Rubycast
ActiveRubycast has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €2k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-25
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 20.85 against 36.02 in 2024), and 4.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.3%
Return on assets
3.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 3.5%
2024 · €70k
2018: €120k
2019: €32k
2020: €36k
2021: €79k
2022: €52k
2023: €64k
2024: €70k
2018 → 2025
Total assets
€76k▲ 5.7%
2024 · €72k
2018: €140k
2019: €69k
2020: €71k
2021: €154k
2022: €71k
2023: €66k
2024: €72k
2018 → 2025
Net result
€2k▼ 58.0%
2024 · €6k
2018: €46k
2019: €30k
2020: €4k
2021: €43k
2022: €-27k
2023: €12k
2024: €6k
2018 → 2025
Working capital
€71k▲ 4.4%
2024 · €68k
2018: €119k
2019: €29k
2020: €34k
2021: €78k
2022: €51k
2023: €63k
2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€52k▼ 34.6%€64k▲ 22.9%€70k▲ 9.2%€72k▲ 3.5%
Operating result€57k-€-30k€11k€5k▼ 57.6%€2k▼ 62.9%
Net result€43k-€-27k€12k€6k▼ 50.8%€2k▼ 58.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 63% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76k
Fixed assets
€834▼ 39.0%
Current assets
€75k▲ 6.6%
Equity and liabilities €76k
Equity
€72k▲ 3.5%
Debt
€4k▲ 84.1%
The debt ratio rises from 2.7% to 4.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€2k▼
2024 · €5k
Cash flow
€3k▼
2024 · €6k
Solvency
95.3%▼
2024 · 97.3%
Current ratio
20.85▼
2024 · 36.02
Quick ratio
20.85▼
2024 · 36.02
Debt / equity
0.05▲
2024 · 0.03
ROE
3.4%▼
2024 · 8.4%
ROA
3.2%▼
2024 · 8.2%
Interest coverage
18.79▼
2024 · 35.04
Debt
€4k▲
2024 · €2k
Debt ≤ 1 year
€4k▲
2024 · €2k
Income taxes
€800
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€76k▲
Fixed assets21/28€1k€834▼
Tangible fixed assets22/27€1k€834▼
Plant, machinery and equipment23€995€648▼
Furniture and vehicles24€373€186▼
Current assets29/58€70k€75k▲
Amounts receivable after more than one year29€40k€40k=
Other amounts receivable291€40k€40k=
Amounts receivable within one year40/41€12k€13k▲
Trade receivables40€1k€180▼
Other amounts receivable41€11k€13k▲
Cash at bank and in hand54/58€18k€21k▲
Equity and liabilities
Total equity and liabilities10/49€72k€76k▲
Equity10/15€70k€72k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€49k€52k▲
Amounts payable17/49€2k€4k▲
Amounts payable within one year42/48€2k€4k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45-€800
Taxes450/3-€800
Other amounts payable47/48-€160
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€234€534▲
Other operating charges640/8€3k€787▼
Gross operating margin9900€8k€3k▼
Operating profit (loss)9901€5k€2k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€142€122▼
Recurring financial charges65€142€122▼
Profit (loss) for the period before taxes9903€6k€3k▼
Income taxes67/77-€800
Profit (loss) for the period9904€6k€2k▼
Profit (loss) for the period to be appropriated9905€6k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€52k▲
Profit (loss) brought forward from the previous period14P€43k€49k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Liquidity times 9current ratio 34.52
Current ratio from 3.68 to 34.52; short-term debt falls from €19k to €2k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-27k ▼163%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Ancienne Gare 21380 LasneGround area
1.1 ha
Building footprint
460 m²
Volume, LiDAR
4,087 m³
2 parcels, Brussels, Wallonia · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rubycast
since 20152.245.169.027
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0123/00D000 | Brussels | 9,025 m² | 1 · 91 m² | 13.8 m · 4 fl. |
| 25051C0091/00A003 | Wallonia | 1,953 m² | 1 · 369 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 39,646 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.