IMMO APART
ActiveIMMO APART has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €883k and a net result of €84k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 818 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability48▲+26
Solvency66▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.99 in 2024), and 52.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.7%
Return on assets
4.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
28 d late
2023
on the day
2022
6 d early
2021
13 d early
2020
9 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€84k▲ 113%
2024 · €39k
2018: €10k
2019: €10k
2020: €16k
2021: €408k
2022: €-3k
2023: €29k
2024: €39k
2018 → 2025
Working capital
€-38k▼ 1,865%
2024 · €-2k
2018: €181k
2019: €163k
2020: €-130k
2021: €360k
2022: €153k
2023: €133k
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€913k-€911k▼ 0.3%€939k▲ 3.2%€899k▼ 4.3%€883k▼ 1.8%
Operating result€421k-€9k▼ 97.8%€40k▲ 330%€51k▲ 26.5%€117k▲ 130%
Net result€408k-€-3k€29k€39k▲ 37.5%€84k▲ 113%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 130% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.85M
Fixed assets
€1.69M▼ 3.3%
Current assets
€156k▼ 12.7%
Equity and liabilities €1.85M
Equity
€883k▼ 1.8%
Debt
€967k▼ 6.2%
The debt ratio falls from 53.4% to 52.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€191k▲
2024 · €108k
Cash flow
€159k▲
2024 · €97k
Solvency
47.7%▲
2024 · 46.6%
Current ratio
0.80▼
2024 · 0.99
Quick ratio
0.80▼
2024 · 0.99
Debt / equity
1.09▼
2024 · 1.15
ROE
9.5%▲
2024 · 4.4%
ROA
4.6%▲
2024 · 2.0%
Interest coverage
10.00▲
2024 · 8.67
Debt
€967k▼
2024 · €1.03M
Debt ≤ 1 year
€194k▲
2024 · €181k
Debt > 1 year
€773k▼
2024 · €850k
Income taxes
€13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.93M€1.85M▼
Fixed assets21/28€1.75M€1.69M▼
Tangible fixed assets22/27€1.75M€1.69M▼
Land and buildings22€1.75M€1.69M▼
Current assets29/58€179k€156k▼
Amounts receivable within one year40/41€23k€15k▼
Trade receivables40€8k€10k▲
Other amounts receivable41€15k€5k▼
Cash at bank and in hand54/58€155k€140k▼
Deferred charges and accrued income490/1€619€986▲
Equity and liabilities
Total equity and liabilities10/49€1.93M€1.85M▼
Equity10/15€899k€883k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€837k€821k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€831k€815k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€1.03M€967k▼
Amounts payable after more than one year17€850k€773k▼
Financial debts170/4€850k€773k▼
Amounts payable within one year42/48€181k€194k▲
Current portion of amounts payable after more than one year42€99k€78k▼
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45-€11k
Taxes450/3-€11k
Other amounts payable47/48€80k€100k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€75k▲
Other operating charges640/8€13k€13k▲
Gross operating margin9900€121k€205k▲
Operating profit (loss)9901€51k€117k▲
Financial income75/76B€1k€0▼
Recurring financial income75€1k€0▼
Financial charges65/66B€12k€19k▲
Recurring financial charges65€12k€19k▲
Profit (loss) for the period before taxes9903€39k€97k▲
Income taxes67/77-€13k
Profit (loss) for the period9904€39k€84k▲
Profit (loss) for the period to be appropriated9905€39k€84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€84k▲
Transfer from equity791/2€41k€100k▲
Transfer to equity691/2-€84k
To other reserves6921-€84k
Profit to be distributed694/7€80k€100k▲
Return on contributions (dividend)694€80k€100k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Mandate compensation14 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Mandate compensation14 facts ▸
- General meeting, 30/06/2026
- Director appointment, Koen Beckers (niet-statutaire bestuurder)
- Mandate compensation, Koen Beckers
- Director resignation, Pieter Beckers (niet-statutaire bestuurder)
- Director discharge, Pieter Beckers
- Board meeting, 23/05/2026
- Director appointment, Koen Beckers (persoon belast met dagelijks bestuur)
- Mandate compensation, Koen Beckers
- Director resignation, Pieter Beckers (persoon belast met dagelijks bestuur)
- Director discharge, Pieter Beckers
- Director resignation, Pieter Beckers (gedelegeerd bestuurder)
- Director discharge, Pieter Beckers
- +2 further facts in this act
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-3k ▼101%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €408k ▲2506%
Operating result €421k, net result €408k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 3.40
Current ratio from 0.79 to 3.40; short-term debt falls from €635k to €150k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €505k ▲3.2%
3 profitable years in a row build equity to €505k.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Koen Beckers
CurrentNon-statutory director · since 01-06-2026
01-06-2026
Koen Beckers: Appointed as Non-statutory director
01-06-2026
Koen Beckers: Appointed as Managing director
01-06-2026
Koen Beckers: Appointed as Persoon belast met dagelijks bestuur
01-06-2026
Pieter Beckers: Resigned as Persoon belast met dagelijks bestuur
01-06-2026
Pieter Beckers: Resigned as Non-statutory director
01-06-2026
Pieter Beckers: Resigned as Managing director
Location & real-estate footprint
Registered office, As · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vennekeslaan 33665 AsGround area
5,407 m²
Building footprint
1,262 m²
Volume, LiDAR
1,542 m³
2 parcels, Flanders · tallest building 9.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Panhovenstraat 23, 3960 Bree
since 19912.052.851.976
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71002C0466/00R040 | Flanders | 3,034 m² | 1 · 1,056 m² | 9.6 m |
| 72004B1267/00N005 | Flanders | 2,373 m² | 1 · 206 m² | 4.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0865.689.168
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FIDEBO
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WIDIMA
BE 0669.971.773
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BEDRIJVENPARK NEKKERSPOEL
BE 0466.662.347
Houthalen-Helchteren · Eq €895k
Of 2,429 companies in sector 41003 we hold annual accounts for 1,047. 552 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-04-1991
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
70120
41001General construction of residential buildings
45211
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.