RUMAR
ActiveSummary
RUMAR has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,398 and a net result of €26,522. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 7081 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability56▲+1
Solvency54▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.21 in 2024; short-term debt: 71.5% and cash: 31% of total assets), and 71.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.5%
Return on assets
7.5%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €100,398
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
54 d early
2023
23 d early
2022
22 d early
2021
6 d early
2020
9 d early
2019
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€100,398▲ 35.9%
2024 · €73,876
Total assets
€352,072▲ 22.1%
2024 · €288,246
Net result
€26,522▲ 29.6%
2024 · €20,464
Working capital
-€142,515▲ 15.7%
2024 · -€169,037
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€16,540▼ 55.4%€6,877▼ 58.4%€7,277▲ 5.8%-€2,051€5,621
Net result€9,895within the sector's middle half▼ 65.2%€2,274within the sector's middle half▼ 77.0%€3,015within the sector's middle half▲ 32.6%€20,464within the sector's middle half▲ 579%€26,522within the sector's middle half▲ 29.6%
Equity€247,715above the sector's middle half▲ 4.2%€50,397within the sector's middle half▼ 79.7%€53,412within the sector's middle half▲ 6.0%€73,876within the sector's middle half▲ 38.3%€100,398within the sector's middle half▲ 35.9%
Total assets€387,956above the sector's middle half▼ 6.6%€351,724above the sector's middle half▼ 9.3%€317,750within the sector's middle half▼ 9.7%€288,246within the sector's middle half▼ 9.3%€352,072above the sector's middle half▲ 22.1%
Debt€140,241▼ 21.1%€301,327▲ 115%€264,338▼ 12.3%€214,370▼ 18.9%€251,674▲ 17.4%
Working capital€7,786-€192,516-€189,501▲ 1.6%-€169,037▲ 10.8%-€142,515▲ 15.7%
Solvency63.9%within the sector's middle half▲ 6.6pp14.3%below the sector's middle half▼ 49.5pp16.8%below the sector's middle half▲ 2.5pp25.6%within the sector's middle half▲ 8.8pp28.5%within the sector's middle half▲ 2.9pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5,621 after a loss of €2,051 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €352,072
Fixed assets
€242,913 =
Current assets
€109,159 ▲ 141%
Equity and liabilities €352,072
Equity
€100,398 ▲ 35.9%
Debt
€251,674 ▲ 17.4%
Debt's share of the balance-sheet total falls from 74.4% to 71.5%. Equity and debt are higher.
Key figures and ratios
Current ratio
0.43▲
2024 · 0.21
Debt to equity
2.51▼
2024 · 2.90
ROE
26.4%▼
2024 · 27.7%
ROA
7.5%▲
2024 · 7.1%
Debt ≤ 1 year
€251,674▲
2024 · €214,370
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,040 | - | - | - | - | - |
| Other operating charges640/8 | - | €574 | €584 | €640 | €647 | ▲ 1.1% |
| Gross operating margin9900 | €56,543 | €7,451 | €7,861 | -€1,411 | €6,268 | ▲ 544% |
| Operating profit (loss)9901 | €16,540 | €6,877 | €7,277 | -€2,051 | €5,621 | ▲ 374% |
| Financial income75/76B | - | - | - | €30,683 | €29,976 | ▼ 2.3% |
| Recurring financial income75 | - | - | - | €30,683 | €29,976 | ▼ 2.3% |
| Financial charges65/66B | - | €4,603 | €4,262 | €7,524 | €9,075 | ▲ 20.6% |
| Recurring financial charges65 | €6,645 | €4,603 | €4,262 | €7,524 | €9,075 | ▲ 20.6% |
| Profit (loss) for the period before taxes9903 | €9,895 | €2,274 | €3,015 | €21,108 | €26,522 | ▲ 25.6% |
| Income taxes67/77 | - | - | - | €644 | - | - |
| Profit (loss) for the period9904 | €9,895 | €2,274 | €3,015 | €20,464 | €26,522 | ▲ 29.6% |
| Profit (loss) for the period to be appropriated9905 | €9,895 | €2,274 | €3,015 | €20,464 | €26,522 | ▲ 29.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €387,956 | €351,724 | €317,750 | €288,246 | €352,072 | ▲ 22.1% |
