RTCB
ActiveRTCB has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-23k) and a net result of €-1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2176 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
23
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-23k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
18 d late
2023
27 d late
2022
31 d late
2021
25 d early
2020
11 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-23k▼ 4.5%
2024 · €-22k
2018: €85k
2019: €33k
2020: €10k
2021: €-5k
2022: €-16k
2023: €-20k
2024: €-22k
2018 → 2025
Total assets
€473▲ 66.1%
2024 · €285
2018: €111k
2019: €39k
2020: €13k
2021: €10k
2022: €9k
2023: €766
2024: €285
2018 → 2025
Net result
€-1k▲ 49.2%
2024 · €-2k
2018: €-36k
2019: €-52k
2020: €-23k
2021: €-16k
2022: €-11k
2023: €-4k
2024: €-2k
2018 → 2025
Working capital
€-23k▼ 4.5%
2024 · €-22k
2018: €70k
2019: €26k
2020: €8k
2021: €-15k
2022: €-21k
2023: €-20k
2024: €-22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-16k▼ 197%€-20k▼ 27.7%€-22k▼ 9.8%€-23k▼ 4.5%
Operating result€-15k-€-10k▲ 33.7%€-4k▲ 59.3%€-2k▲ 54.5%€-1k▲ 47.0%
Net result€-16k-€-11k▲ 32.5%€-4k▲ 58.3%€-2k▲ 54.9%€-1k▲ 49.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €2k in 2024; the loss shrinks.
Key figures and ratios
Debt
€24k▲
2024 · €23k
Debt ≤ 1 year
€24k▲
2024 · €23k
Ratios withheld: a balance sheet total of €473 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€285€473▲
Current assets29/58€285€473▲
Amounts receivable within one year40/41€277€473▲
Other amounts receivable41€277€473▲
Cash at bank and in hand54/58€8-
Equity and liabilities
Total equity and liabilities10/49€285€473▲
Equity10/15€-22k€-23k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-91k€-92k▼
Amounts payable17/49€23k€24k▲
Amounts payable within one year42/48€23k€24k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Other amounts payable47/48€21k€23k▲
Income statement
Code20242025
Other operating charges640/8€384-
Gross operating margin9900€-2k€-1k▲
Operating profit (loss)9901€-2k€-1k▲
Financial charges65/66B€98€8▼
Recurring financial charges65€98€8▼
Profit (loss) for the period before taxes9903€-2k€-1k▲
Profit (loss) for the period9904€-2k€-1k▲
Profit (loss) for the period to be appropriated9905€-2k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-91k€-92k▼
Profit (loss) brought forward from the previous period14P€-89k€-91k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-52k
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Colo-Hugues 671420 Braine-l'AlleudGround area
1,759 m²
Building footprint
532 m²
Volume, LiDAR
6,116 m³
Parcel 25744E1188/00A000, Wallonia · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Colo-Hugues 67, 1420 Braine-l'Alleud
since 19842.025.696.629
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25744E1188/00A000 | Wallonia | 1,759 m² | 1 · 532 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMZ PROJECT
BE 1001.503.422
Mechelen · Eq €10k
RUQUINA
BE 0449.715.259
Wuustwezel · Eq €10k
BOUWHULP
BE 0738.976.088
Beveren-Kruibeke-Zwijndrecht · Eq €10k
MAGISTEC
BE 0788.471.626
Jette · Eq €10k
MEIJVIS
BE 0449.239.662
Ravels · Eq €10k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 9,380 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-06-1984
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50103
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.