RUDCO
ActiveRUDCO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €911k and a net result of €110k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 95% of 2149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-15
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 21.94 against 19.68 in 2024), and 4.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
11.5%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-01-2026, 108 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
108 d early
2024
114 d early
2023
130 d early
2022
61 d early
2021
102 d early
2020
8 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€911k▼ 3.5%
2024 · €944k
2018: €736k
2019: €894k
2020: €889k
2021: €1.01M
2022: €911k
2023: €962k
2024: €944k
2018 → 2025
Total assets
€954k▼ 5.4%
2024 · €1.01M
2018: €1.48M
2019: €1.67M
2020: €1.60M
2021: €1.45M
2022: €1.32M
2023: €1.34M
2024: €1.01M
2018 → 2025
Net result
€110k▼ 22.8%
2024 · €142k
2018: €150k
2019: €158k
2020: €-5k
2021: €117k
2022: €105k
2023: €119k
2024: €142k
2018 → 2025
Working capital
€884k▼ 2.3%
2024 · €904k
2018: €396k
2019: €472k
2020: €635k
2021: €1.00M
2022: €886k
2023: €942k
2024: €904k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.01M-€911k▼ 9.4%€962k▲ 5.6%€944k▼ 1.8%€911k▼ 3.5%
Operating result€100k-€151k▲ 51.1%€173k▲ 14.2%€202k▲ 16.6%€157k▼ 22.1%
Net result€117k-€105k▼ 10.3%€119k▲ 14.1%€142k▲ 19.4%€110k▼ 22.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €954k
Fixed assets
€29k▼ 49.1%
Current assets
€926k▼ 2.8%
Equity and liabilities €954k
Equity
€911k▼ 3.5%
Debt
€43k▼ 32.8%
The debt ratio falls from 6.4% to 4.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€185k▼
2024 · €228k
Cash flow
€138k▼
2024 · €168k
Solvency
95.4%▲
2024 · 93.6%
Current ratio
21.94▲
2024 · 19.68
Quick ratio
21.94▲
2024 · 19.68
Debt / equity
0.05▼
2024 · 0.07
ROE
12.1%▼
2024 · 15.1%
ROA
11.5%▼
2024 · 14.1%
Interest coverage
180.30▲
2024 · 120.35
Debt
€43k▼
2024 · €65k
Debt ≤ 1 year
€42k▼
2024 · €48k
Debt > 1 year
€1k▼
2024 · €16k
Income taxes
€53k▼
2024 · €67k
Staff costs
€0▼
2024 · €176k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€954k▼
Fixed assets21/28€56k€29k▼
Tangible fixed assets22/27€56k€29k▼
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€48k€22k▼
Current assets29/58€952k€926k▼
Amounts receivable after more than one year29€741k€542k▼
Other amounts receivable291€741k€542k▼
Amounts receivable within one year40/41€29k€2k▼
Trade receivables40€0€2k▲
Other amounts receivable41€29k€390▼
Cash at bank and in hand54/58€173k€377k▲
Deferred charges and accrued income490/1€9k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.01M€954k▼
Equity10/15€944k€911k▼
Contributions10/11€33k€33k=
Reserves13€912k€879k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€912k€879k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€65k€43k▼
Amounts payable after more than one year17€16k€1k▼
Financial debts170/4€16k€1k▼
Amounts payable within one year42/48€48k€42k▼
Current portion of amounts payable after more than one year42€31k€15k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€8k€20k▲
Taxes450/3€8k€20k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€785€261▼
Income statement
Code20242025
Remuneration, social security and pensions62€176k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€28k▲
Other operating charges640/8€6k€3k▼
Gross operating margin9900€410k€188k▼
Operating profit (loss)9901€202k€157k▼
Financial income75/76B€9k€6k▼
Recurring financial income75€9k€6k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€209k€163k▼
Income taxes67/77€67k€53k▼
Profit (loss) for the period9904€142k€110k▼
Profit (loss) for the period to be appropriated9905€142k€110k▼
Appropriation of the result
Profit (loss) to be appropriated9906€142k€110k▼
Transfer from equity791/2€160k€143k▼
Transfer to equity691/2€142k€110k▼
To other reserves6921€142k€110k▼
Profit to be distributed694/7€160k€143k▼
Return on contributions (dividend)694€160k€143k▼
Social balance
Average headcount (FTE)90871.80.0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Liquidity times 5current ratio 19.68
Current ratio from 3.87 to 19.68; short-term debt falls from €328k to €48k.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €117k
Net result €117k after one loss-making year.
30-09
Financial
Equity above €1MEq €1.01M ▲13.1%
Equity rises from €889k to €1.01M.
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €-5k ▼103%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Highest result since 2018net €158k ▲5.3%
Net result €158k, the highest in the series.
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dr.F. De Wachterlaan 782870 Puurs-Sint-AmandsGround area
1,077 m²
Building footprint
141 m²
Volume, LiDAR
615 m³
Parcel 12032B0149/00G002, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dr.F. De Wachterlaan 78, 2870 Puurs-Sint-Amands
since 20002.099.356.449
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12032B0149/00G002 | Flanders | 1,077 m² | 1 · 141 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 330 EUR awarded · 330 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 330 EUR |
| 2023 | 1 | 330 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,429 companies in sector 41003 we hold annual accounts for 1,048. 549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-1999
Fiscal year end30-09
Activities, NACEBEL
41003General construction of other non-residential buildings
45213
42110Construction of roads and motorways
45230
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.