| Fixed assets21/28 | €242,913 | €242,913 | €242,913 | €242,913 | €242,913 | = |
| Financial fixed assets28 | €242,913 | €242,913 | €242,913 | €242,913 | €242,913 | = |
| Current assets29/58 | €145,043 | €108,811 | €74,837 | €45,333 | €109,159 | ▲ 141% |
| Amounts receivable within one year40/41 | €134,823 | €56,824 | €62,724 | €39,379 | - | - |
| Other amounts receivable41 | - | €56,824 | €62,724 | €39,379 | - | - |
| Cash at bank and in hand54/58 | €10,220 | €51,987 | €12,113 | €5,954 | €109,159 | ▲ 1,733% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €387,956 | €351,724 | €317,750 | €288,246 | €352,072 | ▲ 22.1% |
| Equity10/15 | €247,715 | €50,397 | €53,412 | €73,876 | €100,398 | ▲ 35.9% |
| Contributions10/11 | - | €62,000 | €62,000 | €67,435 | €67,435 | = |
| Outside capital11 | - | €62,000 | €62,000 | €67,435 | €67,435 | = |
| Share premium1100/10 | - | - | - | €67,435 | €67,435 | = |
| Other1109/19 | - | €62,000 | €62,000 | - | - | - |
| Reserves13 | €5,435 | €5,435 | €5,435 | €6,441 | €32,963 | ▲ 412% |
| Non-distributable reserves130/1 | - | €5,435 | €5,435 | - | - | - |
| Reserves not available under the articles1311 | - | €5,435 | €5,435 | - | - | - |
| Distributable reserves133 | - | - | - | €6,441 | €32,963 | ▲ 412% |
| Profit (loss) carried forward14 | -€19,312 | -€17,038 | -€14,023 | - | - | - |
| Amounts payable17/49 | €140,241 | €301,327 | €264,338 | €214,370 | €251,674 | ▲ 17.4% |
| Amounts payable within one year42/48 | €137,257 | €301,327 | €264,338 | €214,370 | €251,674 | ▲ 17.4% |
| Financial debts43 | - | €75,000 | €35,000 | €40,000 | - | - |
| Credit institutions430/8 | - | €75,000 | €35,000 | €40,000 | - | - |
| Trade debts44 | €3,328 | €3,630 | €7,431 | - | €272 | - |
| Suppliers440/4 | - | €3,630 | €7,431 | - | €272 | - |
| Taxes, remuneration and social security45 | - | €490 | €146 | €1,750 | €2,429 | ▲ 38.8% |
| Taxes450/3 | - | €490 | €146 | €1,750 | €2,429 | ▲ 38.8% |
| Other amounts payable47/48 | - | €222,207 | €221,761 | €172,620 | €248,973 | ▲ 44.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,895 | €2,274 | €3,015 | €20,464 | €26,522 | ▲ 29.6% |
| + Depreciation and write-downs630 | €2,040 | - | - | - | - | - |
| Operating cash flow (approximation) | €11,935 | €2,274 | €3,015 | €20,464 | €26,522 | ▲ 29.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €41,767 | -€39,874 | -€6,159 | €103,205 | ▲ 1,776% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Equity above €100,000Eq €100,398 ▲35.9%
7 profitable years in a row build equity to €100,398.
2024
08-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €28,417 ▲25,048%
Operating result €37,053, net result €28,417, both a record.
08-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1989
Ground area
217 m²
Building footprint
212 m²
Volume, LiDAR
1,157 m³
Parcel 46017A0810/00W000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
RUMAR
since 19892.044.572.334
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46017A0810/00W000 | Flanders | 217 m² | 1 · 212 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
32.46%
According to the annual accounts to 30-06-2025 of RUMAR and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 2,711 companies in sector 73200 we hold annual accounts for 1,781. 1,307 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-07-1989
Fiscal year end30-06
Activities, NACEBEL 2025
73200Market research and public opinion polling
E-invoicing
Reachable via Peppol
Peppol ID
0208:0438045169
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.