RUCQUOY M.

Active

Private limited companyfounded 2010active for 15 yearsRue du Try-al-Hutte 7, 5070 Fosses-la-Ville, BelgiumKBO/BCE: BE 0831.602.279

The file of RUCQUOY M. contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 3.2% (moderate). The 2024 annual accounts show equity of €99,910 and a net result of €2,222. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 47% of 9,839 sector peers (NACE 41, financial year 2024).

Risk analysisFollow Report Compare

RUCQUOY M.ActiveChecked score 50/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001Roofing work NACE 43410

1 site

Size

€256,175total assets 2024

Equity: €99,910
Profit: €2,222

Turnover not published (micro format)

Financial health

50 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 3.2%

Structure

Michaël RUCQUOYDirector

Accounts 85 days overdue1 of 3 deeds read

Why 50raises risk1 financial year not filed after the legal deadline; latest accounts 131 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 09-12-2025)Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 2010Show the evidence

Checked score

Score 2024

50 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 41% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Average

Solvency 64+2

equity 39.0% of total assets

Liquidity 47=

short-term debt 18.7% · cash 2.1%

Profitability 50-3

return on assets 0.9%

Bankruptcy probability, 12 months

3.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)

Last 24 months 11-2024: 4.5% 12-2024: 5.5%▲ +1.0 percentage point vs 11-2024highest value 01-2025: 2.5%▼ -3.0 percentage points vs 12-2024 02-2025: 2.5%● unchanged vs 01-2025 03-2025: 2.5%● unchanged vs 02-2025 04-2025: 2.5%● unchanged vs 03-2025 05-2025: 2.5%● unchanged vs 04-2025 06-2025: 2.4%▼ -0.1 percentage points vs 05-2025 07-2025: 2.6%▲ +0.2 percentage points vs 06-2025 08-2025: 3.2%▲ +0.6 percentage points vs 07-2025 09-2025: 3.5%▲ +0.3 percentage points vs 08-2025 10-2025: 4.1%▲ +0.6 percentage points vs 09-2025 11-2025: 4.2%▲ +0.1 percentage points vs 10-2025 12-2025: 5.4%▲ +1.2 percentage points vs 11-2025 01-2026: 2.4%▼ -3.0 percentage points vs 12-2025 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 2.1%▼ -0.3 percentage points vs 02-2026 04-2026: 2.2%▲ +0.1 percentage points vs 03-2026 05-2026: 2.0%▼ -0.2 percentage points vs 04-2026 06-2026: 1.9%▼ -0.1 percentage points vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026lowest value 08-2026: 2.5%▲ +0.6 percentage points vs 07-2026 09-2026: 2.7%▲ +0.2 percentage points vs 08-2026 10-2026: 3.2%▲ +0.5 percentage points vs 09-2026

Credit of up to €4,500 on 30-day terms, only on tighter conditions: historical bankruptcy publications

Liquidity ample (current ratio 3.18, compared with 3.23 in 2023, above the usual 1.5; short-term debt: 18.7% and cash: 2.1% of total assets), but 61% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 47% on solvency, 46% on liquidity, 29% on profitability and 41% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises riskneutral

1 financial year not filed after the legal deadline; latest accounts 131 days late; 3 of the last 3 late

NBB · filings

Figures for financial year 2024 (filed 09-12-2025)

NBB · annual accounts

Founded in 2010

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Prior bankruptcy

Earlier bankruptcy on record in the Belgian Official Gazette, no current open procedure.

Belgian Official Gazette

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 85 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline24-10-2026 today

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-12-2025, 131 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

131 days late

2023

137 days late

2022

132 days late

2021

331 days late

2020

696 days late

2019

132 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 260 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

20-04-2026 Resignation: Michaël RUCQUOY (manager)Reappointment: Michaël RUCQUOY (director) ·…
09-12-2025 Annual accounts filedfinancial year 2024 · micro…
15-12-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Caution: Accounts not fileddeadline was 31-07-2026 85 days late View
Positive: 7 profitable years in a rowprofit 2024: €2,222 7 years View
Among the largest 15% on gross marginsector median €31,552 · 9,819 companies €128,974 View

By topic

Financials

Financial year: 2024
Total assets: €256,175
Profit: €2,222
Solvency: 39.0%

Total assets▼ 3.8%

Net result

20182024

Go to Financials

Board & ownership

Board: 1 member

Michaël RUCQUOYDirector

Go to Board & ownership

Timeline

Events: 18
Since: 2012

10-12-2023Annual accounts filed
27-06-2023Annual accounts filed
27-06-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 03-12-2010
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 36

Purpose: “À une entreprise de plafonnage; À une entreprise de placement de ferronnerie, volets…” (deed in French)

Go to Articles of association

Key facts about RUCQUOY M.

What is the company number of RUCQUOY M.?: 0831.602.279. In Belgium the VAT number is the company number with BE in front: BE 0831.602.279.
Where is RUCQUOY M. based?: The registered office is at Rue du Try-al-Hutte 7, 5070 Fosses-la-Ville.Company details
What does RUCQUOY M. do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of RUCQUOY M.?: Private limited company (BV).
When was RUCQUOY M. founded?: On 03-12-2010.
Is RUCQUOY M. still active?: Yes, RUCQUOY M. is an active enterprise in the KBO register.
How many employees does RUCQUOY M. have?: On average 2.8 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of RUCQUOY M.?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is RUCQUOY M. profitable?: In financial year 2024, RUCQUOY M. made a profit of €2,222.
Where can I find the annual accounts of RUCQUOY M.?: RUCQUOY M. filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2024.