Skip to content

RUHACO

Active
Private limited companyfounded 198639 yrs activeVrijbosstraat(STA) 17, 8840 Staden, BelgiumKBO/BCE: BE 0430.073.155
Summary

RUHACO has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €683,104 and a net result of €10,848. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 3173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability70▼-20
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
Liquidity ample (current ratio 2.47 against 1.79 in 2024; short-term debt: 17.6% and cash: 16.4% of total assets), and 20.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 39 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.9%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
13 d early
2023
23 d early
2022
3 d early
2021
4 d late
2020
10 d late
2019
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (3 of the last 3 filed years within 44 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 December 1986, RUHACO was incorporated.1 Total assets went from EUR 836,297 in 2019 to EUR 854,862 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€683,104▲ 0.9%
2024 · €677,256
Total assets
€854,862▲ 1.4%
2024 · €843,369
Net result
€10,848▼ 92.6%
2024 · €145,699
Working capital
€220,352▲ 91.5%
2024 · €115,094
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€95,670▲ 307%€40,707▼ 57.5%€161,028▲ 296%€198,287▲ 23.1%€7,787▼ 96.1%
Net result€75,600within the sector's middle half▲ 197%€31,709within the sector's middle half▼ 58.1%€128,857within the sector's middle half▲ 306%€145,699above the sector's middle half▲ 13.1%€10,848within the sector's middle half▼ 92.6%
Equity€370,991within the sector's middle half▲ 25.6%€402,700within the sector's middle half▲ 8.5%€531,557within the sector's middle half▲ 32.0%€677,256above the sector's middle half▲ 27.4%€683,104above the sector's middle half▲ 0.9%
Total assets€921,604within the sector's middle half▲ 0.4%€789,535below the sector's middle half▼ 14.3%€668,978below the sector's middle half▼ 15.3%€843,369above the sector's middle half▲ 26.1%€854,862above the sector's middle half▲ 1.4%
Debt€550,613▼ 11.6%€386,835▼ 29.7%€134,511▼ 65.2%€163,880▲ 21.8%€170,203▲ 3.9%
Working capital-€122,246below the sector's middle half▲ 22.8%-€17,222within the sector's middle half▲ 85.9%€13,070within the sector's middle half€115,094above the sector's middle half▲ 781%€220,352above the sector's middle half▲ 91.5%
Solvency40.3%within the sector's middle half▲ 8.1pp51.0%within the sector's middle half▲ 10.7pp79.5%above the sector's middle half▲ 28.5pp80.3%above the sector's middle half▲ 0.8pp79.9%above the sector's middle half▼ 0.4pp
Current ratio0.76below the sector's middle half▲ 0.030.95within the sector's middle half▲ 0.191.13within the sector's middle half▲ 0.181.79within the sector's middle half▲ 0.662.47within the sector's middle half▲ 0.68
Return on assets (ROA)8.2%above the sector's middle half▲ 5.4pp4.0%within the sector's middle half▼ 4.2pp19.3%above the sector's middle half▲ 15.2pp17.3%above the sector's middle half▼ 2.0pp1.3%within the sector's middle half▼ 16.0pp
Staff (FTE)0below the sector's middle half
above within below the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000€200,000Operating result 2021: €95,670€95,670Net result 2021: €75,600€75,600Operating result 2022: €40,707€40,707Net result 2022: €31,709€31,709Operating result 2023: €161,028€161,028Net result 2023: €128,857€128,857Operating result 2024: €198,287€198,287Net result 2024: €145,699€145,699Operating result 2025: €7,787€7,787Net result 2025: €10,848€10,84820212022202320242025€0€50,000€100,000€150,000€200,000Operating result 2023: €161,028€161,000Net result 2023: €128,857€129,000Operating result 2024: €198,287€198,000Net result 2024: €145,699€146,000Operating result 2025: €7,787€7,790Net result 2025: €10,848€10,800202320242025
