Activ'T
ActiveSummary
Activ'T has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €40k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 58% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency86▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 2.74 in 2024; short-term debt: 37.7% and cash: 83.2% of total assets), and 39.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.7%
Return on assets
17.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
on the day
2022
17 d late
2021
31 d early
2020
1 d early
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€137k▼ 0.7%
2024 · €138k
2018: €171k
2019: €100k
2020: €52k
2021: €59k
2022: €83k
2023: €74k
2024: €138k
2018 → 2025
Total assets
€226k▲ 4.9%
2024 · €215k
2018: €182k
2019: €113k
2020: €110k
2021: €113k
2022: €155k
2023: €133k
2024: €215k
2018 → 2025
Net result
€40k▼ 39.1%
2024 · €65k
2018: €4k
2019: €6k
2020: €-15k
2021: €7k
2022: €37k
2023: €-8k
2024: €65k
2018 → 2025
Working capital
€121k▼ 6.6%
2024 · €129k
2018: €168k
2019: €92k
2020: €31k
2021: €39k
2022: €70k
2023: €62k
2024: €129k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€83k▲ 39.5%€74k▼ 10.7%€138k▲ 87.2%€137k▼ 0.7%
Operating result€8k-€53k▲ 535%€-5k€94k€63k▼ 33.1%
Net result€7k-€37k▲ 415%€-8k€65k€40k▼ 39.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €226k
Fixed assets
€20k ▲ 65.6%
Current assets
€206k ▲ 1.2%
Equity and liabilities €226k
Equity
€137k ▼ 0.7%
Debt
€89k ▲ 14.8%
Debt's share of the balance-sheet total rises from 35.9% to 39.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€68k▼
2024 · €98k
Cash flow
€44k▼
2024 · €69k
Current ratio
2.42▼
2024 · 2.74
Debt to equity
0.65▲
2024 · 0.56
ROE
29.0%▼
2024 · 47.2%
ROA
17.6%▼
2024 · 30.2%
Interest coverage
15.80▼
2024 · 25.87
Debt ≤ 1 year
€85k▲
2024 · €74k
Income taxes
€19k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€215k€226k▲
Fixed assets21/28€12k€20k▲
Tangible fixed assets22/27€12k€20k▲
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€8k€18k▲
Current assets29/58€203k€206k▲
Amounts receivable within one year40/41€97k€17k▼
Trade receivables40€97k€12k▼
Other amounts receivable41€24€5k▲
Cash at bank and in hand54/58€105k€188k▲
Deferred charges and accrued income490/1€1k€881▼
Equity and liabilities
Total equity and liabilities10/49€215k€226k▲
Equity10/15€138k€137k▼
Contributions10/11€6k€6k=
Reserves13€132k€131k▼
Distributable reserves133€132k€131k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€77k€89k▲
Amounts payable within one year42/48€74k€85k▲
Financial debts43€203€29▼
Credit institutions430/8€203€29▼
Trade debts44€275€2k▲
Suppliers440/4€275€2k▲
Taxes, remuneration and social security45€24k€7k▼
Taxes450/3€21k€6k▼
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48€50k€76k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€995€625▼
Gross operating margin9900€99k€68k▼
Operating profit (loss)9901€94k€63k▼
Financial income75/76B€0€106▲
Recurring financial income75€0€106▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€90k€59k▼
Income taxes67/77€25k€19k▼
Profit (loss) for the period9904€65k€40k▼
Profit (loss) for the period to be appropriated9905€65k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€40k▼
Profit (loss) brought forward from the previous period14P€-8k€0▲
Transfer from equity791/2€859€41k▲
Transfer to equity691/2€57k€40k▼
To other reserves6921€57k€40k▼
Profit to be distributed694/7€859€41k▲
Return on contributions (dividend)694€859€41k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
30-09
Financial
Equity above €100kEq €138k ▲87.2%
Equity rises from €74k to €138k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-15k ▼342%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
16-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
30-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2011
Ground area
3,785 m²
Building footprint
322 m²
Volume, LiDAR
1,554 m³
Parcel 45032B0074/00B000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Activ'T
since 20112.196.703.867
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45032B0074/00B000 | Flanders | 3,785 m² | 1 · 322 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 56 EUR awarded · 56 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 56 EUR | 56 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,154 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2011
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.