RUBOZA
ActiveThe computed 12-month bankruptcy probability of RUBOZA is 2.3% (moderate). The 2025 annual accounts show equity of €22k and a net result of €17k. Its solvency ranks better than 68% of 27711 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency89▲+30
Growth78
Track record82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 1.24 in 2024; short-term debt: 36.4% and cash: 44.5% of total assets), and 36.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.6%
Return on assets
49%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 336%
2024 · €5k
2024: €5k
2024 → 2025
Total assets
€35k▲ 131%
2024 · €15k
2024: €15k
2024 → 2025
Net result
€17k▲ 319%
2024 · €4k
2024: €4k
2024 → 2025
Working capital
€14k▲ 520%
2024 · €2k
2024: €2k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€5k-€22k▲ 336%
Operating result€5k-€25k▲ 357%
Net result€4k-€17k▲ 319%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 357% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€7k▲ 177%
Current assets
€27k▲ 121%
Equity and liabilities €35k
Equity
€22k▲ 336%
Debt
€13k▲ 26.5%
The debt ratio falls from 66.3% to 36.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €6k
Cash flow
€19k▲
2024 · €5k
Solvency
63.6%▲
2024 · 33.7%
Current ratio
2.16▲
2024 · 1.24
Quick ratio
2.06▲
2024 · 1.17
Debt / equity
0.57▼
2024 · 1.97
ROE
77.1%▼
2024 · 80.2%
ROA
49.0%▲
2024 · 27.0%
Interest coverage
10.10▼
2024 · 159.17
Debt
€13k▲
2024 · €10k
Debt ≤ 1 year
€13k▲
2024 · €10k
Income taxes
€5k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15k€35k▲
Fixed assets21/28€3k€7k▲
Tangible fixed assets22/27€3k€7k▲
Plant, machinery and equipment23-€6k
Furniture and vehicles24€3k€1k▼
Current assets29/58€12k€27k▲
Stocks and contracts in progress3€691€1k▲
Stocks30/36€691€1k▲
Amounts receivable within one year40/41€9k€10k▲
Trade receivables40€5k€4k▼
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€3k€15k▲
Deferred charges and accrued income490/1-€592
Equity and liabilities
Total equity and liabilities10/49€15k€35k▲
Equity10/15€5k€22k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€4k€21k▲
Amounts payable17/49€10k€13k▲
Amounts payable within one year42/48€10k€13k▲
Financial debts43€737€0▼
Credit institutions430/8€737€0▼
Trade debts44€6k€6k▲
Suppliers440/4€6k€6k▲
Taxes, remuneration and social security45€1k€6k▲
Taxes450/3€1k€6k▲
Other amounts payable47/48€2k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€469€2k▲
Other operating charges640/8€284€355▲
Gross operating margin9900€6k€27k▲
Operating profit (loss)9901€5k€25k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€37€3k▲
Recurring financial charges65€37€3k▲
Profit (loss) for the period before taxes9903€5k€22k▲
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€4k€17k▲
Profit (loss) for the period to be appropriated9905€4k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€21k▲
Profit (loss) brought forward from the previous period14P-€4k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Steenokkerzeel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vilvoordsesteenweg 691820 SteenokkerzeelGround area
572 m²
Building footprint
205 m²
Volume, LiDAR
988 m³
Parcel 23065B0270/00K002, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RUBOZA
since 20242.362.349.876
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23065B0270/00K002 | Flanders | 572 m² | 1 · 205 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NOUR-MONTAGE
BE 1005.109.446
Fleurus · Eq €22k
RS Plus
BE 0795.934.092
Geraardsbergen · Eq €22k
Comptez sur moi
BE 0764.971.989
Mont-Saint-Guibert · Eq €22k
Zeno Vastgoed
BE 0753.940.814
Mortsel · Eq €22k
L.D. INVEST
BE 0685.937.379
Kortrijk · Eq €22k
Of 7,294 companies in sector 43350 we hold annual accounts for 2,363. 1,806 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2024
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.