The operating result falls in 2025; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €854,862
Fixed assets €484,414 ▼ 16.9%
Current assets €370,448 ▲ 42.2%
Equity and liabilities €854,862
Equity €683,104 ▲ 0.9%
Provisions €1,555 ▼ 30.3%
Debt €170,203 ▲ 3.9%
Debt's share of the balance-sheet total rises from 19.4% to 19.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€148,368▼
2024 · €341,408
Cash flow
€151,428▼
2024 · €288,820
Quick ratio
2.33▲
2024 · 1.57
Debt to equity
0.25▲
2024 · 0.24
ROE
1.6%▼
2024 · 21.5%
Interest coverage
2136.02▲
2024 · 953.87
Debt ≤ 1 year
€150,096▲
2024 · €145,480
Income taxes
€5,544▼
2024 · €57,758
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet Code20242025
Assets
Total assets20/58€843,369€854,862▲
Fixed assets21/28€582,795€484,414▼
Tangible fixed assets22/27€506,648€408,268▼
Land and buildings22€97,270€86,053▼
Plant, machinery and equipment23€161,230€153,493▼
Furniture and vehicles24€248,148€168,722▼
Financial fixed assets28€76,147€76,147=
Current assets29/58€260,574€370,448▲
Stocks and contracts in progress3€31,973€20,026▼
Stocks30/36€31,973€20,026▼
Amounts receivable within one year40/41€64,086€45,993▼
Trade receivables40€57,093€37,652▼
Other amounts receivable41€6,993€8,341▲
Current investments50/53-€125,000
Cash at bank and in hand54/58€156,546€140,585▼
Deferred charges and accrued income490/1€7,969€38,844▲
Equity and liabilities
Total equity and liabilities10/49€843,369€854,862▲
Equity10/15€677,256€683,104▲
Contributions10/11€18,600€18,600=
Reserves13€658,656€664,504▲
Tax-exempt reserves132€80,500€77,790▼
Distributable reserves133€578,157€586,714▲
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€2,232€1,555▼
Deferred taxes168€2,232€1,555▼
Amounts payable17/49€163,880€170,203▲
Amounts payable within one year42/48€145,480€150,096▲
Trade debts44€54,714€53,014▼
Suppliers440/4€54,714€53,014▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€11,476€1,958▼
Taxes450/3€11,476€1,958▼
Other amounts payable47/48€79,290€95,124▲
Accrued charges and deferred income492/3€18,400€20,107▲
Income statement Code20242025
Non-recurring operating income76A€5,522€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€143,121€140,581▼
Other operating charges640/8€20,285€57,431▲
Non-recurring operating charges66A€0-
Gross operating margin9900€361,693€205,799▼
Operating profit (loss)9901€198,287€7,787▼
Financial income75/76B€4,851€7,997▲
Recurring financial income75€4,851€7,997▲
Financial charges65/66B€358€69▼
Recurring financial charges65€358€69▼
Profit (loss) for the period before taxes9903€202,780€15,714▼
Transfer from deferred taxes780€677€677=
Transfer to deferred taxes680€0-
Income taxes67/77€57,758€5,544▼
Profit (loss) for the period9904€145,699€10,848▼
Transfer from tax-exempt reserves789€2,709€2,709=
Transfer to tax-exempt reserves689€71,570€0▼
Profit (loss) for the period to be appropriated9905€76,839€13,557▼
Appropriation of the result
Profit (loss) to be appropriated9906€76,839€13,557▼
Transfer to equity691/2€76,839€8,557▼
To other reserves6921€76,839€8,557▼
Profit to be distributed694/7-€5,000
Directors or managers695-€5,000

