RULO
ActiveSummary
RULO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.60M and a net result of €23k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 80% of 188 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability57▼-4
Solvency100▲+2
Growth53▼-2
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 4.0 against 3.43 in 2024; short-term debt: 21.1% and cash: 27.3% of total assets), and 21.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 22
Relative position
BE, all sectors
reference
Manufacture of rubber and plastic products (NACE 22)
about 50% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.4%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
32 d late
2024
41 d late
2023
34 d late
2022
85 d late
2021
233 d late
2020
29 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€4.61M▼ 0.5%
2024 · €4.64M
2018: €2.98Mlowest value
2019: €3.14M▲ +5.3% vs 2018
2024: €4.64Mhighest value
2025: €4.61M▼ -0.5% vs 2024
2018 → 2025
EBIT margin
1.4%▼ 0.8pp
2024 · 2.2%
2018: 6.6%
2019: 7.9%▲ +20.0% vs 2018highest value
2024: 2.2%
2025: 1.4%▼ -37.6% vs 2024lowest value
2018 → 2025
Net result
€23k▼ 78.2%
2024 · €106k
2018: €231khighest value
2019: €169k▼ -26.6% vs 2018
2024: €106k
2025: €23k▼ -78.2% vs 2024lowest value
2018 → 2025
Working capital
€1.30M▲ 0.8%
2024 · €1.29M
2018: €1.20M
2019: €1.07M▼ -10.9% vs 2018lowest value
2024: €1.29M
2025: €1.30M▲ +0.8% vs 2024highest value
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2018201920242025Trend
Turnover€2.98M-€3.14M▲ 5.3%€4.64M▲ 47.9%€4.61M▼ 0.5%
2018: €2.98Mlowest value
2019: €3.14M▲ +5.3% vs 2018
2024: €4.64Mhighest value
2025: €4.61M▼ -0.5% vs 2024
Equity€1.50M-€1.35M▼ 10.2%€1.58M▲ 17.2%€1.60M▲ 1.5%
2018: €1.50M
2019: €1.35M▼ -10.2% vs 2018lowest value
2024: €1.58M
2025: €1.60M▲ +1.5% vs 2024highest value
Operating result€195k-€247k▲ 26.4%€101k▼ 59.2%€62k▼ 38.0%
2018: €195k
2019: €247k▲ +26.4% vs 2018highest value
2024: €101k
2025: €62k▼ -38.0% vs 2024lowest value
Net result€231k-€169k▼ 26.6%€106k▼ 37.4%€23k▼ 78.2%
2018: €231khighest value
2019: €169k▼ -26.6% vs 2018
2024: €106k
2025: €23k▼ -78.2% vs 2024lowest value
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.05M
Fixed assets
€314k ▼ 5.7%
Current assets
€1.73M ▼ 4.8%
Equity and liabilities €2.05M
Equity
€1.60M ▲ 1.5%
Debt
€443k ▼ 22.6%
Debt's share of the balance-sheet total falls from 26.6% to 21.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€118k▼
2024 · €151k
Cash flow
€79k▼
2024 · €156k
Current ratio
4.00▲
2024 · 3.43
Quick ratio
3.54▲
2024 · 2.86
Debt to equity
0.28▼
2024 · 0.36
ROE
1.4%▼
2024 · 6.7%
ROA
1.1%▼
2024 · 4.9%
Interest coverage
11.92▼
2024 · 14.82
Debt ≤ 1 year
€433k▼
2024 · €530k
Debt > 1 year
€10k▼
2024 · €33k
Income taxes
€61k▲
2024 · €1k
Staff costs
€632k▲
2024 · €585k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 61 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.15M€2.05M▼
Fixed assets21/28€333k€314k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€332k€313k▼
Land and buildings22€91k€78k▼
Plant, machinery and equipment23€159k€164k▲
Furniture and vehicles24€0€0=
Leasing and similar rights25€83k€72k▼
Financial fixed assets28€674€674=
Current assets29/58€1.82M€1.73M▼
Stocks and contracts in progress3€304k€200k▼
Stocks30/36€304k€200k▼
Amounts receivable within one year40/41€881k€972k▲
Trade receivables40€408k€322k▼
Other amounts receivable41€473k€650k▲
Cash at bank and in hand54/58€634k€557k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€2.15M€2.05M▼
Equity10/15€1.58M€1.60M▲
Contributions10/11€1.30M€1.30M=
Capital10€1.30M€1.30M=
Issued capital100€1.30M€1.30M=
Uncalled capital101€0-
Reserves13€66k€66k=
Non-distributable reserves130/1€66k€66k=
