RTM Racing
ActiveSummary
RTM Racing has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€41,888) and a net result of €4,496. Equity is shrinking by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 10% of 639 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+47
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.81 against 0.77 in 2024; short-term debt: 121.9% and cash: 5.5% of total assets), and equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-53.8%
Return on assets
5.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 639 sector peers (2025).
NBB · sector comparisonPosition among 639 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
23 d early
2023
41 d early
2022
26 d early
2021
25 d early
2020
43 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€41,888▲ 9.7%
2024 · -€46,384
Total assets
€77,928▲ 6.7%
2024 · €73,010
Net result
€4,496
2024 · -€2,564
Working capital
-€17,776▲ 17.7%
2024 · -€21,595
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,472▼ 34.0%-€2,861▼ 15.7%-€3,045▼ 6.4%-€2,519▲ 17.3%€4,543
Net result-€2,528below the sector's middle half▼ 33.9%-€2,895below the sector's middle half▼ 14.5%-€3,090below the sector's middle half▼ 6.7%-€2,564below the sector's middle half▲ 17.0%€4,496within the sector's middle half
Equity-€37,835below the sector's middle half▼ 7.2%-€40,730below the sector's middle half▼ 7.7%-€43,820below the sector's middle half▼ 7.6%-€46,384below the sector's middle half▼ 5.9%-€41,888below the sector's middle half▲ 9.7%
Total assets€72,772within the sector's middle half▼ 0.8%€73,323within the sector's middle half▲ 0.8%€72,917within the sector's middle half▼ 0.6%€73,010within the sector's middle half▲ 0.1%€77,928below the sector's middle half▲ 6.7%
Debt€85,818▲ 2.3%€89,264▲ 4.0%€91,948▲ 3.0%€94,605▲ 2.9%€95,027▲ 0.4%
Working capital-€13,046below the sector's middle half▼ 24.0%-€15,941below the sector's middle half▼ 22.2%-€19,031below the sector's middle half▼ 19.4%-€21,595below the sector's middle half▼ 13.5%-€17,776below the sector's middle half▲ 17.7%
Solvency-52.0%below the sector's middle half▼ 3.9pp-55.5%below the sector's middle half▼ 3.6pp-60.1%below the sector's middle half▼ 4.5pp-63.5%below the sector's middle half▼ 3.4pp-53.8%below the sector's middle half▲ 9.8pp
Current ratio0.85below the sector's middle half▼ 0.030.82below the sector's middle half▼ 0.030.79below the sector's middle half▼ 0.030.77below the sector's middle half▼ 0.020.81below the sector's middle half▲ 0.04
Return on assets (ROA)-3.5%below the sector's middle half▼ 0.9pp-3.9%below the sector's middle half▼ 0.5pp-4.2%below the sector's middle half▼ 0.3pp-3.5%below the sector's middle half▲ 0.7pp5.8%within the sector's middle half▲ 9.3pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4,543 after a loss of €2,519 in 2024, the highest result in the available series.
