Ruby House
ActiveSummary
The computed 12-month bankruptcy probability of Ruby House is 9.2% (elevated). The 2025 annual accounts show negative equity (-€3,167) and a net result of -€120. Its net result ranks better than 27% of 9,680 sector peers (NACE 46, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Loss
- -€120
- Bankruptcy probabilitywithin 12 months
- 9.2%
Signalsraises riskFounded in 20241 change of registered office in 24 monthsNo registered site in the KBONegative equitylowers riskNo annual accounts with figuresneutralFiled after the deadlineShow the evidence
Bankruptcy probability
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
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Signals
This company filed its last 2 accounts on average 91 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Registered officeRegistered-office move
- Annual accounts filedfinancial year 2024 · abbreviated…
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00467551.
2024 to 2025, 2 financial years
The operating result stays negative: a loss of €120 in 2025 against €3,047 in 2024; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €171 | €120 | ▼ 29.8% |
| Gross operating margin9900 | -€2,876 | - | - |
| Operating profit (loss)9901 | -€3,047 | -€120 | ▲ 96.1% |
| Profit (loss) for the period before taxes9903 | -€3,047 | -€120 | ▲ 96.1% |
| Profit (loss) for the period9904 | -€3,047 | -€120 | ▲ 96.1% |
| Profit (loss) for the period to be appropriated9905 | -€3,047 | -€120 | ▲ 96.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Equity and liabilities | |||
| Equity10/15 | -€3,047 | -€3,167 | ▼ 3.9% |
| Profit (loss) carried forward14 | -€3,047 | -€3,167 | ▼ 3.9% |
| Amounts payable17/49 | €3,047 | €3,167 | ▲ 3.9% |
| Amounts payable within one year42/48 | €3,047 | €3,167 | ▲ 3.9% |
| Trade debts44 | €3,047 | €3,167 | ▲ 3.9% |
| Suppliers440/4 | €3,047 | €3,167 | ▲ 3.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€3,047 | -€120 | ▲ 96.1% |
| Operating cash flow (approximation) | -€3,047 | -€120 | ▲ 96.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 31-08-2026 | 2026-00467551 |
| 31-12-2024 | abbreviated format | 29-12-2025 | 2025-00591348 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
07-05
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 31-03-2026
- Registered-office move, Hoveniersstraat 2 Bus 107 (Bureel 403) - 2018 Antwerpen
07-05
Gazette deed
IncorporationAppointment: JAVERI Arpan Rajendra (director) · Founder · Founding capital13 facts ▸
- Incorporation, 29-04-2024
- Founder, AGRAWAL Abhimanyu
- Other provision, “minimale wettelijke voorschriften, overhandiging financieel plan” (deed in Dutch)
- Other provision, “bijstand opmaak financieel plan, expert aan wie op einde akte volmacht wordt verleend voor verdere administratieve formaliteiten” (deed in Dutch)
- Founding capital, €500,000
- Other provision, “naleving artikelen 5:3,5:5 en 5:8 WVV, artikel 5:3 WVV” (deed in Dutch)
- Other provision, “geen bijzondere voordelen, oprichter noch persoon die rechtstreeks of zijdelings aan oprichting heeft deelgenomen” (deed in Dutch)
- Capital
- Pre-incorporation commitments, “takeover, alle rechtshandelingen met vermelding hoedanigheid en alle verrichtingen voor vennootschap in oprichting” (deed in Dutch)
- Registered office clause, “Pelikaanstraat 62 bus 27 (Bureel 629),2018 Antwerpen” (deed in Dutch)
- Director appointment, JAVERI Arpan Rajendra (director (not named in the articles))
- Power of attorney, Katherine DE WISPELAERE
- +1 further fact in this act
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 18 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11808H1178/00F008 | Flanders | 3,604 m² | 1 · 2,774 m² | 45.0 m · 8 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- RUBY HOUSE
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams gewest, agentschappen en bijkantoren in binnen- en buitenland na besluit bestuursorgaan” (deed in Dutch)“Bestuursorgaan kan zetel verplaatsen naar elke andere gemeente in Vlaanderen” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Bevoegdheid en vertegenwoordiging Elke bestuurder is bevoegd om alle handelingen te verrichten die nodig of dienstig zijn voor het bereiken…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Onbepaalde termijn tenzij anders voorzien in benoemingsbesluit, een of meer bestuurders” (deed in Dutch)“Op verzoek vennootschap blijft in functie totdat redelijkerwijze in vervanging kan voorzien, algemene vergadering kan mandaat elke…” (deed in Dutch)“Vergoedingsregeling bestuurder, op algemene kosten” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Tuesday of June at 15:00