REGALYS
ActiveSummary
REGALYS has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €343,373 and a net result of €737. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69=
Solvency58▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.5 in 2024; short-term debt: 35.4% and cash: 0.5% of total assets), and 67.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.8%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
14 d late
2023
14 d late
2022
60 d late
2021
40 d late
2020
47 d late
2019
49 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#2 oldest company in Gingelom, Agriculture, forestry and fishing sector#10 company by total assets in Gingelom, Agriculture, forestry and fishing sector
Equity
€343,373▲ 0.2%
2024 · €342,636
Total assets
€1.0m▼ 3.4%
2024 · €1.1m
Net result
€737▼ 68.4%
2024 · €2,334
Working capital
-€178,313▼ 7.6%
2024 · -€165,675
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37,245▼ 40.5%€31,384▼ 15.7%€11,718▼ 62.7%€15,527▲ 32.5%€18,912▲ 21.8%
Net result€15,606within the sector's middle half▼ 63.4%€14,096within the sector's middle half▼ 9.7%-€519within the sector's middle half€2,334within the sector's middle half€737within the sector's middle half▼ 68.4%
Equity€326,724above the sector's middle half▲ 5.0%€340,820above the sector's middle half▲ 4.3%€340,302above the sector's middle half▼ 0.2%€342,636above the sector's middle half▲ 0.7%€343,373above the sector's middle half▲ 0.2%
Total assets€1.2mabove the sector's middle half▲ 22.1%€1.2mabove the sector's middle half▼ 1.2%€1.1mabove the sector's middle half▼ 6.7%€1.1mabove the sector's middle half▼ 3.8%€1.0mabove the sector's middle half▼ 3.4%
Debt€897,283▲ 29.8%€867,950▼ 3.3%€787,603▼ 9.3%€741,893▼ 5.8%€704,503▼ 5.0%
Working capital-€205,322below the sector's middle half▼ 67.8%-€125,438below the sector's middle half▲ 38.9%-€192,750below the sector's middle half▼ 53.7%-€165,675below the sector's middle half▲ 14.0%-€178,313below the sector's middle half▼ 7.6%
Solvency26.7%within the sector's middle half▼ 4.3pp28.2%within the sector's middle half▲ 1.5pp30.2%within the sector's middle half▲ 2.0pp31.6%within the sector's middle half▲ 1.4pp32.8%within the sector's middle half▲ 1.2pp
Current ratio0.49below the sector's middle half▼ 0.120.66within the sector's middle half▲ 0.170.46below the sector's middle half▼ 0.200.50below the sector's middle half▲ 0.030.52below the sector's middle half▲ 0.02
Return on assets (ROA)1.3%within the sector's middle half▼ 3.0pp1.2%within the sector's middle half▼ 0.1pp0.0%within the sector's middle half▼ 1.2pp0.2%within the sector's middle half▲ 0.3pp0.1%within the sector's middle half▼ 0.1pp
Staff (FTE)8▲ 158%9.3▲ 16.3%11.9▲ 28.0%8.7▼ 26.9%6.9▼ 20.7%
above
within
below
the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 22% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€855,382 ▼ 7.2%
Current assets
€192,494 ▲ 18.3%
Equity and liabilities €1.0m
Equity
€343,373 ▲ 0.2%
Debt
€704,503 ▼ 5.0%
Debt's share of the balance-sheet total falls from 68.4% to 67.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€110,045▲
2024 · €75,152
Cash flow
€91,870▲
2024 · €61,959
Quick ratio
0.41▼
2024 · 0.46
Debt to equity
2.05▼
2024 · 2.17
ROE
0.2%▼
2024 · 0.7%
Interest coverage
6.46▲
2024 · 6.09
Debt ≤ 1 year
€370,806▲
2024 · €328,343
Debt > 1 year
€328,668▼
2024 · €407,697
Income taxes
€1,225▼
2024 · €1,668
Staff costs
€177,333▲
2024 · €176,807
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €204,102 | - | - | €2,801 | - |