Balance-sheet composition
Assets €77,928
Fixed assets
€677
Current assets
€77,251
Key figures and ratios
EBITDA
€4,620
Cash flow
€4,573
Debt to equity
-2.27▼
2024 · -2.04
Interest coverage
96.25
Debt ≤ 1 year
€95,027▲
2024 · €94,605
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,798 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 91% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.5%
went bankrupt
5.3%
stopped otherwise
91%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €77 | - |
| Other operating charges640/8 | €101 | €102 | €109 | €118 | €134 | ▲ 13.6% |
| Gross operating margin9900 | -€2,371 | -€2,759 | -€2,936 | -€2,401 | €4,754 | ▲ 298% |
| Operating profit (loss)9901 | -€2,472 | -€2,861 | -€3,045 | -€2,519 | €4,543 | ▲ 280% |
| Financial income75/76B | - | - | - | - | €1 | - |
| Recurring financial income75 | - | - | - | - | €1 | - |
| Financial charges65/66B | €56 | €34 | €45 | €45 | €48 | ▲ 6.7% |
| Recurring financial charges65 | €56 | €34 | €45 | €45 | €48 | ▲ 6.7% |
| Profit (loss) for the period before taxes9903 | -€2,528 | -€2,895 | -€3,090 | -€2,564 | €4,496 | ▲ 275% |
| Profit (loss) for the period9904 | -€2,528 | -€2,895 | -€3,090 | -€2,564 | €4,496 | ▲ 275% |
| Profit (loss) for the period to be appropriated9905 | -€2,528 | -€2,895 | -€3,090 | -€2,564 | €4,496 | ▲ 275% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €72,772 | €73,323 | €72,917 | €73,010 | €77,928 | ▲ 6.7% |
| Fixed assets21/28 | - | - | - | - | €677 | - |
| Tangible fixed assets22/27 | - | - | - | - | €677 | - |
| Plant, machinery and equipment23 | - | - | - | - | €677 | - |
| Current assets29/58 | €72,772 | €73,323 | €72,917 | €73,010 | €77,251 | ▲ 5.8% |
| Amounts receivable within one year40/41 | €72,412 | €72,412 | €72,412 | €72,412 | €72,958 | ▲ 0.8% |
| Trade receivables40 | €72,412 | €72,412 | €72,412 | €72,412 | €72,412 | = |
| Other amounts receivable41 | - | - | - | - | €546 | - |
| Cash at bank and in hand54/58 | €360 | €911 | €505 | €598 | €4,293 | ▲ 618% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €72,772 | €73,323 | €72,917 | €73,010 | €77,928 | ▲ 6.7% |
| Equity10/15 | -€37,835 | -€40,730 | -€43,820 | -€46,384 | -€41,888 | ▲ 9.7% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Capital10 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Issued capital100 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€57,835 | -€60,730 | -€63,820 | -€66,384 | -€61,888 | ▲ 6.8% |
| Provisions and deferred taxes16 | €24,789 | €24,789 | €24,789 | €24,789 | €24,789 | = |
| Provisions for liabilities and charges160/5 | €24,789 | €24,789 | €24,789 | €24,789 | €24,789 | = |
| Other liabilities and charges164/5 | €24,789 | €24,789 | €24,789 | €24,789 | €24,789 | = |
| Amounts payable17/49 | €85,818 | €89,264 | €91,948 | €94,605 | €95,027 | ▲ 0.4% |
| Amounts payable within one year42/48 | €85,818 | €89,264 | €91,948 | €94,605 | €95,027 | ▲ 0.4% |
| Trade debts44 | - | €546 | €230 | €387 | - | - |
| Suppliers440/4 | - | €546 | €230 | €387 | - | - |
| Other amounts payable47/48 | €85,818 | €88,718 | €91,718 | €94,218 | €95,027 | ▲ 0.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,528 | -€2,895 | -€3,090 | -€2,564 | €4,496 | ▲ 275% |
| + Depreciation and write-downs630 | - | - | - | - | €77 | - |
| Operating cash flow (approximation) | -€2,528 | -€2,895 | -€3,090 | -€2,564 | €4,573 | ▲ 278% |
| Change in cash | - | €551 | -€406 | €93 | €3,695 | ▲ 3,873% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €4,496
Net result €4,496 after 7 loss-making years.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€3,090
Net result drops to -€3,090, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2000
Ground area
2.2 ha
Building footprint
526 m²
Volume, LiDAR
2,907 m³
Parcel 12002C0537/00G000, Flanders · tallest building 17.8 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Smidstraat 325, 2590 Berlaar
since 20002.099.559.060
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002C0537/00G000 | Flanders | 2.2 ha | 1 · 525 m² | 17.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Balen
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,452 companies in sector 74130 we hold annual accounts for 340. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-02-2000
Fiscal year end31-12
Activities, NACEBEL 2025
74130Interior design
41003General construction of other non-residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0470901049
Also
9925:BE0470901049
Registered
08-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.