Legal reserve130€66k€66k=
Profit (loss) carried forward14€213k€237k▲
Amounts payable17/49€572k€443k▼
Amounts payable after more than one year17€33k€10k▼
Financial debts170/4€33k€10k▼
Amounts payable within one year42/48€530k€433k▼
Financial debts43€0-
Other loans439€0-
Trade debts44€463k€333k▼
Suppliers440/4€463k€333k▼
Taxes, remuneration and social security45€29k€97k▲
Taxes450/3€4k€30k▲
Remuneration and social security454/9€25k€66k▲
Other amounts payable47/48€38k€3k▼
Accrued charges and deferred income492/3€9k-
Income statement
Code20242025
Turnover70€4.64M€4.61M▼
Non-recurring operating income76A-€21k
Goods, raw materials, services and sundry goods60/61€3.86M-
Remuneration, social security and pensions62€585k€632k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€56k▲
Other operating charges640/8€39k€48k▲
Gross operating margin9900€775k€799k▲
Operating profit (loss)9901€101k€62k▼
Financial income75/76B€23k€33k▲
Recurring financial income75€21k€20k▼
Non-recurring financial income76B€3k€13k▲
Financial charges65/66B€17k€11k▼
Recurring financial charges65€10k€10k▼
Non-recurring financial charges66B€7k€2k▼
Profit (loss) for the period before taxes9903€107k€84k▼
Income taxes67/77€1k€61k▲
Profit (loss) for the period9904€106k€23k▼
Profit (loss) for the period to be appropriated9905€106k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€213k€237k▲
Profit (loss) brought forward from the previous period14P€107k€213k▲
Social balance
Average headcount (FTE)908714.815.7▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2018 | 2019 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Turnover70 | €2.98M | €3.14M | €4.64M | €4.61M | ▼ 0.5% |
| Non-recurring operating income76A | - | - | - | €21k | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €3.86M | - | - |
| Remuneration, social security and pensions62 | - | - | €585k | €632k | ▲ 8.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35k | €37k | €50k | €56k | ▲ 11.2% |
| Other operating charges640/8 | - | - | €39k | €48k | ▲ 23.3% |
| Gross operating margin9900 | - | - | €775k | €799k | ▲ 3.0% |
| Operating profit (loss)9901 | €195k | €247k | €101k | €62k | ▼ 38.0% |
| Financial income75/76B | - | - | €23k | €33k | ▲ 42.7% |
| Recurring financial income75 | €9k | €5k | €21k | €20k | ▼ 1.5% |
| Non-recurring financial income76B | - | - | €3k | €13k | ▲ 398% |
| Financial charges65/66B | - | - | €17k | €11k | ▼ 31.7% |
| Recurring financial charges65 | €8k | €7k | €10k | €10k | ▼ 2.6% |
| Non-recurring financial charges66B | - | - | €7k | €2k | ▼ 76.2% |
| Profit (loss) for the period before taxes9903 | €197k | €245k | €107k | €84k | ▼ 21.4% |
| Income taxes67/77 | €-34k | €76k | €1k | €61k | ▲ 5,457% |
| Profit (loss) for the period9904 | €231k | €169k | €106k | €23k | ▼ 78.2% |
| Profit (loss) for the period to be appropriated9905 | €231k | €169k | €106k | €23k | ▼ 78.2% |
| Line | 2018 | 2019 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €1.80M | €2.05M | €2.15M | €2.05M | ▼ 4.9% |
| Fixed assets21/28 | €302k | €279k | €333k | €314k | ▼ 5.7% |
| Intangible fixed assets21 | €200 | €0 | €0 | - | - |
| Tangible fixed assets22/27 | €290k | €266k | €332k | €313k | ▼ 5.7% |
| Land and buildings22 | - | - | €91k | €78k | ▼ 14.1% |
| Plant, machinery and equipment23 | - | - | €159k | €164k | ▲ 3.2% |
| Furniture and vehicles24 | - | - | €0 | €0 | - |
| Leasing and similar rights25 | - | - | €83k | €72k | ▼ 13.5% |
| Financial fixed assets28 | €11k | €13k | €674 | €674 | = |
| Current assets29/58 | €1.50M | €1.77M | €1.82M | €1.73M | ▼ 4.8% |
| Stocks and contracts in progress3 | €225k | €183k | €304k | €200k | ▼ 34.3% |
| Stocks30/36 | - | - | €304k | €200k | ▼ 34.3% |