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€1,000€16,933€5,522€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€104,786€116,462€189,343€143,121€140,581▼ 1.8%
Other operating charges640/8-€18,385€38,058€20,285€57,431▲ 183%
Non-recurring operating charges66A--€9,774€0--
Gross operating margin9900€219,564€175,554€398,204€361,693€205,799▼ 43.1%
Operating profit (loss)9901€95,670€40,707€161,028€198,287€7,787▼ 96.1%
Financial income75/76B-€5,687€10,805€4,851€7,997▲ 64.9%
Recurring financial income75€5,658€5,687€10,805€4,851€7,997▲ 64.9%
Financial charges65/66B-€67€163€358€69▼ 80.6%
Recurring financial charges65€3,152€67€163€358€69▼ 80.6%
Profit (loss) for the period before taxes9903€98,176€46,327€171,670€202,780€15,714▼ 92.3%
Transfer from deferred taxes780--€477€677€677=
Transfer to deferred taxes680--€3,387€0--
Income taxes67/77€22,576€14,618€39,903€57,758€5,544▼ 90.4%
Profit (loss) for the period9904€75,600€31,709€128,857€145,699€10,848▼ 92.6%
Transfer from tax-exempt reserves789--€1,908€2,709€2,709=
Transfer to tax-exempt reserves689--€13,547€71,570€0▼ 100%
Profit (loss) for the period to be appropriated9905€75,600€31,709€117,218€76,839€13,557▼ 82.4%
Line20212022202320242025Change
Assets
Total assets20/58€921,604€789,535€668,978€843,369€854,862▲ 1.4%
Fixed assets21/28€530,037€456,722€558,196€582,795€484,414▼ 16.9%
Tangible fixed assets22/27€453,891€380,575€482,050€506,648€408,268▼ 19.4%
Land and buildings22-€60,601€45,397€97,270€86,053▼ 11.5%
Plant, machinery and equipment23-€110,457€210,438€161,230€153,493▼ 4.8%
Furniture and vehicles24-€209,518€226,215€248,148€168,722▼ 32.0%
Financial fixed assets28€76,147€76,147€76,147€76,147€76,147=
Current assets29/58€391,566€332,813€110,782€260,574€370,448▲ 42.2%
Stocks and contracts in progress3€197,129€115,467€0€31,973€20,026▼ 37.4%
Stocks30/36-€115,467€0€31,973€20,026▼ 37.4%
Amounts receivable within one year40/41€153,371€153,886€77,884€64,086€45,993▼ 28.2%
Trade receivables40-€138,857€60,120€57,093€37,652▼ 34.1%
Other amounts receivable41-€15,029€17,764€6,993€8,341▲ 19.3%
Current investments50/53----€125,000-
Cash at bank and in hand54/58€31,852€53,874€26,389€156,546€140,585▼ 10.2%
Deferred charges and accrued income490/1-€9,585€6,509€7,969€38,844▲ 387%
Equity and liabilities
Total equity and liabilities10/49€921,604€789,535€668,978€843,369€854,862▲ 1.4%
Equity10/15€370,991€402,700€531,557€677,256€683,104▲ 0.9%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€352,391€384,100€512,957€658,656€664,504▲ 0.9%
Non-distributable reserves130/1-€1,860€0---
Reserves not available under the articles1311-€1,860€0---
Tax-exempt reserves132--€11,639€80,500€77,790▼ 3.4%
Distributable reserves133-€382,240€501,318€578,157€586,714▲ 1.5%
Profit (loss) carried forward14----€0-
Provisions and deferred taxes16--€2,910€2,232€1,555▼ 30.3%
Deferred taxes168--€2,910€2,232€1,555▼ 30.3%
Amounts payable17/49€550,613€386,835€134,511€163,880€170,203▲ 3.9%
Amounts payable within one year42/48€513,813€350,035€97,711€145,480€150,096▲ 3.2%
Trade debts44€411,875€316,464€12,182€54,714€53,014▼ 3.1%
Suppliers440/4-€316,464€12,182€54,714€53,014▼ 3.1%
Advances received on contracts in progress46--€3,400€0--
Taxes, remuneration and social security45-€1,267€12,553€11,476€1,958▼ 82.9%
Taxes450/3-€1,267€12,553€11,476€1,958▼ 82.9%
Remuneration and social security454/9-€0----
Other amounts payable47/48-€32,305€69,577€79,290€95,124▲ 20.0%
Accrued charges and deferred income492/3-€36,800€36,800€18,400€20,107▲ 9.3%
Line20212022202320242025Change
Profit (loss) for the period9904€75,600€31,709€128,857€145,699€10,848▼ 92.6%
+ Depreciation and write-downs630€104,786€116,462€189,343€143,121€140,581▼ 1.8%
Operating cash flow (approximation)€180,387€148,170€318,200€288,820€151,428▼ 47.6%
Investment in fixed assets (approximation)--€43,146-€290,818-€167,720-€42,200▲ 74.8%
Change in cash-€22,022-€27,485€130,157-€15,961▼ 112%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
18-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2019net €145,699 ▲13.1%
Operating result €198,287, net result €145,699, both a record.
08-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Equity above €500,000Eq €531,557 ▲32%
5 profitable years in a row build equity to €531,557.
2022
28-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
04-11
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2020
10-11
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 10 days late
2019
09-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
03-10
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 1987
seat establishment The establishment unit on the map
Ground area
6,080 m²
Building footprint
260 m²
Volume, LiDAR
1,069 m³
Parcel 36019E0459/00M000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vrijbosstraat(STA) 17, 8840 Staden
Crop and animal production, hunting and related service activities
since 19872.034.156.019
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36019E0459/00M000 Flanders 6,080 m² 1 · 260 m² 7.3 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 49,542 EUR awarded · 49,542 EUR paid
Year Entries awardedpaid
2025 1 49,542 EUR49,542 EUR
Schemes
1 entry · 49,542 EUR · 49,542 EUR paid · VLAAMSE LANDMAATSCHAPPIJ

Recognitions · licences · registrations

Food safety, FASFC

1 site
Staden2.034.156.019
3 permissions
Boerderij - akkerbouw · since 01-04-2016
Toelating · Boerderij - varkens · since 30-05-2013
Groententeeltbedrijf · since 01-01-2006

Similar companies · same sector, comparable size

Of 3,622 companies in sector 01130 we hold annual accounts for 788. 610 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-12-1986
Fiscal year end31-12
Activities, NACEBEL 2025
01130Growing of vegetables, melons, roots and tubers
01461Pig breeding farms
E-invoicing
Reachable via Peppol
Peppol ID 0208:0430073155
Also 9925:BE0430073155
Registered 19-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.