| Remuneration, social security and pensions62 | €115,574 | €150,551 | €183,341 | €176,807 | €177,333 | ▲ 0.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €66,996 | €87,666 | - | €59,625 | €91,133 | ▲ 52.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €773 | - |
| Other operating charges640/8 | €5,930 | €39,284 | €7,548 | €6,941 | €4,293 | ▼ 38.2% |
| Non-recurring operating charges66A | - | €108,369 | €93,005 | - | - | - |
| Gross operating margin9900 | €225,745 | €417,255 | €295,612 | €258,900 | €292,444 | ▲ 13.0% |
| Operating profit (loss)9901 | €37,245 | €31,384 | €11,718 | €15,527 | €18,912 | ▲ 21.8% |
| Financial income75/76B | €1,377 | €1,341 | €1,092 | €825 | €73 | ▼ 91.2% |
| Recurring financial income75 | €1,377 | €1,341 | €1,092 | €825 | €73 | ▼ 91.2% |
| Financial charges65/66B | €11,968 | €12,273 | €12,937 | €12,350 | €17,023 | ▲ 37.8% |
| Recurring financial charges65 | €11,968 | €12,273 | €12,937 | €12,350 | €17,023 | ▲ 37.8% |
| Profit (loss) for the period before taxes9903 | €26,653 | €20,453 | -€127 | €4,002 | €1,962 | ▼ 51.0% |
| Income taxes67/77 | €11,047 | €6,357 | €392 | €1,668 | €1,225 | ▼ 26.5% |
| Profit (loss) for the period9904 | €15,606 | €14,096 | -€519 | €2,334 | €737 | ▼ 68.4% |
| Profit (loss) for the period to be appropriated9905 | €15,606 | €14,096 | -€519 | €2,334 | €737 | ▼ 68.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.2m | €1.1m | €1.1m | €1.0m | ▼ 3.4% |
| Fixed assets21/28 | €1.0m | €961,024 | €963,296 | €921,861 | €855,382 | ▼ 7.2% |
| Tangible fixed assets22/27 | €1.0m | €961,024 | €963,296 | €921,861 | €855,382 | ▼ 7.2% |
| Land and buildings22 | €895,554 | €844,388 | €844,388 | €825,203 | €820,201 | ▼ 0.6% |
| Plant, machinery and equipment23 | €84,760 | €85,369 | €85,782 | €78,883 | €30,236 | ▼ 61.7% |
| Furniture and vehicles24 | €46,445 | €31,267 | €33,127 | €17,775 | €4,945 | ▼ 72.2% |
| Current assets29/58 | €197,248 | €247,746 | €164,608 | €162,668 | €192,494 | ▲ 18.3% |
| Stocks and contracts in progress3 | €15,001 | €6,200 | €13,639 | €11,299 | €39,503 | ▲ 250% |
| Stocks30/36 | €15,001 | €6,200 | €13,639 | €11,299 | €39,503 | ▲ 250% |
| Amounts receivable within one year40/41 | €132,674 | €116,687 | €81,780 | €103,253 | €98,394 | ▼ 4.7% |
| Trade receivables40 | €91,136 | €94,464 | €71,140 | €98,651 | €85,726 | ▼ 13.1% |
| Other amounts receivable41 | €41,537 | €22,223 | €10,640 | €4,603 | €12,668 | ▲ 175% |
| Current investments50/53 | €16,203 | €19,199 | €19,199 | €19,199 | €19,199 | = |
| Cash at bank and in hand54/58 | €7,874 | €79,935 | €26,094 | €4,203 | €4,832 | ▲ 15.0% |
| Deferred charges and accrued income490/1 | €25,497 | €25,724 | €23,896 | €24,714 | €30,567 | ▲ 23.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.2m | €1.1m | €1.1m | €1.0m | ▼ 3.4% |
| Equity10/15 | €326,724 | €340,820 | €340,302 | €342,636 | €343,373 | ▲ 0.2% |
| Contributions10/11 | €109,971 | €109,971 | €109,971 | €109,971 | €109,971 | = |
| Capital10 | €109,971 | €109,971 | - | - | - | - |
| Issued capital100 | €109,971 | €109,971 | - | - | - | - |
| Reserves13 | €216,753 | €230,849 | €230,331 | €232,665 | €233,402 | ▲ 0.3% |
| Non-distributable reserves130/1 | €3,627 | €3,627 | - | - | - | - |
| Legal reserve130 | €3,627 | €3,627 | - | - | - | - |
| Distributable reserves133 | €213,126 | €227,222 | €230,331 | €232,665 | €233,402 | ▲ 0.3% |
| Amounts payable17/49 | €897,283 | €867,950 | €787,603 | €741,893 | €704,503 | ▼ 5.0% |
| Amounts payable after more than one year17 | €490,737 | €491,764 | €425,058 | €407,697 | €328,668 | ▼ 19.4% |
| Financial debts170/4 | €490,737 | €491,764 | €425,058 | €407,697 | €328,668 | ▼ 19.4% |
| Amounts payable within one year42/48 | €402,571 | €373,184 | €357,358 | €328,343 | €370,806 | ▲ 12.9% |