| Amounts receivable within one year40/41 | €1.05M | €1.32M | €881k | €972k | ▲ 10.4% |
| Trade receivables40 | - | - | €408k | €322k | ▼ 21.1% |
| Other amounts receivable41 | - | - | €473k | €650k | ▲ 37.6% |
| Cash at bank and in hand54/58 | €225k | €269k | €634k | €557k | ▼ 12.0% |
| Deferred charges and accrued income490/1 | - | - | - | €2k | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €1.80M | €2.05M | €2.15M | €2.05M | ▼ 4.9% |
| Equity10/15 | €1.50M | €1.35M | €1.58M | €1.60M | ▲ 1.5% |
| Contributions10/11 | €1.30M | €1.30M | €1.30M | €1.30M | = |
| Capital10 | - | - | €1.30M | €1.30M | = |
| Issued capital100 | - | - | €1.30M | €1.30M | = |
| Uncalled capital101 | - | - | €0 | - | - |
| Reserves13 | €28k | €45k | €66k | €66k | = |
| Non-distributable reserves130/1 | - | - | €66k | €66k | = |
| Legal reserve130 | - | - | €66k | €66k | = |
| Profit (loss) carried forward14 | €174k | €3k | €213k | €237k | ▲ 10.8% |
| Amounts payable17/49 | €296k | €698k | €572k | €443k | ▼ 22.6% |
| Amounts payable after more than one year17 | - | - | €33k | €10k | ▼ 69.5% |
| Financial debts170/4 | - | - | €33k | €10k | ▼ 69.5% |
| Amounts payable within one year42/48 | €296k | €698k | €530k | €433k | ▼ 18.4% |
| Financial debts43 | - | - | €0 | - | - |
| Other loans439 | - | - | €0 | - | - |
| Trade debts44 | €257k | €283k | €463k | €333k | ▼ 28.1% |
| Suppliers440/4 | - | - | €463k | €333k | ▼ 28.1% |
| Taxes, remuneration and social security45 | - | - | €29k | €97k | ▲ 234% |
| Taxes450/3 | - | - | €4k | €30k | ▲ 742% |
| Remuneration and social security454/9 | - | - | €25k | €66k | ▲ 161% |
| Other amounts payable47/48 | - | - | €38k | €3k | ▼ 92.4% |
| Accrued charges and deferred income492/3 | - | - | €9k | - | - |
| Line | 2018 | 2019 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €231k | €169k | €106k | €23k | ▼ 78.2% |
| + Depreciation and write-downs630 | €35k | €37k | €50k | €56k | ▲ 11.2% |
| Operating cash flow (approximation) | €266k | €207k | €156k | €79k | ▼ 49.5% |
| Investment in fixed assets (approximation) | - | €-15k | - | €-37k | - |
| Change in cash | - | €44k | - | €-76k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 32 days late
2025
31-12
Financial
Weakest financial yearnet €23k ▼78.2%
Net result drops to €23k, the lowest in the series.
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 41 days late
2024
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 34 days late
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 85 days late
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 233 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
05-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 36 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pecq · 1 establishment unit since 1996
Ground area
4,441 m²
Parcel 57037D0497/00V000, Wallonia. Linked by address, not a title deed.
1 establishment unit
RULO
since 19962.070.309.503
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57037D0497/00V000 | Wallonia | 4,441 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MENTEN
BE 0424.567.614
Tongeren-Borgloon · Eq €1.59M
ASPEL V.G. PLASTICS
BE 0434.851.097
Beringen · Eq €1.62M
DISTRIFLAC
BE 0433.712.536
Dison · Eq €1.54M
COVESS
BE 0474.695.630
Hasselt · Eq €1.52M
PLASTIC COLOR
BE 0417.461.967
Aalst · Eq €1.70M
Of 602 companies in sector 22260 we hold annual accounts for 282. 177 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded03-02-1995
Fiscal year end31-12
Activities, NACEBEL 2025
22260Manufacture of rubber and plastic products
38210Materials recovery from waste
Scores and ratios are computed by Checked and are not a credit decision.