The computed 12-month bankruptcy probability of Ruby House is 9.2% (elevated). The 2025 annual accounts show negative equity (-€3,167) and a net result of -€120. Its net result ranks better than 27% of 9,680 sector peers (NACE 46, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Signalsraises riskFounded in 20241 change of registered office in 24 monthsNo registered site in the KBONegative equitylowers riskNo annual accounts with figuresneutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Bankruptcy probability: Elevated
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
9.2%Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.9% (3,282 companies, NACE 46, without accounts)
Last 24 months06-2025: 2.7%lowest value07-2025: 2.8%▲ +0.1 percentage points vs 06-202508-2025: 3.4%▲ +0.6 percentage points vs 07-202509-2025: 3.5%▲ +0.1 percentage points vs 08-202510-2025: 3.9%▲ +0.4 percentage points vs 09-202511-2025: 3.9%● unchanged vs 10-202512-2025: 4.3%▲ +0.4 percentage points vs 11-202501-2026: 6.4%▲ +2.1 percentage points vs 12-202502-2026: 6.1%▼ -0.3 percentage points vs 01-202603-2026: 6.2%▲ +0.1 percentage points vs 02-202604-2026: 6.8%▲ +0.6 percentage points vs 03-202605-2026: 6.8%● unchanged vs 04-202606-2026: 11.9%▲ +5.1 percentage points vs 05-202607-2026: 11.9%● unchanged vs 06-202608-2026: 12.0%▲ +0.1 percentage points vs 07-2026highest value09-2026: 9.2%▼ -2.8 percentage points vs 08-202610-2026: 9.2%● unchanged vs 09-2026
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 91 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.