He-Ja

Active

Private limited companyfounded 20242 yrs activeStaatsbaan 72, 3460 Bekkevoort, BelgiumKBO/BCE: BE 1009.376.258

The computed 12-month bankruptcy probability of He-Ja is 2.3% (moderate). The 2025 annual accounts show equity of €21k and a net result of €18k. Its solvency ranks better than 69% of 27319 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

85 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency99

Growth-

Stability67

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 2.8), and 35.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

64.2%

Return on assets

54.9%

Age of the figures

8 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

28 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€21k

Total assets

€32k

Net result

€18k

Working capital

€21k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €32k

64.2%

35.8%

Equity €21k

Debt €11k

Debt finances 35.8% of the balance-sheet total.

Key figures and ratios

2025 value

Solvency

64.2%

Current ratio

2.80

Quick ratio

2.03

Debt / equity

0.56

ROE

85.4%

ROA

54.9%

Debt

€11k

Debt ≤ 1 year

€11k

Income taxes

€4k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€32k

Current assets29/58€32k

Stocks and contracts in progress3€9k

Stocks30/36€9k

Amounts receivable within one year40/41€21k

Trade receivables40€19k

Other amounts receivable41€2k

Cash at bank and in hand54/58€2k

Equity and liabilities

Total equity and liabilities10/49€32k

Equity10/15€21k

Contributions10/11€3k

Reserves13€18k

Distributable reserves133€18k

Amounts payable17/49€11k

Amounts payable within one year42/48€11k

Trade debts44€4k

Suppliers440/4€4k

Taxes, remuneration and social security45€7k

Taxes450/3€4k

Remuneration and social security454/9€3k

Income statement Code2025

Other operating charges640/8€344

Gross operating margin9900€22k

Operating profit (loss)9901€22k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€162

Recurring financial charges65€162

Profit (loss) for the period before taxes9903€22k

Income taxes67/77€4k

Profit (loss) for the period9904€18k

Profit (loss) for the period to be appropriated9905€18k

Appropriation of the result

Profit (loss) to be appropriated9906€18k

Transfer to equity691/2€18k

To other reserves6921€18k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

28-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 28 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Bekkevoort · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Staatsbaan 723460 Bekkevoort

Ground area

2,045 m²

Building footprint

458 m²

Volume, LiDAR

1,800 m³

Parcel 24002F0002/00Z000, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

He-Ja

Staatsbaan 72, 3460 BekkevoortSpecialised construction activities

since 20242.360.284.172

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24002F0002/00Z000	Flanders	2,045 m²	1 · 458 m²	9.9 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Merelbeke-Melle · Eq €21k

Of 7,248 companies in sector 43350 we hold annual accounts for 2,334. 1,750 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-05-2024

Fiscal year end31-12

Activities, NACEBEL

43350Other building finishing work

43341Painting of buildings

47400Retail sale of information and communication equipment

47410Retail trade

61100Wired, wireless and satellite telecommunications

61200Telecommunications

62020IT consultancy

62200Computer consultancy and computer facilities management

63100Computing infrastructure, data processing, hosting and related activities

63110Computing infrastructure, data processing, hosting and other information service activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.