RUBICOR
ActiveRUBICOR has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191k and a net result of €57k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 75% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+2
Solvency100▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.05 against 2.93 in 2024; short-term debt: 12% and cash: 21% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
22.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €191k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
30 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€191k▲ 42.1%
2024 · €134k
2018: €-19k
2019: €-15k
2020: €-9k
2021: €-6k
2022: €40k
2023: €89k
2024: €134k
2018 → 2025
Total assets
€248k▲ 16.8%
2024 · €213k
2018: €40k
2019: €31k
2020: €37k
2021: €36k
2022: €177k
2023: €190k
2024: €213k
2018 → 2025
Net result
€57k▲ 25.8%
2024 · €45k
2018: €25k
2019: €4k
2020: €6k
2021: €2k
2022: €46k
2023: €49k
2024: €45k
2018 → 2025
Working capital
€91k▲ 54.4%
2024 · €59k
2018: €-23k
2019: €-18k
2020: €-17k
2021: €-13k
2022: €-14k
2023: €13k
2024: €59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-6k-€40k€89k▲ 124%€134k▲ 50.3%€191k▲ 42.1%
Operating result€8k-€72k▲ 768%€67k▼ 6.6%€73k▲ 8.9%€69k▼ 6.2%
Net result€2k-€46k▲ 1,944%€49k▲ 7.2%€45k▼ 9.1%€57k▲ 25.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248k
Fixed assets
€128k▲ 3.5%
Current assets
€120k▲ 35.2%
Equity and liabilities €248k
Equity
€191k▲ 42.1%
Debt
€58k▼ 26.6%
The debt ratio falls from 36.9% to 23.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€71k▼
2024 · €76k
Cash flow
€59k▲
2024 · €48k
Solvency
76.8%▲
2024 · 63.1%
Current ratio
4.05▲
2024 · 2.93
Quick ratio
4.05▲
2024 · 2.93
Debt / equity
0.30▼
2024 · 0.58
ROE
29.6%▼
2024 · 33.5%
ROA
22.8%▲
2024 · 21.1%
Interest coverage
51.13▲
2024 · 36.74
Debt
€58k▼
2024 · €78k
Debt ≤ 1 year
€30k▼
2024 · €30k
Debt > 1 year
€28k▼
2024 · €48k
Income taxes
€31k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€213k€248k▲
Fixed assets21/28€124k€128k▲
Tangible fixed assets22/27€4k€8k▲
Plant, machinery and equipment23€88€6k▲
Furniture and vehicles24€3k€1k▼
Financial fixed assets28€120k€120k=
Current assets29/58€89k€120k▲
Amounts receivable within one year40/41€47k€67k▲
Trade receivables40€16k€17k▲
Other amounts receivable41€31k€50k▲
Cash at bank and in hand54/58€38k€52k▲
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€213k€248k▲
Equity10/15€134k€191k▲
Contributions10/11€19k€19k=
Reserves13€116k€172k▲
Distributable reserves133€116k€172k▲
Amounts payable17/49€78k€58k▼
Amounts payable after more than one year17€48k€28k▼
Financial debts170/4€48k€28k▼
Amounts payable within one year42/48€30k€30k▼
Current portion of amounts payable after more than one year42-€2k
Financial debts43-€5k
Other loans439-€5k
Trade debts44€11k€8k▼
Suppliers440/4€11k€8k▼
Taxes, remuneration and social security45€19k€14k▼
Taxes450/3€19k€14k▼
Other amounts payable47/48€887€338▼
Income statement
Code20242025
Non-recurring operating income76A€826-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€895€847▼
Non-recurring operating charges66A€179-
Gross operating margin9900€77k€72k▼
Operating profit (loss)9901€73k€69k▼
Financial income75/76B€5€20k▲
Recurring financial income75€5€20k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€71k€88k▲
Income taxes67/77€26k€31k▲
Profit (loss) for the period9904€45k€57k▲
Profit (loss) for the period to be appropriated9905€45k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€57k▲
Transfer to equity691/2€45k€57k▲
To other reserves6921€45k€57k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €57k ▲25.8%
Net result €57k, the highest in the series.
31-12
Financial
Equity above €150kEq €191k ▲42.1%
8 profitable years in a row build equity to €191k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 2.93
Current ratio from 1.25 to 2.93; short-term debt falls from €53k to €30k.
31-12
Financial
Equity above €100kEq €134k ▲50.3%
7 profitable years in a row build equity to €134k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €2k ▼64.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
03-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 34 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hofterbossen 499220 Hamme (Vl.)Ground area
116 m²
Building footprint
85 m²
Volume, LiDAR
451 m³
Parcel 42452B0158/00Z002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rubicor
since 20102.189.640.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452B0158/00Z002 | Flanders | 116 m² | 1 · 85 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 294 EUR awarded · 294 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 294 EUR | 294 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 6,955 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2010
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.