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Ruitenwasser Smets

Active
Private limited companyfounded 2023active for 3 yearsJan De Cordesstr. 114, 2580 Putte, BelgiumKBO/BCE: BE 0798.759.762
Summary

The computed 12-month bankruptcy probability of Ruitenwasser Smets is 4.4% (elevated). The 2025 annual accounts show negative equity (-€4,196) and a net result of -€6,919. Equity has been shrinking by about 101% per year since 2023. Its solvency ranks better than 9% of 5,684 sector peers (NACE 81, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 23-02-2023 Normal situation
Activity
Other building cleaning and industrial cleaning NACE 81220and 1 other
Establishment unit
2.341.859.617 2580 Putte, since 23-02-2023
Financial year end
31 December
Peppol
Reachable since 12-02-2026

Board and ownership

Board

Financial position

35 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.4%
Annual accounts 2025
Gross margin
€8,613
▼ 17.1%
Turnover
≈ €74,000
estimated
Loss
€6,919
▲ 394%
Equity
-€4,196
Total assets
€24,958
▼ 35.2%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 28 days after the deadline
Filed on 28-08-2026
Score breakdownraises riskLiquidity: current ratio 0.36, cash €0Last filed accounts filed 28 days late; 1 of the last 3 accounts lateSector: Services to buildings and landscape activities (NACE 81)lowers riskSize: total assets €24,958Show the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 6% of micro companies in building services and landscaping (NACE 81)
Financial strength · tick: 2024
Weak
Solvency 8-24
equity -16.8% of total assets
Liquidity 0-17
short-term debt 116.8% · cash 0.0%
Profitability 16-32
return on assets -27.7%
Bankruptcy probability within 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,708 companies, NACE 81, micro)
Last 24 months 12-2024: 2.6% 01-2025: 2.6%● unchanged vs 12-2024lowest value 02-2025: 2.7%▲ +0.1 percentage points vs 01-2025 03-2025: 2.8%▲ +0.1 percentage points vs 02-2025 04-2025: 2.9%▲ +0.1 percentage points vs 03-2025 05-2025: 2.9%● unchanged vs 04-2025 06-2025: 2.9%● unchanged vs 05-2025 07-2025: 3.0%▲ +0.1 percentage points vs 06-2025 08-2025: 3.5%▲ +0.5 percentage points vs 07-2025 09-2025: 3.7%▲ +0.2 percentage points vs 08-2025 10-2025: 4.9%▲ +1.2 percentage points vs 09-2025 11-2025: 4.8%▼ -0.1 percentage points vs 10-2025 12-2025: 4.8%● unchanged vs 11-2025 01-2026: 4.8%● unchanged vs 12-2025 02-2026: 4.8%● unchanged vs 01-2026 03-2026: 4.9%▲ +0.1 percentage points vs 02-2026 04-2026: 4.9%● unchanged vs 03-2026 05-2026: 4.9%● unchanged vs 04-2026 06-2026: 4.9%● unchanged vs 05-2026 07-2026: 4.9%● unchanged vs 06-2026 08-2026: 5.5%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 4.8%▼ -0.7 percentage points vs 08-2026 10-2026: 4.4%▼ -0.4 percentage points vs 09-2026 11-2026: 4.4%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.36 (0.48 in 2024), below 1. Short-term debt is 116.8% and cash 0% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 8% of them on solvency, 1% on liquidity, 12% on profitability and 2% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 0.36, cash €0
NBB · annual accounts
lowers risk · Size: total assets €24,958
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 28 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Sector: Services to buildings and landscape activities (NACE 81)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€4,196
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
28 days late
2024
31 days late
2023
20 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 26 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€4,196 View
  • Caution: Lower solvency than 91% of companies in building services and landscapingsector median 40.5% · 5,684 companies -16.8% View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€6,919 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €2,000 · Appointment: SMETS Lorenzo (director)
All 5 events

Comparable companies

These companies have the same main activity as Ruitenwasser Smets: other building cleaning and industrial cleaning (NACE 81220). They are comparable in size and age: total assets between €20,500 and €33,300, founded between 2022 and 2023.

CompanyTotal assetsGross margin
Ruitenwasser Smets Putte€24,958€8,613
OREA CLEANING Etterbeek€23,395€9,560
DAVID BAT RENOV Kraainem€23,715€8,414
KAMOGSI CLEAN Merchtem€20,521€7,722
SAD&CO Brussel€27,166€6,526
Jota+ Putte€24,319€5,576
Afvoer Pro Nijlen€33,326€8,108
Full comparison

Key facts about Ruitenwasser Smets

What is the company number of Ruitenwasser Smets?
The company number of Ruitenwasser Smets is 0798.759.762. The VAT number is the same number with BE in front: BE 0798.759.762.
Where is Ruitenwasser Smets based?
The registered office is at Jan De Cordesstr. 114, 2580 Putte.Company details
What does Ruitenwasser Smets do?
According to the KBO register, the main activity is other building cleaning and industrial cleaning (NACE 81220).
What is the legal form of Ruitenwasser Smets?
The legal form of Ruitenwasser Smets is Private limited company (BV).
When was Ruitenwasser Smets founded?
Ruitenwasser Smets was founded on 23-02-2023.
Is Ruitenwasser Smets still active?
Yes, Ruitenwasser Smets is an active enterprise in the KBO register.
What is the turnover of Ruitenwasser Smets?
The turnover in financial year 2025 is ≈ €74,000. This figure is estimated from the gross margin of €8,613 and 41 comparable companies (NACE 81220). It probably lies between €44,000 and €190,000. It is a rough estimate.Financials
Is Ruitenwasser Smets profitable?
In financial year 2025, Ruitenwasser Smets made a loss of €6,919.
Where can I find the annual accounts of Ruitenwasser Smets?
Ruitenwasser Smets filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Ruitenwasser Smets due?
Ruitenwasser Smets must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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