RUBY CARMEN
The computed 12-month bankruptcy probability of RUBY CARMEN is 1.5% (moderate). The 2024 annual accounts show equity of €34k and a net result of €23k. Equity is growing by ~120.4% per year across the filed fiscal years. Its solvency ranks better than 48% of 221 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €34k |
| Net result | €23k |
| Better than sector | 48% |
| Active | 4 yrs |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 42.7% | 46.5% | |
| Net result | €23k | €31k | |
| Equity | €34k | €136k | |
| Gross operating margin | €31k | €71k | |
| Total assets | €79k | €439k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €30k |
| Net profit | €23k |
| Cash flow | €24k |
| Staff costs | - |
| Income taxes | €6k |
| Dividends | - |
| Total assets | €79k |
| Equity | €34k |
| Debt | €45k |
| of which ≤ 1y | €23k |
| of which > 1y | - |
| Working capital | €52k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 3.22 |
| Quick ratio | 3.22 |
| Working capital ratio | 65.6% |
| Solvency | 42.7% |
| Debt / equity | 1.34 |
| Long-term debt ratio | - |
| Interest coverage | 160.89 |
| Gross margin | - |
| Net margin | - |
| ROA | 28.9% |
| ROE | 67.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €79k |
| Fixed assets | 21/28 | €4k |
| Tangible fixed assets | 22/27 | €4k |
| Current assets | 29/58 | €75k |
| Amounts receivable within one year | 40/41 | €52k |
| Cash & bank | 54/58 | €23k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €79k |
| Equity | 10/15 | €34k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €24k |
| Amounts payable | 17/49 | €45k |
| Amounts payable within one year | 42/48 | €23k |
| Trade debts payable within one year | 44 | €22k |
| Income statement | ||
| Gross operating margin | 9900 | €31k |
| Operating result | 9901 | €29k |
| Financial income | 75 | €9 |
| Financial charges | 65 | €184 |
| Result before taxes | 9903 | €29k |
| Income taxes | 67/77 | €6k |
| Net result for the period | 9904 | €23k |
| Result to be appropriated | 9905 | €23k |
Former directors (1)
-
Former- → 01-07-2025
| NACE primary | Advertising & market research(73110) |
| Legal form | Private limited company(610) |
| Incorporation | 07-07-2022 |
| Status | Active |
| Postal code | 1853 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0110/00K000 | Flanders | 120 m² | 1 · 120 m² | 14.0 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
14-11-2025 Benedict Van Acker resigns as director
- Benedict Van Acker, Bestuurder
Technical details
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"rrn": null,
"name": "Benedict Van Acker",
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"birth_date": null
},
"effective_date": "2025-07-01",
"evidence_quote": "Op de bijzondere algemene vergadering werd eveneens met \u00E9\u00E9nparigheid van stemmen beslist om dhr. Benedict Van Acker als bestuurder te ontslaan en kwijting te verlenen en dit met onmiddellijke ingang.",
"discharge_granted": true
}
],
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},
"subject_company": {
"kbo": "0788.357.305",
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"legal_form": "BV"
}
}11-07-2022 Incorporation of a new BV
Technical details
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"person": {
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"name": "HANZE, Lisa",
"niss": null,
"address": "2018 Antwerpen, Cuylitsstraat 73"
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{
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"person": {
"dob": "1968-01-02",
"name": "HANZE, Marc Louis Richard",
"niss": null,
"address": "3583 Beringen (Paal), Gorenstraat 55"
},
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{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1976-07-19",
"name": "CLAES, Tim Gert Felix",
"niss": null,
"address": "3511 Hasselt, Nieuwstraat 206/0001"
},
"share_class": "Ordinary",
"partner_role": null,
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"holder_person_name": "CLAES, Tim Gert Felix",
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{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1982-03-04",
"name": "MAES, Steven Yvonne Michel",
"niss": null,
"address": "2018 Antwerpen, Cuylitsstraat 73"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
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}
],
"capital_eur": 1000,
"subject_company": {
"kbo": "0788.357.305",
"name_full": "RUBY CARMEN",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2022-07-06",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | RUBY CARMEN |