| Current portion of amounts payable after more than one year42 | €79,603 | €63,140 | €66,706 | €35,161 | €66,764 | ▲ 89.9% |
| Financial debts43 | €50,000 | - | - | - | - | - |
| Credit institutions430/8 | €50,000 | - | - | - | - | - |
| Trade debts44 | €53,144 | €77,508 | €71,212 | €44,133 | €91,919 | ▲ 108% |
| Suppliers440/4 | €53,144 | €77,508 | €71,212 | €44,133 | €91,919 | ▲ 108% |
| Advances received on contracts in progress46 | - | - | €158 | - | - | - |
| Taxes, remuneration and social security45 | €8,571 | €7,335 | €1,648 | €2,437 | €2,948 | ▲ 21.0% |
| Taxes450/3 | €7,909 | €6,243 | €275 | €1,552 | €1,889 | ▲ 21.7% |
| Remuneration and social security454/9 | €662 | €1,093 | €1,373 | €885 | €1,059 | ▲ 19.7% |
| Other amounts payable47/48 | €211,253 | €225,201 | €217,635 | €246,612 | €209,176 | ▼ 15.2% |
| Accrued charges and deferred income492/3 | €3,974 | €3,002 | €5,187 | €5,853 | €5,029 | ▼ 14.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,606 | €14,096 | -€519 | €2,334 | €737 | ▼ 68.4% |
| + Depreciation and write-downs630 | €66,996 | €87,666 | - | €59,625 | €91,133 | ▲ 52.8% |
| Operating cash flow (approximation) | €82,602 | €101,762 | -€519 | €61,959 | €91,870 | ▲ 48.3% |
| Investment in fixed assets (approximation) | - | -€21,932 | -€2,272 | -€18,190 | -€24,654 | ▼ 35.5% |
| Change in cash | - | €72,061 | -€53,841 | -€21,891 | €629 | ▲ 103% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Back to profitnet €2,334
Net result €2,334 after one loss-making year.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
09-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 40 days late
2021
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 47 days late
2020
31-12
Financial
Highest result since 2018net €42,599 ▲136%
Operating result €62,562, net result €42,599, both a record.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
31-12
Financial
Back to profitnet €18,039
Net result €18,039 after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 52 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gingelom · 1 establishment unit since 1983
Ground area
2,130 m²
Building footprint
1,782 m²
Volume, LiDAR
14,229 m³
Parcel 71017D0073/00R000, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Kamerijckstraat 11, 3890 Gingelom
since 19832.028.881.692
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71017D0073/00R000 | Flanders | 2,129 m² | 1 · 1,782 m² | 14.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 3,616 EUR awarded · 3,616 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 1,569 EUR | 1,569 EUR |
| 2024 | 1 | 362 EUR | 362 EUR |
| 2023 | 2 | 1,367 EUR | 1,367 EUR |
| 2022 | 1 | 318 EUR | 318 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteGingelom2.028.881.692
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Of 3,623 companies in sector 01130 we hold annual accounts for 789. 596 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-02-1986
Fiscal year end31-12
Activities, NACEBEL 2025
01130Growing of vegetables, melons, roots and tubers
01110Growing of cereals (except rice), leguminous crops and oil seeds
01160Crop and animal production, hunting and related service activities
01290Crop and animal production, hunting and related service activities
01610Support activities for crop production
01630Crop and animal production, hunting and related service activities
47761Retail sale of flowers, plants, seeds and fertilisers
55100Hotels and similar accommodation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0428391491
Also
9925:BE0428391491
Registered
09-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.