,278 after 3 loss-making years.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
08-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 251 days late
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 349 days late
12-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 590 days late
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
18-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 171 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 2 establishment units since 1994
Ground area
1,086 m²
Building footprint
257 m²
Volume, LiDAR
3,314 m³
2 parcels, Flanders · tallest building 26.1 m, ±8 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
SCHRURS NV
since 19942.067.098.209
SCHRURS NV
since 19972.067.098.110
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34041A0304/00C000 | Flanders | 973 m² | 1 · 145 m² | 10.3 m · 2 fl. |
| 35013A1596/00E017 | Flanders | 112 m² | 1 · 112 m² | 26.1 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
-
31.25%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 757 companies in sector 13300 we hold annual accounts for 160. 101 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded07-05-1994
Fiscal year end31-12
Activities, NACEBEL 2025
13300Finishing of textiles
49410Freight transport by road
E-invoicing
Reachable via Peppol
Peppol ID
0208:0452656339
Also
9925:BE0452656339
Registered
14-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.